Eagan, Minnesota employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
28 employers in Eagan, Minnesota filed health plans with 100 or more participants for plan year 2024, covering 44,509 participants. They reported $1.8M in insurance premiums and $4.5M in broker commissions and fees. Against 2023, premiums were up 10.9% and broker pay rose 32.0%.
Funding: 6 fully insured · 9 self-funded · 13 mixed. 22 of 28 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Eagan
Eagan employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Thomson Reuters Holdings Inc. | $1,257,527 | $546,688 | 9,721 | Mercer |
| Hunt Electric Corporation | $383,154 | $207,253 | 366 | USI Insurance Services |
| John Henry Foster Minnesota, Inc. | $187,643 | $141,206 | 233 | USI Insurance Services |
| Group Management Services | $0 | $934,526 | 13,057 | Lockton |
| Prime Therapeutics, LLC | $0 | $701,091 | 6,692 | Gallagher |
| Rosen's Diversified, Inc. | $0 | $669,686 | 4,106 | Lockton |
| Factory Motor Parts Company | $0 | $45,452 | 1,825 | Brown & Brown |
| Interstate Companies, Inc. | $0 | $82,214 | 1,418 | USI Insurance Services |
| Twin Cities Bakery Drivers Health & Welfare Fund | $0 | — | 1,172 | Sevenhills Cleveland LLC |
| Twin Cities Bakery Workers Health and Welfare Fund | $0 | $107,827 | 918 | Superior Benefit Advisors LLC |
| Advantage Management Corporation | $0 | $158,143 | 728 | Cottingham & Butler Ins SVCS |
| Gopher Resource LLC | $0 | $96,224 | 580 | Hays Companies |
| People Incorporated | $0 | $15,627 | 498 | Brown & Brown |
| Anderson Diesel Truck Service, Inc. | $0 | $35,470 | 487 | Brown & Brown |
| Skyline Displays, LLC | $0 | $26,722 | 440 | USI Insurance Services |
| Ergotron, Inc. | $0 | $47,811 | 290 | Alliant Insurance Services |
| Minnesota Vikings Football, LLC | $0 | $87,892 | 266 | USI Insurance Services |
| Imagetrend, LLC | $0 | $134,953 | 225 | Christensen Group Inc |
| Inside Edge Commercial Interior Services, LLC | $0 | $90,533 | 211 | Gallagher |
| Catallia Mexican Foods LLC | $0 | $56,494 | 199 | Marsh McLennan Agency |
| White House Custom Colour | $0 | $49,063 | 182 | Christensen Group, Inc. |
| Bell International Laboratories, Inc | $0 | $50,405 | 177 | AssuredPartners |
| Herregan Distributors, Inc. | $0 | $15,786 | 145 | USI Insurance Services |
| Summit Medical | $0 | $41,434 | 140 | Jude Donato |
| SMART Data Solutions LLC | $0 | $85,728 | 113 | Aon |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Eagan employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $1,151,085 | 3 |
| USI Insurance Services | $553,268 | 7 |
| Gallagher | $544,428 | 4 |
| Mercer | $334,217 | 1 |
| Bcinsourcing, LLC | $290,594 | 1 |
| Management Compensation Group | $270,904 | 2 |
| Brown & Brown | $161,207 | 4 |
| Cottingham & Butler Ins SVCS Inc | $136,467 | 1 |
| Christensen Group Inc | $131,341 | 2 |
| Superior Benefit Advisors LLC | $108,077 | 2 |
Largest medical carriers
Medical premium written for these employers.
Eagan against Minnesota and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Eagan | Minnesota | United States | |
|---|---|---|---|
| Employer plans | 28 | 1,318 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 3.6% – 5.9% | 2.7% – 5.0% |
| Median broker pay per employer | $83,971 | $58,196 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 3 | 933 |
Year over year. In plan year 2023, 27 Eagan employers reported $1.6M in premiums and $3.4M in broker pay for 39,673 participants; in 2024 it was $1.8M and $4.5M for 44,509 participants (premiums +10.9%, broker pay +32.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Eagan employers pay health insurance brokers?
28 Eagan employers reported $4,466,162 in broker commissions and fees on their 2024 Form 5500 filings, 26 of them disclosing at least some compensation. Too few fully insured medical plans in Eagan reported premium to compute a stable commission rate; the Minnesota median is 5.0% and the U.S. median is 3.8%. In dollars, the median Eagan employer that disclosed broker pay reported $83,971.
Which Eagan employers have the largest health plans?
By insurance premium reported for 2024, Thomson Reuters Holdings Inc. ($1.3M), Hunt Electric Corporation ($383,154), John Henry Foster Minnesota, Inc. ($187,643) lead. 25 Eagan employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Eagan?
By compensation reported by Eagan employers, the largest brokers are Lockton ($1.2M, 3 plans), USI Insurance Services ($553,268, 7 plans), Gallagher ($544,428, 4 plans). By medical premium, the largest carriers are Aetna Life Insurance Company, Healthpartners Insurance Company, Medica Insurance Company.
Are Eagan employer health plans self-funded or fully insured?
Of 28 Eagan employer plans, 6 are fully insured, 9 are self-funded and 13 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Minnesota
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