Gilbert, Arizona employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
32 employers in Gilbert, Arizona filed health plans with 100 or more participants for plan year 2024, covering 9,629 participants. They reported $1.8M in insurance premiums and $3.3M in broker commissions and fees. Against 2023, premiums were down 67.0% and broker pay rose 28.1%.
Funding: 16 fully insured · 11 self-funded · 5 mixed. 16 of 32 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Gilbert
Gilbert employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Evirts, LLC | $1,488,076 | $89,242 | 138 | Crest Insurance Group, LLC |
| Isagenix International LLC | $227,266 | $6,821 | 249 | Brown & Brown |
| Ab Staffing Solutions, LLC | $46,596 | $6,696 | 594 | USI Insurance Services |
| Wallcor, Inc | $0 | $351,755 | 1,273 | Alliant Insurance Services |
| Ironwood Physicians, PC | $0 | $202,538 | 663 | Marsh McLennan Agency |
| Phoenix Logistics | $0 | $70,862 | 607 | Marsh McLennan Agency |
| The Shield Companies, LLC | $0 | $373,534 | 583 | GBS Arizona, Inc. |
| Barrett Financial Group, LLC | $0 | $277,137 | 500 | Vector Financial Inc |
| Power Electronics USA Inc. | $0 | $399,352 | 491 | Lovitt & Touche |
| Horne Auto Group LLC | $0 | $125,977 | 417 | Garry L Johnson & Associates Inc |
| Caretaker Landscape and Tree Management | $0 | $80,488 | 312 | Mark J. Matsock & Associates Inc |
| Kinective | $0 | $217,686 | 288 | Alliant Insurance Services |
| Hunter Contracting Company | $0 | $191,370 | 285 | Black Gould & Assoc |
| Metro Fire Equipment | $0 | $61,439 | 228 | M&O Agencies Inc |
| Gilbert Christian Schools, Inc. | $0 | $3,032 | 227 | Patriot Growth |
| Benjamin Franklin Charter School-Queen Creek | $0 | $18,380 | 223 | GBS Arizona, Inc. |
| Footprint, LLC | $0 | $120,522 | 212 | OneDigital |
| Grad Solutions LLC | $0 | $86,220 | 210 | Marsh McLennan Agency |
| Henry Brown Auto Group, LLC | $0 | $57,419 | 210 | Patriot Growth |
| Wastexperts, Inc. | $0 | $12,662 | 200 | Wilson Albers |
| Luv Car Wash Group LLC | $0 | $61,844 | 188 | Lockton |
| Walters & Wolf Construction Specialties | $0 | $169,866 | 177 | Marsh McLennan Agency |
| HVG Parent Corp. | $0 | $67,063 | 175 | Brown & Brown |
| Jant Group, Inc. | $0 | $39,535 | 150 | Gis Benefits, Inc. |
| Pacific West Environmental and Infrastructure | $0 | $94,645 | 147 | GBS Benefits Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Gilbert employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $549,559 | 7 |
| Alliant Insurance Services | $465,981 | 2 |
| GBS Arizona, Inc. | $395,666 | 3 |
| Lovitt and Touche, Inc. | $387,659 | 3 |
| Vector Financial Inc | $225,458 | 1 |
| Garry L Johnson | $118,474 | 1 |
| Black Gould & Associates | $112,824 | 1 |
| GBS Benefits Inc | $94,645 | 1 |
| Brown & Brown | $89,864 | 3 |
| Crest Insurance Group LLC | $89,242 | 1 |
Largest medical carriers
Medical premium written for these employers.
Gilbert against Arizona and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Gilbert | Arizona | United States | |
|---|---|---|---|
| Employer plans | 32 | 1,032 | 58,547 |
| Median commission rate | n/a | 7.5% | 3.8% |
| Middle half of rates | n/a | 5.1% – 8.0% | 2.7% – 5.0% |
| Median broker pay per employer | $67,063 | $70,061 | $72,628 |
| Medical premium per covered person | n/a | $5,476 | $7,274 |
| Plans reporting no commission | 0 | 5 | 933 |
Year over year. In plan year 2023, 28 Gilbert employers reported $5.3M in premiums and $2.6M in broker pay for 8,024 participants; in 2024 it was $1.8M and $3.3M for 9,629 participants (premiums −67.0%, broker pay +28.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Gilbert employers pay health insurance brokers?
32 Gilbert employers reported $3,342,698 in broker commissions and fees on their 2024 Form 5500 filings, 31 of them disclosing at least some compensation. Too few fully insured medical plans in Gilbert reported premium to compute a stable commission rate; the Arizona median is 7.5% and the U.S. median is 3.8%. In dollars, the median Gilbert employer that disclosed broker pay reported $67,063.
Which Gilbert employers have the largest health plans?
By insurance premium reported for 2024, Evirts, LLC ($1.5M), Isagenix International LLC ($227,266), Ab Staffing Solutions, LLC ($46,596) lead. 25 Gilbert employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Gilbert?
By compensation reported by Gilbert employers, the largest brokers are Marsh McLennan Agency ($549,559, 7 plans), Alliant Insurance Services ($465,981, 2 plans), GBS Arizona, Inc. ($395,666, 3 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Unitedhealthcare Insurance Company, Blue Cross Blue Shield of Arizona.
Are Gilbert employer health plans self-funded or fully insured?
Of 32 Gilbert employer plans, 16 are fully insured, 11 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Arizona
Is your company on this page? Get its Form 5500 read next to the Gilbert, Arizona medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.