New Orleans, Louisiana employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
82 employers in New Orleans, Louisiana filed health plans with 100 or more participants for plan year 2024, covering 84,340 participants. They reported $56M in insurance premiums and $11M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 5.0% of premium, against 5.0% across Louisiana and 3.8% nationally. Against 2023, premiums were down 6.9% and broker pay rose 3.1%.
Funding: 36 fully insured · 19 self-funded · 27 mixed. 46 of 82 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in New Orleans
New Orleans employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Inspirenola Charter Schools | $6,419,583 | $199,766 | 664 | NFP |
| Adams and Reese LLP | $5,695,059 | — | 369 | — |
| Collegiate Academies | $5,221,438 | $51,935 | 333 | HUB International |
| Administrators of the Tulane University Educational Fund | $4,926,047 | $76,349 | 6,060 | Mercer |
| Boh Company, L.L.C. | $3,948,912 | $279,902 | 342 | HUB International |
| Galloway, Johnson, Tompkins, Burr & Smith Aplc | $3,240,172 | $244,664 | 292 | HUB International |
| Transportation Consultants, Inc. | $2,608,413 | $185,106 | 574 | Gallagher |
| Odyssey House Louisiana, Inc. | $2,389,189 | $164,553 | 377 | Gallagher |
| Goodwill Industries of Se Louisiana | $2,348,782 | $47,330 | 770 | Marsh McLennan Agency |
| The National World War Ii Museum, Inc. | $2,247,894 | $156,025 | 245 | HUB International |
| Advocates for Arts-Based Education Corp. | $2,162,417 | $115,122 | 217 | Gallagher |
| The Einstein Group, Inc | $1,847,360 | $118,022 | 181 | Southern Natl Marketing Co |
| Isidore Newman School Welfare Benefit Plan | $1,839,866 | $132,415 | 198 | HUB International |
| Global Parking Systems, LLC | $1,674,259 | $82,475 | 157 | Marsh McLennan Agency |
| First Class Hotels, LLC | $1,660,197 | $151,750 | 236 | Gallagher |
| Morris Bart, LLC | $1,600,707 | $143,027 | 178 | HUB International |
| JMH Companies Management, LLC | $1,598,301 | $133,357 | 543 | HUB International |
| Briggs Management, LLC | $1,213,479 | $60,987 | 267 | Sequoia |
| Dickie Brennan and Company LLC | $1,054,030 | $94,218 | 246 | HUB International |
| Totalcommunity Action, Inc. | $866,764 | $63,266 | 250 | Blue Cross Blue Shield of Louisiana |
| Rampart/Wurth Holding, Inc. | $691,340 | $89,493 | 197 | Anthony J Alford Ins Corp |
| Pan-American Life Insurance Group, Inc. | $396,044 | $240,453 | 523 | Alliant Insurance Services |
| Liskow & Lewis, Aplc | $296,368 | $10,446 | 237 | Taylor Davis |
| No/Aids Task Force dba Crescent Care | $216,304 | $78,839 | 210 | HUB International |
| Lanier & Associates Consulting Engineers, Inc. | $149,150 | $106,718 | 127 | HUB International |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by New Orleans employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| HUB International | $5,045,720 | 32 |
| Gallagher | $1,499,960 | 15 |
| EPIC Insurance Brokers | $603,052 | 1 |
| The Orientation Company, Inc. | $589,481 | 1 |
| Acrisure | $417,827 | 2 |
| Marsh McLennan Agency | $274,310 | 8 |
| Alliant Insurance Services | $201,859 | 3 |
| NFP | $191,279 | 5 |
| USI Insurance Services | $136,163 | 4 |
| Lockton | $120,783 | 2 |
Largest medical carriers
Medical premium written for these employers.
New Orleans against Louisiana and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| New Orleans | Louisiana | United States | |
|---|---|---|---|
| Employer plans | 82 | 623 | 58,547 |
| Median commission rate | 5.0% (16 plans) | 5.0% | 3.8% |
| Middle half of rates | 4.5% – 5.5% | 3.5% – 5.5% | 2.7% – 5.0% |
| Median broker pay per employer | $89,493 | $92,702 | $72,628 |
| Medical premium per covered person | $7,309 | $7,393 | $7,274 |
| Plans reporting no commission | 3 | 9 | 933 |
Year over year. In plan year 2023, 88 New Orleans employers reported $61M in premiums and $11M in broker pay for 83,293 participants; in 2024 it was $56M and $11M for 84,340 participants (premiums −6.9%, broker pay +3.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do New Orleans employers pay health insurance brokers?
82 New Orleans employers reported $11,042,019 in broker commissions and fees on their 2024 Form 5500 filings, 79 of them disclosing at least some compensation. Among 16 commission-paying, fully insured medical plans, the median broker rate was 5.0% of premium, 0.0 points above the Louisiana median of 5.0% and 1.2 points above the U.S. median of 3.8%. In dollars, the median New Orleans employer that disclosed broker pay reported $89,493.
Which New Orleans employers have the largest health plans?
By insurance premium reported for 2024, Inspirenola Charter Schools ($6.4M), Adams and Reese LLP ($5.7M), Collegiate Academies ($5.2M) lead. 25 New Orleans employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in New Orleans?
By compensation reported by New Orleans employers, the largest brokers are HUB International ($5.0M, 32 plans), Gallagher ($1.5M, 15 plans), EPIC Insurance Brokers ($603,052, 1 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of Louisiana, Blue Cross and Blue Shield of Alabama, Unitedhealthcare Insurance Company.
Are New Orleans employer health plans self-funded or fully insured?
Of 82 New Orleans employer plans, 36 are fully insured, 19 are self-funded and 27 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Louisiana
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