Idaho Falls, Idaho employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
25 employers in Idaho Falls, Idaho filed health plans with 100 or more participants for plan year 2024, covering 19,179 participants. They reported $18M in insurance premiums and $2.1M in broker commissions and fees. Against 2023, premiums were down 15.1% and broker pay rose 21.6%.
Funding: 5 fully insured · 11 self-funded · 9 mixed. 20 of 25 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Idaho Falls
Idaho Falls employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Battelle Energy Alliance, LLC | $10,442,660 | $269,535 | 6,592 | Gallagher |
| Mountain View Hospital LLC | $3,056,213 | $293,815 | 2,029 | Carlos Aponte |
| Idaho Environmental Coalition, LLC | $2,544,324 | $7,882 | 1,789 | Marshall Group Inc |
| Ciri Development Corporation | $1,050,051 | $272,847 | 1,526 | Alliant Insurance Services |
| Brad Hall and Associates | $596,687 | $305,809 | 901 | Travis Argyle |
| Melaleuca, Inc. | $298,752 | $199,620 | 1,813 | Lockton |
| Westmark Credit Union | $189,511 | $65,930 | 226 | Ryan Anderson |
| Idaho Falls Community Hospital | $158,829 | $44,712 | 658 | Carlos Aponte |
| C-A-L Stores Companies, Inc | $71,004 | $27,397 | 233 | HUB International |
| Northwest Cosmetic Labs, LLC | $0 | $68,622 | 534 | Lockton |
| Inunison Inc | $0 | $118,296 | 403 | Carlos Aponte |
| Doug Andrus Distributing | $0 | $67,820 | 275 | Moreton & Company |
| Intrinsic Inc | $0 | $19,666 | 244 | Gabriel Aponte |
| Teton Motors, Inc. | $0 | — | 231 | — |
| Techflow Mission Support dba Emi Services | $0 | $65,732 | 229 | Christensen Sheldon B |
| Eagle Eye Produce, Inc. | $0 | $12,432 | 219 | Castle Lake Insurance LLC |
| Bank of Idaho | $0 | $17,476 | 202 | Allegis Advisor Group |
| Idaho Asphalt Supply, Inc. | $0 | $14,956 | 185 | Sequoia |
| Frontier Credit Union | $0 | $78,449 | 167 | HSBC Insurance LLC |
| Idaho Steel Products Co., Inc. | $0 | — | 144 | — |
| Stukent Inc. | $0 | $17,010 | 143 | Castle Lake Insurance LLC |
| Amare Global Holdings | $0 | $24,383 | 123 | Castle Lake Insurance LLC |
| Home Care Pulse, LLC dba Activated Insights, Inc. | $0 | $58,252 | 107 | Carlos a Aponte |
| Cooper Norman, PLLC | $0 | $48,416 | 106 | Sheldon Christensen |
| Bluejacket Delivery | $0 | $25,920 | 100 | AssuredPartners |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Idaho Falls employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Carlos Aponte | $303,822 | 3 |
| Lockton | $268,242 | 2 |
| Gallagher | $268,161 | 1 |
| Alliant Insurance Services | $237,678 | 1 |
| Travis Argyle | $169,822 | 1 |
| Castle Lake Insurance LLC | $112,933 | 7 |
| GBS of Idaho Inc | $103,358 | 1 |
| HSBC Insurance LLC | $97,392 | 3 |
| Intermountain Insurance Services | $74,176 | 2 |
| Moreton & Company | $63,344 | 1 |
Largest medical carriers
Medical premium written for these employers.
Idaho Falls against Idaho and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Idaho Falls | Idaho | United States | |
|---|---|---|---|
| Employer plans | 25 | 271 | 58,547 |
| Median commission rate | n/a | 3.2% | 3.8% |
| Middle half of rates | n/a | 2.4% – 4.0% | 2.7% – 5.0% |
| Median broker pay per employer | $58,252 | $52,220 | $72,628 |
| Medical premium per covered person | n/a | $6,310 | $7,274 |
| Plans reporting no commission | 0 | 1 | 933 |
Year over year. In plan year 2023, 22 Idaho Falls employers reported $22M in premiums and $1.7M in broker pay for 17,575 participants; in 2024 it was $18M and $2.1M for 19,179 participants (premiums −15.1%, broker pay +21.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Idaho Falls employers pay health insurance brokers?
25 Idaho Falls employers reported $2,124,977 in broker commissions and fees on their 2024 Form 5500 filings, 23 of them disclosing at least some compensation. Too few fully insured medical plans in Idaho Falls reported premium to compute a stable commission rate; the Idaho median is 3.2% and the U.S. median is 3.8%. In dollars, the median Idaho Falls employer that disclosed broker pay reported $58,252.
Which Idaho Falls employers have the largest health plans?
By insurance premium reported for 2024, Battelle Energy Alliance, LLC ($10M), Mountain View Hospital LLC ($3.1M), Idaho Environmental Coalition, LLC ($2.5M) lead. 25 Idaho Falls employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Idaho Falls?
By compensation reported by Idaho Falls employers, the largest brokers are Carlos Aponte ($303,822, 3 plans), Lockton ($268,242, 2 plans), Gallagher ($268,161, 1 plans). By medical premium, the largest carriers are Blue Cross of Idaho, Triple S Salud, Inc., Selecthealth.
Are Idaho Falls employer health plans self-funded or fully insured?
Of 25 Idaho Falls employer plans, 5 are fully insured, 11 are self-funded and 9 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Idaho
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