Farmington, Connecticut employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
17 employers in Farmington, Connecticut filed health plans with 100 or more participants for plan year 2024, covering 139,046 participants. They reported $80M in insurance premiums and $1.2M in broker commissions and fees. Against 2023, premiums were up 43.3% and broker pay rose 18.7%.
Funding: 3 fully insured · 8 self-funded · 6 mixed. 14 of 17 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Farmington
Farmington employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| RTX Corporation | $57,397,144 | $290,328 | 75,553 | Alight Solutions LLC |
| Raytheon Company | $21,977,750 | — | 21,075 | — |
| Otis Worldwide Corporation | $461,474 | $4,241 | 3,961 | Aon |
| Kbe Building Corporation | $146,935 | $19,270 | 186 | USI Insurance Services |
| Capital Area Health Consortium | $50,218 | $20,601 | 822 | Gregory K. Balogh |
| Prohealth Physicians, P.C. | $0 | $64,002 | 33,467 | American Benefits & Comp Systems |
| Trumpf, Inc. | $0 | $259,723 | 1,359 | Lockton |
| Connecticare Capital LLC | $0 | $90,552 | 528 | Gallagher |
| Ebm-Papst Inc. | $0 | $166,094 | 392 | Mercer |
| The Connecticut Spring & Stamping Corporation | $0 | $117,293 | 350 | Wentworth Deangelis, Inc. |
| Mott Corporation | $0 | $10,917 | 314 | Lockton |
| Orthopedic Associates of Hartford, PC | $0 | $555 | 284 | Concepts Group LLC |
| Phalcon, LTD | $0 | $14,160 | 277 | Alliant Insurance Services |
| Mental Health Connecticut | $0 | $52,636 | 156 | Lockton |
| Consulting Ophthalmologists, P.C. | $0 | $37,623 | 110 | NFP |
| HRP Associates, Inc. | $0 | $18,997 | 108 | OneDigital |
| New England Airfoil Products, Inc. | $0 | $78,713 | 104 | Lockton |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Farmington employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $364,563 | 4 |
| Alight Solutions | $184,549 | 1 |
| Mercer | $163,082 | 2 |
| Willis Towers Watson | $105,779 | 1 |
| Gallagher | $83,430 | 2 |
| Wentworth Deangelis, Inc. | $79,089 | 1 |
| American Benefits & Comp Systems | $63,956 | 1 |
| NFP | $34,187 | 1 |
| WDK Benefits, LLC | $20,212 | 1 |
| USI Insurance Services | $19,352 | 2 |
Largest medical carriers
Medical premium written for these employers.
Farmington against Connecticut and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Farmington | Connecticut | United States | |
|---|---|---|---|
| Employer plans | 17 | 722 | 58,547 |
| Median commission rate | n/a | 6.0% | 3.8% |
| Middle half of rates | n/a | 4.1% – 6.9% | 2.7% – 5.0% |
| Median broker pay per employer | $45,130 | $74,008 | $72,628 |
| Medical premium per covered person | n/a | $8,147 | $7,274 |
| Plans reporting no commission | 2 | 8 | 933 |
Year over year. In plan year 2023, 18 Farmington employers reported $56M in premiums and $1.0M in broker pay for 185,355 participants; in 2024 it was $80M and $1.2M for 139,046 participants (premiums +43.3%, broker pay +18.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Farmington employers pay health insurance brokers?
17 Farmington employers reported $1,245,705 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Farmington reported premium to compute a stable commission rate; the Connecticut median is 6.0% and the U.S. median is 3.8%. In dollars, the median Farmington employer that disclosed broker pay reported $45,130.
Which Farmington employers have the largest health plans?
By insurance premium reported for 2024, RTX Corporation ($57M), Raytheon Company ($22M), Otis Worldwide Corporation ($461,474) lead. 17 Farmington employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Farmington?
By compensation reported by Farmington employers, the largest brokers are Lockton ($364,563, 4 plans), Alight Solutions ($184,549, 1 plans), Mercer ($163,082, 2 plans). By medical premium, the largest carriers are Triple S Salud, Inc., Kaiser Foundation Health Plan of Washington, Unitedhealthcare Insurance Company.
Are Farmington employer health plans self-funded or fully insured?
Of 17 Farmington employer plans, 3 are fully insured, 8 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Connecticut
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