Boise, Idaho employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
72 employers in Boise, Idaho filed health plans with 100 or more participants for plan year 2024, covering 216,801 participants. They reported $45M in insurance premiums and $6.8M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 2.6% of premium, against 3.2% across Idaho and 3.8% nationally. Against 2023, premiums were up 7.4% and broker pay rose 20.4%.
Funding: 11 fully insured · 28 self-funded · 33 mixed. 61 of 72 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Boise
Boise employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| J.R. Simplot Company | $8,859,004 | $24,889 | 9,004 | Gallagher |
| Teleo Capital Management, LLC | $7,284,604 | $264,935 | 582 | Cynthia R. Smart-Tealey |
| Trace Inc | $3,056,861 | $176,148 | 713 | LYNN, Morgan, & Thomas, Inc. |
| Dennis Dillon Auto Group | $2,940,450 | $35,688 | 431 | Cody Gustin |
| Pioneer Holding, Inc. | $2,780,466 | $79,300 | 266 | Drew Ranstrom |
| Dania, Inc. | $2,228,292 | $183,671 | 440 | HUB International |
| Lovevery Inc. | $2,195,402 | $111,510 | 238 | Gregory Autuori |
| ST. Lukes Health System, LTD. | $2,189,431 | — | 16,405 | — |
| School Model Support, LLC | $2,147,653 | $115,134 | 490 | Drew a Ranstrom |
| Digestive Health Clinic, LLC | $1,644,499 | — | 130 | — |
| Block 22, LLC | $1,476,634 | $50,905 | 109 | Kasheila L. Browne |
| Heritage Imaging, Inc | $1,398,529 | $43,002 | 109 | George M. Brown |
| Gem State Radiology, LLP | $1,302,062 | $67,611 | 162 | Professional BNFT Consultants |
| Rehabilitation Management Assoc Inc | $1,269,085 | $39,333 | 214 | Robert Tierney |
| Qualitylogic | $967,189 | $64,932 | 175 | Jeffrey Fallick |
| Amalgamated Sugar Company | $842,405 | $206,394 | 2,109 | Gallagher |
| Teancum, LLC | $316,088 | $70,029 | 537 | Gallagher |
| Family Medicine Residency of Idaho Inc. | $303,860 | $11,845 | 384 | OneDigital |
| Gravity Payments, Inc. | $186,337 | $22,931 | 217 | Woodruff Sawyer |
| Norco, Inc. | $176,920 | $36,602 | 1,074 | Brandon Simon |
| McAlvain Companies, Inc. | $157,489 | $87,892 | 401 | Acrisure |
| Delta Dental of Idaho | $133,373 | $44,699 | 116 | Shelli R Stayner |
| Western Trailer Co | $130,435 | $65,516 | 378 | Advanced Benefit Inc |
| Fisher's Document Systems, Inc. | $118,350 | $61,908 | 100 | Peter D. McDonald |
| Trinity Trailer MFG., Inc. | $108,792 | $26,740 | 194 | Moreton & Company |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Boise employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Willis Towers Watson | $1,125,594 | 2 |
| Strategic Non-Medical Solution | $726,695 | 2 |
| Gallagher | $641,656 | 11 |
| Aon | $386,443 | 2 |
| Alliant Insurance Services | $303,100 | 4 |
| HUB International | $263,744 | 5 |
| Acrisure | $217,146 | 4 |
| OneDigital | $216,519 | 6 |
| Cynthia R. Smart-Tealey | $193,106 | 2 |
| Advanced Benefit Solutions Inc | $163,290 | 3 |
Largest medical carriers
Medical premium written for these employers.
Boise against Idaho and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Boise | Idaho | United States | |
|---|---|---|---|
| Employer plans | 72 | 271 | 58,547 |
| Median commission rate | 2.6% (10 plans) | 3.2% | 3.8% |
| Middle half of rates | 2.2% – 2.9% | 2.4% – 4.0% | 2.7% – 5.0% |
| Median broker pay per employer | $61,908 | $52,220 | $72,628 |
| Medical premium per covered person | $6,798 | $6,310 | $7,274 |
| Plans reporting no commission | 1 | 1 | 933 |
Year over year. In plan year 2023, 69 Boise employers reported $42M in premiums and $5.7M in broker pay for 187,173 participants; in 2024 it was $45M and $6.8M for 216,801 participants (premiums +7.4%, broker pay +20.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Boise employers pay health insurance brokers?
72 Boise employers reported $6,840,783 in broker commissions and fees on their 2024 Form 5500 filings, 65 of them disclosing at least some compensation. Among 10 commission-paying, fully insured medical plans, the median broker rate was 2.6% of premium, 0.6 points below the Idaho median of 3.2% and 1.2 points below the U.S. median of 3.8%. In dollars, the median Boise employer that disclosed broker pay reported $61,908.
Which Boise employers have the largest health plans?
By insurance premium reported for 2024, J.R. Simplot Company ($8.9M), Teleo Capital Management, LLC ($7.3M), Trace Inc ($3.1M) lead. 25 Boise employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Boise?
By compensation reported by Boise employers, the largest brokers are Willis Towers Watson ($1.1M, 2 plans), Strategic Non-Medical Solution ($726,695, 2 plans), Gallagher ($641,656, 11 plans). By medical premium, the largest carriers are Blue Cross of Idaho, Blue Cross of Idaho Health Service, Inc., Regence Blue Shield of Idaho.
Are Boise employer health plans self-funded or fully insured?
Of 72 Boise employer plans, 11 are fully insured, 28 are self-funded and 33 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Idaho
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