BenefitsLedger
City · Plan year 2024 · Form 5500

Stamford, Connecticut employer health plans: what they cost and who gets paid

Updated plan year 2024, the most recent complete year

76 employers in Stamford, Connecticut filed health plans with 100 or more participants for plan year 2024, covering 247,203 participants. They reported $21M in insurance premiums and $13M in broker commissions and fees. Against 2023, premiums were up 41.7% and broker pay rose 2.4%.

Employer plans
76
247,203 participants
Premiums
$21M
+41.7% vs 2023
Broker pay
$13M
+2.4% vs 2023 · 72 disclosed
Median rate
n/a
too few insured medical plans

Funding: 11 fully insured · 20 self-funded · 45 mixed. 65 of 76 plans pay at least some medical claims from the employer's own assets.

Largest employer health plans in Stamford

Stamford employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.

EmployerPremiumsBroker payParticipantsTop broker
ITT Industries Holdings, Inc.$5,480,138$180,6004,125Willis Towers Watson
Icon International, Inc.$4,146,080$171,142429HP Planning LLC
Bluetriton Brands Inc$2,245,903$1,290,1656,797Aon
Goodway Technologies Corporation$1,448,679$104,758105Gallagher
Morrow Sodali LLC$1,245,311$166,147159Lockton
Revolution Lighting Technologies$1,208,878$126,231130Lockton
Purdue Pharma, L.P.$1,044,817$52,678504Mercer
Partner Reinsurance Company of the U.S.$964,402$131,982285Mercer
Ashforth Properties Inc.$844,217$68,757104Willis Towers Watson
Cenveo Worldwide Limited$628,259$168,7661,992Tri-State Union Benefits Corp
Ons MSO, LLC dba Spire Orthopedic Partners$499,383$485,4331,078Emerson Rogers LLC
Keter Environmental Services, Inc.$398,050$114,195124Willis Towers Watson
Axel Johnson Inc.$310,008$236,1211,045Michael Dennis Hand
Curaleaf, Inc.$270,920$344,0363,802NFP
King School, Inc.$247,490$6,769152Fred C. Church Insurance
World Wrestling Entertainment, Inc.$60,531$140,307679Marsh McLennan Agency
Harman International Industries, Inc.$52,129$459,56233,591Willis Towers Watson
Stamford Health, Inc.$15,704$704,6002,996Willis Towers Watson
Citigroup Inc.$0—63,321—
Omnicom Group Health and Welfare Benefits Plan$0$7,22324,369Alliant Insurance Services
United Rentals, Inc.$0$466,89923,442Lockton
Gartner, Inc.$0$140,28710,868Willis Towers Watson
Synchrony Financial$0$1,608,70510,498Willis Towers Watson
Pitney Bowes Inc.$0$28,3908,658Brown & Brown
Indeed, Inc.$0—7,607—

Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.

Who gets paid

Commissions and fees reported by Stamford employers, with the number of employer plans naming each broker.

BrokerCommissions + feesPlans
Willis Towers Watson$3,493,86512
Mercer$1,954,53313
Alliant Insurance Services$1,215,3208
Aon$1,026,9894
Lockton$714,4413
NFP$590,8493
Marsh McLennan Agency$507,8778
USI Insurance Services$380,5824
Emerson Rogers, LLC$344,3274
HP Planning LLC$301,2924

Largest medical carriers

Medical premium written for these employers.

Stamford against Connecticut and the U.S.

Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.

StamfordConnecticutUnited States
Employer plans7672258,547
Median commission raten/a6.0%3.8%
Middle half of ratesn/a4.1% – 6.9%2.7% – 5.0%
Median broker pay per employer$124,720$74,008$72,628
Medical premium per covered personn/a$8,147$7,274
Plans reporting no commission08933

Year over year. In plan year 2023, 71 Stamford employers reported $15M in premiums and $13M in broker pay for 247,778 participants; in 2024 it was $21M and $13M for 247,203 participants (premiums +41.7%, broker pay +2.4%).

Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.

How much do Stamford employers pay health insurance brokers?

76 Stamford employers reported $13,480,240 in broker commissions and fees on their 2024 Form 5500 filings, 72 of them disclosing at least some compensation. Too few fully insured medical plans in Stamford reported premium to compute a stable commission rate; the Connecticut median is 6.0% and the U.S. median is 3.8%. In dollars, the median Stamford employer that disclosed broker pay reported $124,720.

Which Stamford employers have the largest health plans?

By insurance premium reported for 2024, ITT Industries Holdings, Inc. ($5.5M), Icon International, Inc. ($4.1M), Bluetriton Brands Inc ($2.2M) lead. 25 Stamford employers are listed on this page; every employer in the record has its own page.

Which brokers and carriers are paid the most in Stamford?

By compensation reported by Stamford employers, the largest brokers are Willis Towers Watson ($3.5M, 12 plans), Mercer ($2.0M, 13 plans), Alliant Insurance Services ($1.2M, 8 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Excellus Blue Cross Blue Shield, Triple S Salud, Inc..

Are Stamford employer health plans self-funded or fully insured?

Of 76 Stamford employer plans, 11 are fully insured, 20 are self-funded and 45 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.

Other cities in Connecticut

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