Chandler, Arizona employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
57 employers in Chandler, Arizona filed health plans with 100 or more participants for plan year 2024, covering 148,837 participants. They reported $2.4M in insurance premiums and $6.4M in broker commissions and fees. Against 2023, premiums were down 62.2% and broker pay fell 7.0%.
Funding: 25 fully insured · 13 self-funded · 19 mixed. 32 of 57 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Chandler
Chandler employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Raintree Systems, Inc. | $1,113,214 | $86,909 | 153 | Gallagher |
| Arion Care Solutions, LLC | $968,469 | $75,704 | 338 | Marsh McLennan Agency |
| Isola USA Corporation | $237,405 | $151,548 | 299 | Lockton |
| First Credit Union | $98,899 | $102,837 | 116 | Willis Towers Watson |
| Intel Corporation | $0 | — | 57,472 | — |
| Vensure Employer Services, Inc. | $0 | $242,848 | 47,695 | Insurasource |
| Stantec Consulting Services Inc. and Affiliated Companies | $0 | $193,108 | 8,144 | American Benefits & Comp Systems |
| Asml US, LLC | $0 | $1,012,045 | 8,033 | Aon |
| Insight Enterprise, Inc. | $0 | $117,906 | 6,444 | Mercer |
| Raley's Arizona LLC | $0 | $219,413 | 3,903 | James Ward |
| Gila River Gaming Enterprises, Inc. | $0 | $665,893 | 2,470 | Gallagher |
| Legacy Traditional Schools | $0 | $53,069 | 1,776 | Marsh McLennan Agency |
| Earnhardt Management Company | $0 | $132,563 | 1,544 | Lockton |
| Northstar Energy Management LLC | $0 | $108,711 | 789 | Woodruff Sawyer |
| Maritime Industry Welfare Benefit Trust | $0 | $347,268 | 694 | Alliant Insurance Services |
| Nexa Mortgage | $0 | $38,193 | 529 | PCF Insurance Services of the West |
| Geneva Financial, LLC | $0 | $6,124 | 428 | USI Insurance Services |
| Good Health Medical, P.C. | $0 | — | 422 | — |
| Strongmind, Inc. | $0 | $29,768 | 418 | — |
| Retronix,inc. | $0 | $29,878 | 395 | Lewis-Watkins-Farmer Agency Inc |
| Survival Flight Air Ambulance, LLC | $0 | $308,627 | 362 | Black Gould & Assoc |
| Kane Infrastructure Services and Intermediate Holdings, LLC | $0 | $190,022 | 320 | Alliant Insurance Services |
| Kovach Enclosure Systems LLC | $0 | $166,421 | 317 | Elysian Healthcare |
| Arizona Nutritional Supplements, LLC | $0 | $29,409 | 301 | James R. Nelligan & Associates, LLC |
| Southwest Stage Funding | $0 | $156,143 | 265 | GBS Arizona, Inc |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Chandler employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Aon | $789,636 | 1 |
| Gallagher | $778,247 | 3 |
| Alliant Insurance Services | $450,712 | 4 |
| Lockton | $401,769 | 4 |
| Black Gould & Associates | $366,764 | 2 |
| Marsh McLennan Agency | $287,112 | 9 |
| Pomeroy & Associates LLC | $214,401 | 1 |
| James Ward | $200,661 | 1 |
| Bennie Insurance, LLC | $171,371 | 1 |
| Custom Benefit Programs Inc | $168,268 | 1 |
Largest medical carriers
Medical premium written for these employers.
Chandler against Arizona and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Chandler | Arizona | United States | |
|---|---|---|---|
| Employer plans | 57 | 1,032 | 58,547 |
| Median commission rate | n/a | 7.5% | 3.8% |
| Middle half of rates | n/a | 5.1% – 8.0% | 2.7% – 5.0% |
| Median broker pay per employer | $58,852 | $70,061 | $72,628 |
| Medical premium per covered person | n/a | $5,476 | $7,274 |
| Plans reporting no commission | 0 | 5 | 933 |
Year over year. In plan year 2023, 60 Chandler employers reported $6.4M in premiums and $6.9M in broker pay for 128,410 participants; in 2024 it was $2.4M and $6.4M for 148,837 participants (premiums −62.2%, broker pay −7.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Chandler employers pay health insurance brokers?
57 Chandler employers reported $6,399,660 in broker commissions and fees on their 2024 Form 5500 filings, 55 of them disclosing at least some compensation. Too few fully insured medical plans in Chandler reported premium to compute a stable commission rate; the Arizona median is 7.5% and the U.S. median is 3.8%. In dollars, the median Chandler employer that disclosed broker pay reported $58,852.
Which Chandler employers have the largest health plans?
By insurance premium reported for 2024, Raintree Systems, Inc. ($1.1M), Arion Care Solutions, LLC ($968,469), Isola USA Corporation ($237,405) lead. 25 Chandler employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Chandler?
By compensation reported by Chandler employers, the largest brokers are Aon ($789,636, 1 plans), Gallagher ($778,247, 3 plans), Alliant Insurance Services ($450,712, 4 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Blue Cross Blue Shield of Arizona, Unitedhealthcare Insurance Company.
Are Chandler employer health plans self-funded or fully insured?
Of 57 Chandler employer plans, 25 are fully insured, 13 are self-funded and 19 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Arizona
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