Aurora, Colorado employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
23 employers in Aurora, Colorado filed health plans with 100 or more participants for plan year 2024, covering 45,882 participants. They reported $2.2M in insurance premiums and $2.8M in broker commissions and fees. Against 2023, premiums were up 37.8% and broker pay fell 16.8%.
Funding: 6 fully insured · 10 self-funded · 7 mixed. 17 of 23 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Aurora
Aurora employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Children's Hospital Colorado | $879,223 | $717,814 | 8,551 | Lockton |
| Revenue Enterprises, LLC | $637,086 | $82,436 | 144 | Benefit Commerce Group |
| Aurora Comprehensive Community Mental Health Center | $258,321 | $178,065 | 580 | USI Insurance Services |
| Bsi Holdings, Inc. | $250,832 | — | 492 | — |
| Franklin D Azar & Associates, P.C. | $122,380 | $42,279 | 214 | Thompson Flanagan Benefits GRP LLC |
| Karcher North America, Inc. | $74,706 | $16,094 | 708 | Holmes Murphy |
| University of Colorado Health | $0 | $7,648 | 26,864 | Mercer |
| Trustees - Colorado Laborers' Health & Welfare Trust Fund for Co | $0 | $295,087 | 1,566 | OneDigital |
| Achh Holdings, LLC | $0 | $90,474 | 1,245 | Art Hauser Insurance, Inc. |
| Windigo Logistics LLC | $0 | $26,187 | 1,014 | Hays Companies |
| Icr, Inc. | $0 | $393,672 | 632 | Patriot Growth |
| Graebel Companies, Inc. | $0 | $32,881 | 592 | IMA Financial |
| 2-10 Home Buyers Warranty Corporation | $0 | $47,881 | 566 | Eoi Service Company, LLC |
| Developmental Pathways, Inc. | $0 | $131,986 | 558 | Gallagher |
| Advancedpcb, Inc. | $0 | $159,635 | 501 | Lockton |
| Access Management Services, LLC | $0 | $159,352 | 433 | IMA Financial |
| McCandless Truck Center, Inc. | $0 | $73,478 | 313 | Moody Insurance Agency |
| Acme Delivery Service, Inc. | $0 | $41,447 | 220 | GBS Benefits Inc |
| Mi Pueblo | $0 | — | 163 | Key Benefit Administrators, Inc |
| American Financing Corporation | $0 | $78,176 | 160 | Marsh McLennan Agency |
| Western Industrial Contractors, Inc. | $0 | $128,201 | 133 | IMA Financial |
| Uzin Utz North America, Inc. | $0 | $77,828 | 133 | Holmes Murphy |
| Advanced Assembly, LLC | $0 | — | 100 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Aurora employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $572,771 | 2 |
| Patriot Growth | $346,731 | 1 |
| IMA Financial | $306,420 | 4 |
| USI Insurance Services | $262,314 | 3 |
| Bcinsourcing, LLC | $225,822 | 1 |
| OneDigital | $211,782 | 1 |
| Gallagher | $94,827 | 1 |
| Holmes Murphy | $90,657 | 2 |
| SBR Services LLC | $83,305 | 1 |
| Art Hauser Insurance Inc | $63,203 | 1 |
Largest medical carriers
Medical premium written for these employers.
Aurora against Colorado and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Aurora | Colorado | United States | |
|---|---|---|---|
| Employer plans | 23 | 1,040 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 1.8% – 9.3% | 2.7% – 5.0% |
| Median broker pay per employer | $80,306 | $46,030 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 2 | 933 |
Year over year. In plan year 2023, 26 Aurora employers reported $1.6M in premiums and $3.3M in broker pay for 18,051 participants; in 2024 it was $2.2M and $2.8M for 45,882 participants (premiums +37.8%, broker pay −16.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Aurora employers pay health insurance brokers?
23 Aurora employers reported $2,780,621 in broker commissions and fees on their 2024 Form 5500 filings, 20 of them disclosing at least some compensation. Too few fully insured medical plans in Aurora reported premium to compute a stable commission rate; the Colorado median is 5.0% and the U.S. median is 3.8%. In dollars, the median Aurora employer that disclosed broker pay reported $80,306.
Which Aurora employers have the largest health plans?
By insurance premium reported for 2024, Children's Hospital Colorado ($879,223), Revenue Enterprises, LLC ($637,086), Aurora Comprehensive Community Mental Health Center ($258,321) lead. 23 Aurora employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Aurora?
By compensation reported by Aurora employers, the largest brokers are Lockton ($572,771, 2 plans), Patriot Growth ($346,731, 1 plans), IMA Financial ($306,420, 4 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Kaiser Foundation Health Plan of Colorado, Bluecross Blueshield of Texas.
Are Aurora employer health plans self-funded or fully insured?
Of 23 Aurora employer plans, 6 are fully insured, 10 are self-funded and 7 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Colorado
Is your company on this page? Get its Form 5500 read next to the Aurora, Colorado medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.