Lafayette, Louisiana employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
49 employers in Lafayette, Louisiana filed health plans with 100 or more participants for plan year 2024, covering 35,858 participants. They reported $25M in insurance premiums and $6.3M in broker commissions and fees. Against 2023, premiums were down 16.7% and broker pay fell 9.4%.
Funding: 19 fully insured · 19 self-funded · 11 mixed. 30 of 49 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Lafayette
Lafayette employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Coil Tubing Partners LLC | $6,656,100 | $308,111 | 368 | Lockton |
| LHC Group, Inc. | $6,015,737 | $410,067 | 15,774 | HUB International |
| Analytic Stress Relieving, Inc. | $3,155,653 | $91,519 | 196 | HUB International |
| Linear Controls, Inc. | $2,064,976 | $144,404 | 288 | Marsh McLennan Agency |
| C.H. Fenstermaker & Associates, LLC | $1,954,815 | $181,898 | 236 | AssuredPartners |
| Expeditors & Production Services Co. | $1,389,469 | $123,803 | 151 | AssuredPartners |
| J&J Exterminating Company of Lafayette, Inc. | $1,317,135 | $125,444 | 153 | Gallagher |
| Robertson Capital LLC | $1,299,244 | $76,710 | 102 | Gallagher |
| Unitech Training Academy, Inc. | $655,127 | $33,536 | 160 | HUB International |
| Louisiana Scrap Metal Recycling Corporation | $74,722 | $45,606 | 191 | AssuredPartners |
| Acadian Ambulance Service, Inc. | $0 | $322,027 | 3,913 | Lockton |
| Phi Group, Inc. | $0 | $351,672 | 2,045 | USI Insurance Services |
| TSG Resources, Inc. | $0 | $655,989 | 1,493 | OneDigital |
| Stuller, Inc. | $0 | $168,787 | 1,311 | Lockton |
| Dupre Logistics LLC | $0 | $266,001 | 1,090 | Michael Andrade |
| Community Care Partners, LLC | $0 | $268,521 | 853 | Art Hauser Insurance Inc |
| Viemed, Inc. | $0 | $168,861 | 769 | OneDigital |
| Offshore Energy Services, Inc. | $0 | $72,397 | 628 | HUB International |
| The Lemoine Company, LLC | $0 | $250,746 | 576 | AssuredPartners |
| Acadiana Management Group LLC. | $0 | $210,433 | 409 | Optiben, LLC |
| Home Bank | $0 | $77,391 | 395 | Gallagher |
| WHC, LLC | $0 | $107,605 | 358 | HUB International |
| Courtesy Automotive Group, Inc. | $0 | $196,460 | 350 | AssuredPartners |
| Emergency Care Partners | $0 | $337,169 | 337 | Lockton |
| Home Furniture Company of Lafayette Inc | $0 | $47,860 | 257 | Gallagher |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Lafayette employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $1,065,671 | 6 |
| HUB International | $984,747 | 18 |
| OneDigital | $816,976 | 2 |
| AssuredPartners | $563,297 | 8 |
| USI Insurance Services | $427,547 | 2 |
| Gallagher | $327,475 | 8 |
| Michael Andrade | $222,851 | 1 |
| Marsh McLennan Agency | $212,668 | 2 |
| Art Hauser Insurance Inc | $178,708 | 1 |
| Optiben LLC | $124,026 | 1 |
Largest medical carriers
Medical premium written for these employers.
Lafayette against Louisiana and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Lafayette | Louisiana | United States | |
|---|---|---|---|
| Employer plans | 49 | 623 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 3.5% – 5.5% | 2.7% – 5.0% |
| Median broker pay per employer | $77,391 | $92,702 | $72,628 |
| Medical premium per covered person | n/a | $7,393 | $7,274 |
| Plans reporting no commission | 2 | 9 | 933 |
Year over year. In plan year 2023, 55 Lafayette employers reported $30M in premiums and $7.0M in broker pay for 50,243 participants; in 2024 it was $25M and $6.3M for 35,858 participants (premiums −16.7%, broker pay −9.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Lafayette employers pay health insurance brokers?
49 Lafayette employers reported $6,337,580 in broker commissions and fees on their 2024 Form 5500 filings, 49 of them disclosing at least some compensation. Too few fully insured medical plans in Lafayette reported premium to compute a stable commission rate; the Louisiana median is 5.0% and the U.S. median is 3.8%. In dollars, the median Lafayette employer that disclosed broker pay reported $77,391.
Which Lafayette employers have the largest health plans?
By insurance premium reported for 2024, Coil Tubing Partners LLC ($6.7M), LHC Group, Inc. ($6.0M), Analytic Stress Relieving, Inc. ($3.2M) lead. 25 Lafayette employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Lafayette?
By compensation reported by Lafayette employers, the largest brokers are Lockton ($1.1M, 6 plans), HUB International ($984,747, 18 plans), OneDigital ($816,976, 2 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of Louisiana, Unitedhealthcare Insurance Company, Metropolitan Life Insurance Company.
Are Lafayette employer health plans self-funded or fully insured?
Of 49 Lafayette employer plans, 19 are fully insured, 19 are self-funded and 11 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Louisiana
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