Houma, Louisiana employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
25 employers in Houma, Louisiana filed health plans with 100 or more participants for plan year 2024, covering 9,792 participants. They reported $14M in insurance premiums and $2.9M in broker commissions and fees. Against 2023, premiums were down 11.3% and broker pay rose 33.8%.
Funding: 9 fully insured · 9 self-funded · 7 mixed. 16 of 25 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Houma
Houma employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| RPC, Inc. | $4,216,110 | $326,217 | 2,577 | USI Insurance Services |
| Start Corporation | $3,705,918 | $281,289 | 340 | South Louisiana Fin Services |
| South Louisiana Medical Associates | $2,718,449 | $216,735 | 230 | Best Group, Inc. |
| Quality Process Services, LLC | $1,581,157 | $119,748 | 274 | Gallagher |
| Gulfstream Services, Inc. | $1,117,221 | $82,160 | 105 | Paul's Agency, LLC |
| Gulf Island Fabrication, Inc. | $353,402 | $229,409 | 482 | Lockton |
| Cardiovascular Institute of the South, LLC | $0 | $185,953 | 1,059 | HUB International |
| Chet Morrison Contractors LLC | $0 | $55,197 | 853 | Len Fontaine Hub International Gulf |
| Cardiology Management Holdings, LLC | $0 | $58,063 | 597 | HUB International |
| Supreme Service & Specialty Co Inc | $0 | $286,186 | 557 | Anthony J Alford Insurance Corp |
| Lebeouf Bros. Towing, L.L.C. | $0 | $72,095 | 398 | Anthony J Alford Ins Corp |
| Seacor Marine Payroll Management LLC | $0 | $6,464 | 299 | Gallagher |
| T. Baker Smith, LLC | $0 | $78,656 | 256 | HUB International |
| Ctco Benefits Service, LLC | $0 | $89,729 | 220 | IMA Financial |
| Cortec, LLC | $0 | — | 186 | — |
| Synergy Bank | $0 | $109,304 | 181 | Brown & Brown |
| Pelican Waste and Debris LLC | $0 | $90,034 | 174 | Brown & Brown |
| Buckhorn Rentals LLC | $0 | $63,216 | 172 | Anthony J Alford Insurance Corporat |
| Benoit Premium Threading, L.L.C. | $0 | $124,984 | 162 | HUB International |
| Utility Construction Services | $0 | $27,416 | 124 | Ross & Yerger Insurance, Inc. |
| South Louisiana Financial Corp. | $0 | $71,471 | 120 | South Louisiana Financial Services |
| Bordelon Marine Holdings, LLC | $0 | $74,307 | 107 | Cadence Insurance Inc |
| Morris P. Hebert, Inc. | $0 | $82,899 | 107 | Brown & Brown |
| South Central Planning and Development Commission, Inc. | $0 | $111,840 | 106 | USI Insurance Services |
| Elevating Boats LLC | $0 | $28,735 | 106 | HUB International |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Houma employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $438,057 | 2 |
| HUB International | $379,743 | 5 |
| South Louisiana Fin Services | $247,082 | 1 |
| Brown & Brown | $237,253 | 3 |
| Lockton | $209,632 | 1 |
| Anthony J Alford Insurance Corp | $185,027 | 2 |
| Best Group, Inc. | $136,104 | 1 |
| Gallagher | $118,556 | 2 |
| Kelly and Assoc. Ins. Group, Inc. | $106,904 | 1 |
| IMA Financial | $89,729 | 1 |
Largest medical carriers
Medical premium written for these employers.
Houma against Louisiana and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Houma | Louisiana | United States | |
|---|---|---|---|
| Employer plans | 25 | 623 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 3.5% – 5.5% | 2.7% – 5.0% |
| Median broker pay per employer | $86,314 | $92,702 | $72,628 |
| Medical premium per covered person | n/a | $7,393 | $7,274 |
| Plans reporting no commission | 0 | 9 | 933 |
Year over year. In plan year 2023, 20 Houma employers reported $15M in premiums and $2.1M in broker pay for 7,946 participants; in 2024 it was $14M and $2.9M for 9,792 participants (premiums −11.3%, broker pay +33.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Houma employers pay health insurance brokers?
25 Houma employers reported $2,872,107 in broker commissions and fees on their 2024 Form 5500 filings, 24 of them disclosing at least some compensation. Too few fully insured medical plans in Houma reported premium to compute a stable commission rate; the Louisiana median is 5.0% and the U.S. median is 3.8%. In dollars, the median Houma employer that disclosed broker pay reported $86,314.
Which Houma employers have the largest health plans?
By insurance premium reported for 2024, RPC, Inc. ($4.2M), Start Corporation ($3.7M), South Louisiana Medical Associates ($2.7M) lead. 25 Houma employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Houma?
By compensation reported by Houma employers, the largest brokers are USI Insurance Services ($438,057, 2 plans), HUB International ($379,743, 5 plans), South Louisiana Fin Services ($247,082, 1 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of Louisiana, Unitedhealthcare Insurance Company, Aflac.
Are Houma employer health plans self-funded or fully insured?
Of 25 Houma employer plans, 9 are fully insured, 9 are self-funded and 7 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Louisiana
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