Meridian, Idaho employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
34 employers in Meridian, Idaho filed health plans with 100 or more participants for plan year 2024, covering 18,668 participants. They reported $11M in insurance premiums and $3.1M in broker commissions and fees. Against 2023, premiums were up 28.0% and broker pay rose 26.7%.
Funding: 8 fully insured · 14 self-funded · 12 mixed. 26 of 34 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Meridian
Meridian employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Power Engineers, Inc Voluntary Employee Beneficiary Trust | $4,383,934 | $1,008,583 | 3,307 | Gallagher |
| Boise Co-Op | $1,442,127 | $54,329 | 196 | Drew Ranstrom |
| Jacksons Food Stores, Inc. | $934,297 | $309,997 | 3,013 | AssuredPartners |
| Esi Holdings, Inc. | $867,751 | $141,991 | 885 | Lockton |
| Blue Cross of Idaho Health Service, Inc. | $694,154 | $131,855 | 1,449 | Gallagher |
| Scentsy, Inc. | $640,869 | $12,359 | 1,196 | Willis Towers Watson |
| BSR Ventures, LLC | $528,371 | $29,000 | 104 | George M. Brown |
| Bish's RV Inc. | $372,329 | $281,997 | 609 | The James B. Oswald Company |
| Northpoint Recovery Holdings LLC | $239,296 | $140,567 | 320 | Gallagher |
| Capital Educators Fcu | $181,928 | $64,579 | 291 | Janin Elizabeth Campbell |
| Premier Mortgage Resources, LLC | $151,152 | $36,421 | 317 | HUB International |
| Better Business Bureau Great West & Pacific | $125,381 | $105,211 | 135 | Wilson Albers an Alera Group Agency |
| Verified First | $51,906 | $44,819 | 132 | Fred A. Moreton and Company |
| TVR, Inc | $36,676 | $4,671 | 100 | Alliant Insurance Services |
| Rme, Inc. | $32,037 | $21,614 | 152 | Kibble & Prentice Holding Company |
| Cole Valley Christian Schools | $23,864 | $34,722 | 122 | Armfield Harrison & Thomas |
| Ashley Manor & Auburn Crest Home | $23,732 | $49,179 | 172 | Beehive Insurance Agency Inc |
| Kendall Dealership Holdings, LLC | $0 | $134,809 | 2,234 | IMA Financial |
| Thomas Management Corporation | $0 | — | 701 | — |
| Commercial Tire Inc. | $0 | $40,256 | 676 | Moreton & Company |
| J-U-B Engineers, Inc. | $0 | — | 386 | — |
| Compunet Inc | $0 | $51,757 | 308 | — |
| Diamond Line Delivery Systems | $0 | $28,784 | 260 | Brandon J. Simon |
| Idaho Timber Corporation | $0 | — | 210 | — |
| DC Engineering, Inc. | $0 | $14,369 | 177 | Verus Insurance Services, LLC |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Meridian employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $968,410 | 3 |
| AssuredPartners | $229,258 | 1 |
| Scott Howell | $219,038 | 1 |
| James B. Oswald Company | $140,970 | 1 |
| Lockton | $115,062 | 3 |
| IMA Financial | $105,269 | 1 |
| Wilson Albers an Alera Group Agency | $105,211 | 1 |
| Steven Baltas | $100,335 | 1 |
| Fred A. Moreton & Company | $90,375 | 4 |
| United Behavioral Health dba Optum | $70,841 | 1 |
Largest medical carriers
Medical premium written for these employers.
Meridian against Idaho and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Meridian | Idaho | United States | |
|---|---|---|---|
| Employer plans | 34 | 271 | 58,547 |
| Median commission rate | n/a | 3.2% | 3.8% |
| Middle half of rates | n/a | 2.4% – 4.0% | 2.7% – 5.0% |
| Median broker pay per employer | $47,325 | $52,220 | $72,628 |
| Medical premium per covered person | n/a | $6,310 | $7,274 |
| Plans reporting no commission | 0 | 1 | 933 |
Year over year. In plan year 2023, 31 Meridian employers reported $8.4M in premiums and $2.4M in broker pay for 16,199 participants; in 2024 it was $11M and $3.1M for 18,668 participants (premiums +28.0%, broker pay +26.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Meridian employers pay health insurance brokers?
34 Meridian employers reported $3,099,742 in broker commissions and fees on their 2024 Form 5500 filings, 31 of them disclosing at least some compensation. Too few fully insured medical plans in Meridian reported premium to compute a stable commission rate; the Idaho median is 3.2% and the U.S. median is 3.8%. In dollars, the median Meridian employer that disclosed broker pay reported $47,325.
Which Meridian employers have the largest health plans?
By insurance premium reported for 2024, Power Engineers, Inc Voluntary Employee Beneficiary Trust ($4.4M), Boise Co-Op ($1.4M), Jacksons Food Stores, Inc. ($934,297) lead. 25 Meridian employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Meridian?
By compensation reported by Meridian employers, the largest brokers are Gallagher ($968,410, 3 plans), AssuredPartners ($229,258, 1 plans), Scott Howell ($219,038, 1 plans). By medical premium, the largest carriers are Blue Cross of Idaho, Blue Cross of Idaho Health Service, Inc., Kaiser Foundation Health Plan, Inc..
Are Meridian employer health plans self-funded or fully insured?
Of 34 Meridian employer plans, 8 are fully insured, 14 are self-funded and 12 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Idaho
Is your company on this page? Get its Form 5500 read next to the Meridian, Idaho medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.