Mendota Heights, Minnesota employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Mendota Heights, Minnesota filed health plans with 100 or more participants for plan year 2024, covering 28,667 participants. They reported $836,598 in insurance premiums and $999,772 in broker commissions and fees. Against 2023, premiums were up 21.2% and broker pay rose 18.4%.
Funding: 2 fully insured · 9 self-funded · 4 mixed. 13 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Mendota Heights
Mendota Heights employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Dungarvin Group, Inc. | $584,038 | $331,539 | 4,331 | Marsh McLennan Agency |
| Ellie MSO, LLC | $252,560 | $184,959 | 487 | Marsh McLennan Agency |
| Board of Trustees of Minnesota Laborers Health and Welfare Fund | $0 | — | 12,858 | — |
| SFP Holdings, Inc. | $0 | $150,980 | 3,465 | USI Insurance Services |
| Trustees of Minnesota & North Dakota Bricklayers & Allied Craftworkers | $0 | — | 2,133 | — |
| Restaurant Technologies, Inc. | $0 | — | 1,422 | — |
| Cemstone Products Company | $0 | $23,673 | 1,168 | CBIZ |
| Trustees of Minnesota Construction | $0 | — | 892 | — |
| Trustees of Minnesota Cement Masons Health and Welfare Fund | $0 | — | 854 | — |
| Living Well Disability Services | $0 | $78,944 | 266 | Mercer |
| Howry Residential Services, Inc. | $0 | $57,881 | 230 | USI Insurance Services |
| Kendell Doors & Hardware, LLC | $0 | $54,055 | 224 | Lockton |
| Deerwood Bank | $0 | $71,759 | 121 | Marsh McLennan Agency |
| Mayflower Distributing Co., Inc. | $0 | — | 116 | — |
| Comforts of Home Holdings, LLC | $0 | $45,982 | 100 | Gallagher |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Mendota Heights employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $510,907 | 3 |
| USI Insurance Services | $208,861 | 2 |
| Mercer | $78,944 | 1 |
| Stealth Partner Group LLC | $68,890 | 1 |
| Gallagher | $45,982 | 1 |
| Lockton | $45,584 | 1 |
| CBIZ | $23,673 | 1 |
| Mark S Mettille | $8,471 | 1 |
| Umr Inc | $5,474 | 1 |
| William a Graham Company | $2,860 | 1 |
Largest medical carriers
Medical premium written for these employers.
Mendota Heights against Minnesota and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Mendota Heights | Minnesota | United States | |
|---|---|---|---|
| Employer plans | 15 | 1,318 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 3.6% – 5.9% | 2.7% – 5.0% |
| Median broker pay per employer | $71,759 | $58,196 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 3 | 933 |
Year over year. In plan year 2023, 14 Mendota Heights employers reported $690,202 in premiums and $844,672 in broker pay for 28,442 participants; in 2024 it was $836,598 and $999,772 for 28,667 participants (premiums +21.2%, broker pay +18.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Mendota Heights employers pay health insurance brokers?
15 Mendota Heights employers reported $999,772 in broker commissions and fees on their 2024 Form 5500 filings, 9 of them disclosing at least some compensation. Too few fully insured medical plans in Mendota Heights reported premium to compute a stable commission rate; the Minnesota median is 5.0% and the U.S. median is 3.8%. In dollars, the median Mendota Heights employer that disclosed broker pay reported $71,759.
Which Mendota Heights employers have the largest health plans?
By insurance premium reported for 2024, Dungarvin Group, Inc. ($584,038), Ellie MSO, LLC ($252,560), Board of Trustees of Minnesota Laborers Health and Welfare Fund ($0) lead. 15 Mendota Heights employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Mendota Heights?
By compensation reported by Mendota Heights employers, the largest brokers are Marsh McLennan Agency ($510,907, 3 plans), USI Insurance Services ($208,861, 2 plans), Mercer ($78,944, 1 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of Minnesota, Blue Cross and Blue Shield of Minnesota and Blue Plus, Unitedhealthcare Insurance Company.
Are Mendota Heights employer health plans self-funded or fully insured?
Of 15 Mendota Heights employer plans, 2 are fully insured, 9 are self-funded and 4 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Minnesota
Is your company on this page? Get its Form 5500 read next to the Mendota Heights, Minnesota medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.