Tempe, Arizona employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
87 employers in Tempe, Arizona filed health plans with 100 or more participants for plan year 2024, covering 152,711 participants. They reported $18M in insurance premiums and $12M in broker commissions and fees. Against 2023, premiums were up 147.7% and broker pay rose 18.4%.
Funding: 25 fully insured · 22 self-funded · 40 mixed. 62 of 87 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Tempe
Tempe employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Gen 4 Dental Partners Opco, LLC | $5,316,210 | $486,556 | 1,374 | Benefit Commerce GRP, an Alera GRP |
| Drivetime Automotive | $2,687,026 | $297,818 | 4,239 | Lockton |
| Barnet Dulaney Perkins Eye Center PLLC | $1,702,613 | — | 138 | — |
| Bryan University | $1,580,611 | $128,093 | 261 | Marsh McLennan Agency |
| Usn Opco, LLC dba Panoramic Health | $1,425,965 | $161,178 | 1,476 | Alliant Insurance Services |
| Benchmark Electronics, Inc. | $1,330,045 | $322,807 | 3,064 | Alliant Insurance Services |
| VW Dig LLC | $873,575 | $96,869 | 174 | Lebaron & Carroll Benefits LLC |
| Nextcare, Inc. | $645,531 | $216,182 | 1,636 | Lockton |
| Chapman Automotive Group | $631,425 | $148,484 | 2,176 | Davison Benefits Group, LLC |
| Cranial Technologies, Inc | $357,882 | $357,029 | 655 | Aon |
| It1 Source, Inc. | $289,507 | $31,638 | 258 | Stern Insurance Group Inc |
| Aam, LLC | $273,218 | $226,973 | 683 | CBIZ |
| Offerpad, LLC | $271,732 | $3,370 | 450 | Marsh McLennan Agency |
| Opendoor Labs, Inc. | $223,821 | $119,784 | 1,544 | Willis Towers Watson |
| Molded Devices, Inc. | $155,448 | $285,517 | 395 | Propel Insurance Agency LLC |
| Circle K Stores, Inc. | $0 | $915,830 | 63,438 | Mercer |
| Sequoia One Peo, LLC | $0 | $2,820,261 | 30,727 | Sequoia |
| Carvana, LLC | $0 | $155,645 | 11,501 | Marsh McLennan Agency |
| Godaddy.Com, LLC | $0 | $105,244 | 3,744 | Willis Towers Watson |
| Asrc Industrial, LLC | $0 | $533,147 | 2,721 | Lockton |
| Medical Management Resource Group, LLC | $0 | $193,166 | 1,442 | Benefit Commerce GRP, an Alera GRP |
| Gen Digital, Inc. | $0 | $31,493 | 1,133 | Mercer |
| Westfall Technik, LLC | $0 | $70,483 | 1,029 | Aon |
| And Go Concepts, LLC dba Salad and Go | $0 | $260,154 | 1,026 | Lockton |
| Align Precision Corp | $0 | $59,896 | 962 | Alterity Broker Solutions, Inc |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Tempe employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Sequoia | $2,913,329 | 2 |
| Lockton | $1,351,944 | 8 |
| Benefit Commerce GRP, an Alera GRP | $1,002,299 | 11 |
| Mercer | $947,323 | 2 |
| Alliant Insurance Services | $547,805 | 4 |
| Brown & Brown | $476,435 | 6 |
| Marsh McLennan Agency | $439,521 | 10 |
| Aon | $402,651 | 2 |
| CBIZ | $356,339 | 2 |
| Lovitt and Touche, Inc. | $329,987 | 7 |
Largest medical carriers
Medical premium written for these employers.
Tempe against Arizona and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Tempe | Arizona | United States | |
|---|---|---|---|
| Employer plans | 87 | 1,032 | 58,547 |
| Median commission rate | n/a | 7.5% | 3.8% |
| Middle half of rates | n/a | 5.1% – 8.0% | 2.7% – 5.0% |
| Median broker pay per employer | $73,573 | $70,061 | $72,628 |
| Medical premium per covered person | n/a | $5,476 | $7,274 |
| Plans reporting no commission | 1 | 5 | 933 |
Year over year. In plan year 2023, 79 Tempe employers reported $7.2M in premiums and $10M in broker pay for 153,113 participants; in 2024 it was $18M and $12M for 152,711 participants (premiums +147.7%, broker pay +18.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Tempe employers pay health insurance brokers?
87 Tempe employers reported $12,232,380 in broker commissions and fees on their 2024 Form 5500 filings, 83 of them disclosing at least some compensation. Too few fully insured medical plans in Tempe reported premium to compute a stable commission rate; the Arizona median is 7.5% and the U.S. median is 3.8%. In dollars, the median Tempe employer that disclosed broker pay reported $73,573.
Which Tempe employers have the largest health plans?
By insurance premium reported for 2024, Gen 4 Dental Partners Opco, LLC ($5.3M), Drivetime Automotive ($2.7M), Barnet Dulaney Perkins Eye Center PLLC ($1.7M) lead. 25 Tempe employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Tempe?
By compensation reported by Tempe employers, the largest brokers are Sequoia ($2.9M, 2 plans), Lockton ($1.4M, 8 plans), Benefit Commerce GRP, an Alera GRP ($1.0M, 11 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Aetna Health, Inc., Blue Cross Blue Shield of Arizona.
Are Tempe employer health plans self-funded or fully insured?
Of 87 Tempe employer plans, 25 are fully insured, 22 are self-funded and 40 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Arizona
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