Grand Junction, Colorado employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
16 employers in Grand Junction, Colorado filed health plans with 100 or more participants for plan year 2024, covering 4,877 participants. They reported $0 in insurance premiums and $618,717 in broker commissions and fees. Against 2023, premiums were unchanged and broker pay rose 3.1%.
Funding: 4 fully insured · 9 self-funded · 3 mixed. 12 of 16 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Grand Junction
Grand Junction employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Community West Healthcare System | $0 | $8,729 | 1,148 | Watchtower Technologies, Inc. |
| Hilltop Community Resources, Inc. | $0 | $8,509 | 449 | IMA Financial |
| Hopewest | $0 | $12,301 | 427 | Parker Smith & Feek Inc. |
| Fci Constructors, Inc. | $0 | $65,461 | 390 | Alliant Insurance Services |
| Colorado West, Inc. | $0 | $22,975 | 376 | Alexander Benefits |
| Critical Nurse Staffing, LLC | $0 | $135,969 | 342 | Cherry Creek Insurance Agency, Inc. |
| Leitner-Poma of America, Inc | $0 | $11,162 | 236 | Flood and Peterson Insurance Inc. |
| Nuclear Care Partners, LLC | $0 | $126,837 | 230 | Lockton |
| J&A Services, LLC | $0 | $4,984 | 229 | Lockton |
| Cci Capco, LLC | $0 | $17,950 | 202 | Alliant Insurance Services |
| Red Rock Auto Group | $0 | $13,114 | 177 | Gallagher |
| Mesa Systems, Inc. | $0 | — | 159 | — |
| Ariel Clinical Services | $0 | $3,853 | 154 | HUB International |
| Prinoth, LLC | $0 | $131,907 | 150 | Total Benefit Solutions |
| Enstrom Candies, Inc. | $0 | $1,662 | 108 | Jacqueline A. Skwarek |
| Marillac Clinic Inc. | $0 | $53,304 | 100 | HUB International |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Grand Junction employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Cherry Creek Insurance Agency | $134,879 | 1 |
| Lockton | $131,821 | 2 |
| Total Benefit Solutions | $117,352 | 1 |
| Alliant Insurance Services | $59,689 | 2 |
| HUB International | $56,922 | 2 |
| Alexander Benefits Consulting LLC | $22,975 | 1 |
| James R Nelligan & Associates LLC | $22,483 | 1 |
| NFP | $14,555 | 1 |
| Parker Smith & Feek Inc. | $12,301 | 1 |
| Flood & Peterson Insurance Inc | $11,084 | 1 |
Largest medical carriers
Medical premium written for these employers.
Grand Junction against Colorado and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Grand Junction | Colorado | United States | |
|---|---|---|---|
| Employer plans | 16 | 1,040 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 1.8% – 9.3% | 2.7% – 5.0% |
| Median broker pay per employer | $13,114 | $46,030 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 2 | 933 |
Year over year. In plan year 2023, 17 Grand Junction employers reported $174,999 in premiums and $600,369 in broker pay for 5,048 participants; in 2024 it was $0 and $618,717 for 4,877 participants (broker pay +3.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Grand Junction employers pay health insurance brokers?
16 Grand Junction employers reported $618,717 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Grand Junction reported premium to compute a stable commission rate; the Colorado median is 5.0% and the U.S. median is 3.8%. In dollars, the median Grand Junction employer that disclosed broker pay reported $13,114.
Which Grand Junction employers have the largest health plans?
By insurance premium reported for 2024, Community West Healthcare System ($0), Hilltop Community Resources, Inc. ($0), Hopewest ($0) lead. 16 Grand Junction employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Grand Junction?
By compensation reported by Grand Junction employers, the largest brokers are Cherry Creek Insurance Agency ($134,879, 1 plans), Lockton ($131,821, 2 plans), Total Benefit Solutions ($117,352, 1 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Unitedhealthcare Insurance Company, Rocky Mountain Hospital & Medical Service, Inc..
Are Grand Junction employer health plans self-funded or fully insured?
Of 16 Grand Junction employer plans, 4 are fully insured, 9 are self-funded and 3 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Colorado
Is your company on this page? Get its Form 5500 read next to the Grand Junction, Colorado medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.