Scottsdale, Arizona employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
175 employers in Scottsdale, Arizona filed health plans with 100 or more participants for plan year 2024, covering 174,766 participants. They reported $28M in insurance premiums and $22M in broker commissions and fees. Against 2023, premiums were up 4.0% and broker pay fell 2.0%.
Funding: 45 fully insured · 64 self-funded · 66 mixed. 130 of 175 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Scottsdale
Scottsdale employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Independence Pet Holdings, Inc. | $6,462,687 | $420,249 | 853 | Lockton |
| Confluent Medical Technologies, Inc. | $5,176,795 | $232,837 | 736 | Abd Ins. and Financial SVCS., Inc. |
| Troon Golf | $4,128,499 | $363,720 | 11,210 | Aon |
| Lifestance Health | $3,619,646 | $523,345 | 7,689 | American Benefits Consulting LLC |
| Plexus Worldwide, LLC | $2,841,047 | $37,244 | 298 | Lockton |
| Taylor Morrison, Inc. | $2,304,475 | $317,296 | 2,815 | Brown & Brown |
| Concord Software Leasing Corporation | $1,228,729 | $106,975 | 133 | Marsh McLennan Agency |
| Basis Educational Group, LLC. | $920,951 | $66 | 2,353 | HUB International |
| Pinnacle Fertility, Inc. | $354,253 | $185,621 | 714 | Employee Benefits Intl Az, Inc. |
| Resideo Technologies, Inc. | $319,360 | $461,160 | 3,244 | Mercer |
| Cna National Warranty Corporation | $209,717 | $61,931 | 250 | GBS Arizona, Inc. |
| Spear Education, LLC | $202,096 | $34,218 | 215 | Marsh McLennan Agency |
| Red Mountain Med Holdings, LLC | $158,286 | $97,255 | 262 | Lockton |
| Zoe Holding Company | $87,070 | $21,325 | 192 | CBIZ |
| Blue Star Resort & Golf LLC | $43,032 | $99,472 | 719 | Marsh McLennan Agency |
| Reliance, Inc. | $0 | — | 11,433 | — |
| Honorhealth | $0 | $335,602 | 10,321 | Lockton |
| Reinalt-Thomas Corporation | $0 | $408,662 | 9,495 | Lockton |
| Cadence Education, Inc. | $0 | $234,762 | 6,048 | National Insurance Marketing |
| Carlisle, LLC | $0 | $289,399 | 6,033 | Freestone Financial, LLC |
| P.F. Changs China Bistro, Inc. | $0 | $109,098 | 5,005 | Lockton |
| On Semiconductor Corporation | $0 | $221,103 | 4,459 | Fidelity Health Insurance Services |
| Fender Musical Instruments Corporation | $0 | $45,371 | 4,142 | GBS Arizona, Inc. |
| Standardaero Aviation Holdings, Inc. | $0 | $443,390 | 3,862 | EPIC Insurance Brokers |
| Bar-S Foods Co. | $0 | $328,910 | 3,545 | US Bentec Workplace Solutions LLC |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Scottsdale employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $3,332,363 | 20 |
| Marsh McLennan Agency | $2,806,335 | 32 |
| Benefit Commerce GRP, an Alera GRP | $1,475,198 | 9 |
| Mercer | $846,477 | 7 |
| Alliant Insurance Services | $830,747 | 12 |
| USI Insurance Services | $771,328 | 15 |
| Benifit, LLC | $748,640 | 5 |
| HUB International | $692,186 | 10 |
| Aon | $647,454 | 9 |
| Brown & Brown | $586,402 | 7 |
Largest medical carriers
Medical premium written for these employers.
Scottsdale against Arizona and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Scottsdale | Arizona | United States | |
|---|---|---|---|
| Employer plans | 175 | 1,032 | 58,547 |
| Median commission rate | n/a | 7.5% | 3.8% |
| Middle half of rates | n/a | 5.1% – 8.0% | 2.7% – 5.0% |
| Median broker pay per employer | $76,926 | $70,061 | $72,628 |
| Medical premium per covered person | n/a | $5,476 | $7,274 |
| Plans reporting no commission | 1 | 5 | 933 |
Year over year. In plan year 2023, 178 Scottsdale employers reported $27M in premiums and $23M in broker pay for 169,696 participants; in 2024 it was $28M and $22M for 174,766 participants (premiums +4.0%, broker pay −2.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Scottsdale employers pay health insurance brokers?
175 Scottsdale employers reported $22,127,259 in broker commissions and fees on their 2024 Form 5500 filings, 168 of them disclosing at least some compensation. Too few fully insured medical plans in Scottsdale reported premium to compute a stable commission rate; the Arizona median is 7.5% and the U.S. median is 3.8%. In dollars, the median Scottsdale employer that disclosed broker pay reported $76,926.
Which Scottsdale employers have the largest health plans?
By insurance premium reported for 2024, Independence Pet Holdings, Inc. ($6.5M), Confluent Medical Technologies, Inc. ($5.2M), Troon Golf ($4.1M) lead. 25 Scottsdale employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Scottsdale?
By compensation reported by Scottsdale employers, the largest brokers are Lockton ($3.3M, 20 plans), Marsh McLennan Agency ($2.8M, 32 plans), Benefit Commerce GRP, an Alera GRP ($1.5M, 9 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, University Health Alliance, Kaiser Foundation Health Plan, Inc..
Are Scottsdale employer health plans self-funded or fully insured?
Of 175 Scottsdale employer plans, 45 are fully insured, 64 are self-funded and 66 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Arizona
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