Baton Rouge, Louisiana employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
118 employers in Baton Rouge, Louisiana filed health plans with 100 or more participants for plan year 2024, covering 107,217 participants. They reported $142M in insurance premiums and $20M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 4.7% of premium, against 5.0% across Louisiana and 3.8% nationally. Against 2023, premiums were up 1.6% and broker pay rose 10.4%.
Funding: 45 fully insured · 44 self-funded · 29 mixed. 73 of 118 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Baton Rouge
Baton Rouge employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| CNC Oilfield Services, LLC | $53,077,731 | $126,030 | 3,458 | Southern National Life Insurance Co |
| Isc Group, LLC | $19,512,895 | $478,156 | 3,806 | Marsh McLennan Agency |
| Dixie Electric Membership Corp | $7,623,929 | $142,838 | 396 | HUB International |
| Republic Finance, LLC | $7,592,647 | $239,347 | 1,398 | Cadence Insurance Inc. |
| Eag Gulf Coast, LLC | $4,193,943 | $279,295 | 521 | OneDigital |
| Dees, Toomer Insurance | $3,580,154 | $122,263 | 226 | Gallagher |
| Louisiana Farm Bureau Federation | $3,395,511 | $147,103 | 270 | Louisiana Brokerage Outlet, Inc. |
| Allied Power Management, LLC | $3,225,278 | $321,771 | 303 | Lockton |
| Deep South Crane & Rigging, LLC | $3,097,555 | $184,011 | 160 | Gallagher |
| Baton Rouge Orthopaedic Clinic, LLC | $2,672,215 | $57,819 | 199 | Gallagher |
| Louisiana Workers' Compensation Corporation | $2,628,168 | $125,643 | 212 | Holmes Murphy |
| Beacon Behavioral Support Services | $2,573,035 | $150,533 | 452 | HUB International |
| Gordon McKernan Injury Attorneys LLC | $1,988,476 | $148,330 | 180 | Wampold Insurance Company, LLC |
| The Neuromedical Center, Inc. | $1,915,809 | $147,407 | 214 | NFP |
| Valluzzo Companies LLC | $1,893,011 | $156,140 | 228 | Marsh McLennan Agency |
| MMR Group, Inc. | $1,696,865 | $1,467,304 | 2,625 | Babcock Consulting Group LLC |
| Gernral Informatics Labor, LLC | $1,688,547 | $95,035 | 150 | Eagan Insurance Company |
| Lipsey's, L.L.C. | $1,578,336 | $107,021 | 128 | Gallagher |
| Capitol City Produce, LLC | $1,534,816 | $98,105 | 303 | USI Insurance Services |
| Sigma Engineers & Constructors, L.L.C. | $1,476,367 | $145,073 | 255 | Cadence Insurance, Inc. |
| Parkview Baptist School, Inc. | $1,463,204 | $116,370 | 271 | Gallagher |
| CSRS, LLC | $1,455,924 | $124,238 | 157 | Group Insurance Inc. of Louisiana |
| Compliance Envirosystems LLC | $1,382,722 | $111,556 | 265 | Donald R Massad Apc |
| Campus Federal Credit Union | $1,378,087 | $112,882 | 178 | NFP |
| BBP Sales, LLC | $1,334,663 | $102,582 | 129 | Wampold Insurance Co. LLC |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Baton Rouge employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $2,471,237 | 30 |
| HUB International | $1,951,436 | 19 |
| Lockton | $1,533,903 | 9 |
| Cadence Insurance Inc | $1,078,426 | 12 |
| Aon | $1,027,001 | 4 |
| Marsh McLennan Agency | $946,984 | 5 |
| NFP | $838,295 | 8 |
| Insurance Management Administrators | $817,572 | 1 |
| Babcock Consulting Group LLC | $754,770 | 1 |
| Cleartrack HR LLC | $736,128 | 1 |
Largest medical carriers
Medical premium written for these employers.
Baton Rouge against Louisiana and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Baton Rouge | Louisiana | United States | |
|---|---|---|---|
| Employer plans | 118 | 623 | 58,547 |
| Median commission rate | 4.7% (26 plans) | 5.0% | 3.8% |
| Middle half of rates | 3.1% – 5.6% | 3.5% – 5.5% | 2.7% – 5.0% |
| Median broker pay per employer | $112,219 | $92,702 | $72,628 |
| Medical premium per covered person | $8,194 | $7,393 | $7,274 |
| Plans reporting no commission | 1 | 9 | 933 |
Year over year. In plan year 2023, 122 Baton Rouge employers reported $140M in premiums and $19M in broker pay for 104,922 participants; in 2024 it was $142M and $20M for 107,217 participants (premiums +1.6%, broker pay +10.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Baton Rouge employers pay health insurance brokers?
118 Baton Rouge employers reported $20,457,509 in broker commissions and fees on their 2024 Form 5500 filings, 110 of them disclosing at least some compensation. Among 26 commission-paying, fully insured medical plans, the median broker rate was 4.7% of premium, 0.3 points below the Louisiana median of 5.0% and 0.9 points above the U.S. median of 3.8%. In dollars, the median Baton Rouge employer that disclosed broker pay reported $112,219.
Which Baton Rouge employers have the largest health plans?
By insurance premium reported for 2024, CNC Oilfield Services, LLC ($53M), Isc Group, LLC ($20M), Dixie Electric Membership Corp ($7.6M) lead. 25 Baton Rouge employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Baton Rouge?
By compensation reported by Baton Rouge employers, the largest brokers are Gallagher ($2.5M, 30 plans), HUB International ($2.0M, 19 plans), Lockton ($1.5M, 9 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of Louisiana, Blue Cross Blue Shield, Berkley Life and Health Insurance Company.
Are Baton Rouge employer health plans self-funded or fully insured?
Of 118 Baton Rouge employer plans, 45 are fully insured, 44 are self-funded and 29 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Louisiana
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