Greeley, Colorado employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Greeley, Colorado filed health plans with 100 or more participants for plan year 2024, covering 77,378 participants. They reported $2.7M in insurance premiums and $1.4M in broker commissions and fees. Against 2023, premiums were up 121.0% and broker pay rose 30.1%.
Funding: 3 fully insured · 9 self-funded · 3 mixed. 12 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Greeley
Greeley employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Hensel Phelps Construction Co | $1,698,216 | $249,867 | 3,171 | Flood & Peterson Benefits LLC |
| 4 Rivers Holdings, LLC | $832,289 | $35,476 | 287 | Acrisure |
| Lone Tree Services, LLC | $164,032 | $139,802 | 182 | Kristine Rankin |
| JBS USA Food Company Holdings | $0 | $698,303 | 71,220 | Gallagher |
| K2d Incorporated | $0 | $64,174 | 645 | Willis Towers Watson |
| North Range Behavioral Health | $0 | $22,360 | 424 | Shirazi-Miller Benefits, LLC |
| 1888 Industrial Services | $0 | $28,010 | 257 | Shirazi-Miller Benefits LLC |
| Yoder Management LLC | $0 | $18,929 | 228 | Shirazi-Miller Benefits, LLC. |
| Continuum Health Management, LLC | $0 | $5,182 | 164 | Centerstone Ins & Fin Ser |
| Professional Finance Company, Inc. | $0 | $12,060 | 160 | Shirazi Miller Benefits, LLC |
| Fortress Employment Solutions, LLC | $0 | $27,514 | 152 | Shirazi-Miller Benefits, LLC |
| Fuzion Field Services LLC | $0 | $11,766 | 129 | Shirazi-Miller Benefits, LLC |
| 4x Industrial LLC | $0 | $90,841 | 123 | Shirazi Miller Benefits, LLC |
| Envirotech Services LLC | $0 | $8,471 | 123 | Bennie Insurance, LLC |
| Flood & Peterson Insurance, Inc. | $0 | $5,893 | 113 | Centerstone Ins and Financial SVCS |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Greeley employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $613,101 | 1 |
| Flood & Peterson Insurance Inc | $250,741 | 2 |
| Shirazi-Miller Benefits, LLC | $249,052 | 10 |
| Aon | $85,202 | 1 |
| Kristine Rankin | $55,283 | 1 |
| Willis Towers Watson | $42,156 | 1 |
| Cottingham & Butler | $22,018 | 1 |
| Centerstone Ins & Fin Ser | $13,707 | 4 |
| Daniel L. French | $13,346 | 1 |
| Acrisure | $11,801 | 1 |
Largest medical carriers
Medical premium written for these employers.
Greeley against Colorado and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Greeley | Colorado | United States | |
|---|---|---|---|
| Employer plans | 15 | 1,040 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 1.8% – 9.3% | 2.7% – 5.0% |
| Median broker pay per employer | $27,514 | $46,030 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 2 | 933 |
Year over year. In plan year 2023, 16 Greeley employers reported $1.2M in premiums and $1.1M in broker pay for 72,229 participants; in 2024 it was $2.7M and $1.4M for 77,378 participants (premiums +121.0%, broker pay +30.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Greeley employers pay health insurance brokers?
15 Greeley employers reported $1,418,648 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Greeley reported premium to compute a stable commission rate; the Colorado median is 5.0% and the U.S. median is 3.8%. In dollars, the median Greeley employer that disclosed broker pay reported $27,514.
Which Greeley employers have the largest health plans?
By insurance premium reported for 2024, Hensel Phelps Construction Co ($1.7M), 4 Rivers Holdings, LLC ($832,289), Lone Tree Services, LLC ($164,032) lead. 15 Greeley employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Greeley?
By compensation reported by Greeley employers, the largest brokers are Gallagher ($613,101, 1 plans), Flood & Peterson Insurance Inc ($250,741, 2 plans), Shirazi-Miller Benefits, LLC ($249,052, 10 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Meritain Health, Triple S Salud, Inc..
Are Greeley employer health plans self-funded or fully insured?
Of 15 Greeley employer plans, 3 are fully insured, 9 are self-funded and 3 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Colorado
Is your company on this page? Get its Form 5500 read next to the Greeley, Colorado medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.