Headrick Companies, Inc.
Updated Filing received by DOL
Headrick Companies, Inc., a professional & technical services employer in Laurel, Mississippi, reported 105 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $676,468 in insurance premiums across 12 contracts and $47,388 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 17, 2026, before the deadline.
Who was paid on Headrick Companies, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Headrick Companies, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Jamie Taylor | $23,875 | $0 | $23,875 | 3 |
| Kelly Sanner | $6,039 | $0 | $6,039 | 1 |
| Clayton E Johnson · Laurel, MS | $3,584 | $0 | $3,584 | 5 |
| Tanya R Skipper · Shubuta, MS | $3,255 | $69 | $3,324 | 4 |
| JTS Financial Services LLC · Little Rock, AR | $2,657 | $0 | $2,657 | 1 |
| Joseph E Parker JR · Hattiesburg, MS | $2,277 | $52 | $2,329 | 3 |
| Cej · Laurel, MS | $1,900 | $0 | $1,900 | 1 |
| Mark Thacker at Insurance · High Point, NC | $1,900 | $0 | $1,900 | 1 |
| J Nelson LLC · Purvis, MS | $685 | $38 | $723 | 4 |
| Tammy LYNN Ainsworth · Ellisville, MS | $431 | $56 | $487 | 3 |
| Madison Staley · Gulfport, MS | $365 | $0 | $365 | 4 |
| Candice James · Moselle, MS | $72 | $0 | $72 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Companyhealth | 52 | $298,386 | $12,200 | 4.1% |
| Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Companyhealth | 21 | $142,926 | $5,475 | 3.8% |
| Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Companyhealth | 30 | $137,919 | $6,200 | 4.5% |
| Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Companyhealth | 14 | $97,237 | $6,039 | 6.2% |
| Aflacshort-term disability | 14 | — | $1,402 | — |
| Aflacshort-term disability | 17 | — | $1,609 | — |
| Aflacshort-term disability | 5 | — | $183 | — |
| Sun Life Assurance Company of Canadalife | 20 | — | $2,657 | — |
| Aflaclife, short-term disability | 15 | — | $2,642 | — |
| Aflacshort-term disability | 37 | — | $2,840 | — |
| Blue Cross and Blue Shield of North Carolinahealth, dental | 11 | — | $3,800 | — |
| Guardian Life Insurance Company of Americalife | 99 | — | $2,341 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Headrick Companies, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $5,782 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 111 | 105 | −5.4% |
| Premiums filed | $784,567 | $676,468 | not comparable |
| Broker commissions + fees | $56,519 | $47,388 | −16.2% |
| Commission rate | 4.6% | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Headrick Companies, Incorporated Health & Welfare Benefits Plan#501 · insurance, general assets | November 30, 2025 | June 17, 2026 | before deadline | 105 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Headrick Companies, Inc. pay in health insurance broker commissions in 2024?
Headrick Companies, Inc.'s 2024 Form 5500 reports $47,388 in broker commissions and fees across 12 insurance contracts ($47,162 in commissions, $226 in fees), with Jamie Taylor receiving the largest share.
Is Headrick Companies, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Company, Blue Cross and Blue Shield of North Carolina.
How does Headrick Companies, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Headrick Companies, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.