Willmar, Minnesota employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
17 employers in Willmar, Minnesota filed health plans with 100 or more participants for plan year 2024, covering 3,958 participants. They reported $386,582 in insurance premiums and $590,246 in broker commissions and fees. Against 2023, premiums were up 113.1% and broker pay rose 11.0%.
Funding: 1 fully insured · 9 self-funded · 7 mixed. 16 of 17 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Willmar
Willmar employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| VXN Holding, LLC | $254,107 | $22,489 | 171 | Conner Health and Benefits, Inc. |
| Bethesda | $69,997 | $64,138 | 271 | USI Insurance Services |
| Willmar Electric Service Corp. | $62,478 | $10,148 | 101 | Acrisure |
| Select Genetics, LLC | $0 | $49,065 | 1,192 | Conner Health and Benefits |
| United Community Action Partnership | $0 | $47,417 | 246 | USI Insurance Services |
| Nova-Tech Engineering, LLC | $0 | $15,212 | 243 | Conner Health and Benefits |
| North Central International LLC | $0 | — | 220 | — |
| Torgerson Properties | $0 | $3,232 | 212 | Gallagher |
| Two Ten Twenty Pizza, Inc. | $0 | $40,758 | 191 | Acrisure |
| Greater Minnesota Family Services | $0 | $30,247 | 166 | USI Insurance Services |
| Divine House, Inc. Cafeteria Plan | $0 | $54,264 | 166 | Christensen Group |
| Woodland Centers | $0 | $18,580 | 161 | Kraus-Anderson Insurance Agency |
| Dooley's Petroleum, Inc. | $0 | $127,008 | 148 | Medica Self-Insured |
| West Central Sanitation | $0 | $42,540 | 131 | Minnesota Benefit Advisors Inc |
| West Central Steel, Inc. | $0 | $22,970 | 121 | USI Insurance Services |
| Nelson Leasing Inc | $0 | — | 115 | — |
| Northern Factory Sales Inc | $0 | $42,178 | 103 | Christensen Group Inc |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Willmar employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $160,333 | 5 |
| Christensen Group Inc | $95,308 | 2 |
| Conner Health and Benefits, Inc. | $77,118 | 3 |
| Medica Self-Insured | $75,608 | 1 |
| North Risk Partners LLC | $56,408 | 2 |
| Acrisure | $45,874 | 2 |
| Minnesota Benefit Advisors Inc | $36,039 | 1 |
| Kraus-Anderson Insurance Agency Inc | $17,508 | 1 |
| Plansource Bnfts Administration Inc | $5,164 | 2 |
| Stealth Partner Group LLC | $4,484 | 1 |
Largest medical carriers
Medical premium written for these employers.
Willmar against Minnesota and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Willmar | Minnesota | United States | |
|---|---|---|---|
| Employer plans | 17 | 1,318 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 3.6% – 5.9% | 2.7% – 5.0% |
| Median broker pay per employer | $40,758 | $58,196 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 3 | 933 |
Year over year. In plan year 2023, 17 Willmar employers reported $181,437 in premiums and $531,575 in broker pay for 3,939 participants; in 2024 it was $386,582 and $590,246 for 3,958 participants (premiums +113.1%, broker pay +11.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Willmar employers pay health insurance brokers?
17 Willmar employers reported $590,246 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Willmar reported premium to compute a stable commission rate; the Minnesota median is 5.0% and the U.S. median is 3.8%. In dollars, the median Willmar employer that disclosed broker pay reported $40,758.
Which Willmar employers have the largest health plans?
By insurance premium reported for 2024, VXN Holding, LLC ($254,107), Bethesda ($69,997), Willmar Electric Service Corp. ($62,478) lead. 17 Willmar employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Willmar?
By compensation reported by Willmar employers, the largest brokers are USI Insurance Services ($160,333, 5 plans), Christensen Group Inc ($95,308, 2 plans), Conner Health and Benefits, Inc. ($77,118, 3 plans). By medical premium, the largest carriers are Medica Insurance Company, Benchmark Insurance Company, Blue Cross and Blue Shield of Minnesota.
Are Willmar employer health plans self-funded or fully insured?
Of 17 Willmar employer plans, 1 are fully insured, 9 are self-funded and 7 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Minnesota
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