BenefitsLedger
Employer health plan record · Plan year 2025 (latest filing) · Form 5500

TKC Holdings, Inc.

Wholesale trade · ST. Louis, Missouri · EIN ending 8849

Updated Filing received by DOL

TKC Holdings, Inc., a wholesale trade employer in ST. Louis, Missouri, reported 5,150 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $392,547 in insurance premiums across 35 contracts and $1.7M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 15, 2026, before the deadline.

Participants
5,150
−3.7% vs 2024
Premiums filed
$392,547
premium not reported on 10 medical contracts
Broker commissions + fees
$1.7M
−11.3% vs 2024
Commission rate
n/a
needs insured medical premium

Who was paid on TKC Holdings, Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract TKC Holdings, Inc. filed for 2025.

Broker or agentCommissionsFeesTotalContracts
Aon · ST. Louis, MO$569,418$742,692$1,312,11021
Hewitt Insurance Brokerage · Chicago, IL$260,909$0$260,9094
Custom Benefit Programs Inc · Hammonton, NJ$95,863$12,166$108,0292
Hewitt Ins Brokerage LLC · Chicago, IL$16,428$0$16,4284
Jennifer N Buck · Pecatonica, IL$5,937$0$5,9371
Alight Solutions LLC · Chicago, IL$0$2,576$2,5761
Jennifer Buck · Atlanta, GA$325$0$3251

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

The 24 largest of 35 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Medical Mutualhealth, prescription drug40$308,571$12,3374.0%
Vision Service Planvision552$74,451$7,47110.0%
Kaiser Foundation Health Plan of Washington Options,inc.health1$9,525$381—
Unum Life Insurance Company of Americashort-term disability, long-term disability499—$8,306—
Transamerica Life Insurance Companylife1,138—$95,863—
Unum Life Insurance Company of Americashort-term disability1,482—$4,113—
Unum Life Insurance Company of Americalong-term disability2,023—$27,723—
Magellan Healthcarecoverage not coded5,242———
Unum Life Insurance Company of Americalife4,907—$53,438—
Unum Life Insurance Company of Americashort-term disability164———
Aetna Life Insurance Co.indemnity1,835—$142,356—
Metropolitan Life Insurance Companydental, vision371—$16,398—
Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc.health17—$4,419—
Kaiser Foundation Health Plan, Inc.health4—$1,602—
Kaiser Foundation Health Plan, Inc.health14—$3,654—
Kaiser Foundation Health Plan of Coloradohealth1—$102—
Kaiser Foundation Health Plan of the Northwesthealth1—$408—
Kaiser Foundation Health Plan of Georgia, Inc.health1—$439—
Priority Health Insurance Companyhealth23—$5,937—
Aetna Life Insurance Co.health, dental373—$110,202—
Healthy Alliance Life Insurance Company (g0262)health, PPO1,165—$308,260—
Cigna Health and Life Insurance Company and Affiliates (cigna)dental, indemnity311—$16,659—
Cigna Health and Life Insurance Company and Affiliates (cigna)health, indemnity225—$92,458—
Delta Dental of Missouridental2,403—$59,969—

Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How TKC Holdings, Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
TKC Holdings, Inc.
$1.7M
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Premium per covered person on medical contracts: $7,758 a year (national median $7,274).

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$81,794$392,547Premiums$1.9M$1.7MBroker pay20242025
TKC Holdings, Inc.: premiums and broker commissions + fees, 2024 vs 2025
20242025Change
Participants5,3495,150−3.7%
Premiums filed$81,794$392,547not comparable
Broker commissions + fees$1,924,604$1,706,314−11.3%
Commission rate———

Source: DOL Form 5500 filings for plan years 2024 and 2025.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
TKC Holdings, Inc. Health & Welfare Plan#501 · insurance, general assetsDecember 31, 2025July 15, 2026before deadline5,150

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did TKC Holdings, Inc. pay in health insurance broker commissions in 2025?

TKC Holdings, Inc.'s 2025 Form 5500 reports $1,706,314 in broker commissions and fees across 35 insurance contracts ($948,880 in commissions, $757,434 in fees), with Aon receiving the largest share.

Is TKC Holdings, Inc.'s health plan self-funded or fully insured?

The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Medical Mutual, Kaiser Foundation Health Plan of Washington Options,inc., Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc..

How does TKC Holdings, Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for TKC Holdings, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.