Janesville, Wisconsin employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Janesville, Wisconsin filed health plans with 100 or more participants for plan year 2024, covering 9,290 participants. They reported $3.1M in insurance premiums and $1.9M in broker commissions and fees. Against 2023, premiums were up 1.0% and broker pay rose 18.6%.
Funding: 3 fully insured · 7 self-funded · 5 mixed. 12 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Janesville
Janesville employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Blain Supply, Inc. | $2,081,779 | $471,993 | 2,518 | Acrisure |
| Lemans Corporation | $415,089 | $286,781 | 931 | Brown & Brown |
| Shine Technologies, LLC | $218,192 | $79,836 | 252 | RSC Insurance Brokerage, Inc. |
| JP Cullen and Sons, Inc. | $169,366 | $459,914 | 203 | Watchtower Technologies Inc |
| Blackhawk Community Credit Union | $150,301 | $33,161 | 190 | USI Insurance Services |
| Chambers & Owen, Inc. | $110,662 | $26,871 | 210 | Freitag-Atkinson Inc |
| Woodman's Food Market, Inc. | $0 | $3,267 | 1,947 | Hausmann-Johnson Insurance Inc. |
| United Alloy, Inc. | $0 | $226,657 | 676 | Tricor LLC |
| Data Dimensions Corporation | $0 | $37,291 | 559 | Lockton |
| Prent Corporation | $0 | $5,246 | 555 | Josten Financial LTD |
| Janesville Sand and Gravel Company | $0 | $95,386 | 310 | USI Insurance Services |
| Rathgibson LLC | $0 | $1,798 | 270 | Aon |
| Tigre USA, Inc. | $0 | $101,959 | 253 | The McClone Agency, Inc. |
| DSB Technologies, LLC | $0 | $29,217 | 232 | Hays Companies |
| Ipmf, LLC | $0 | $35,307 | 184 | Alliant Insurance Services |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Janesville employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Acrisure | $341,975 | 1 |
| Brown & Brown | $251,548 | 2 |
| USI Insurance Services | $128,547 | 2 |
| Tricor LLC | $127,917 | 1 |
| Benefitfocus | $103,661 | 1 |
| McClone Agency Inc | $101,959 | 1 |
| RSC Insurance Brokerage, Inc. | $77,598 | 1 |
| Hays Companies | $53,621 | 2 |
| Lockton | $37,291 | 1 |
| Freitag-Atkinson Inc | $26,871 | 1 |
Largest medical carriers
Medical premium written for these employers.
Janesville against Wisconsin and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Janesville | Wisconsin | United States | |
|---|---|---|---|
| Employer plans | 15 | 1,402 | 58,547 |
| Median commission rate | n/a | 2.1% | 3.8% |
| Middle half of rates | n/a | 1.6% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $37,291 | $42,793 | $72,628 |
| Medical premium per covered person | n/a | $7,247 | $7,274 |
| Plans reporting no commission | 0 | 4 | 933 |
Year over year. In plan year 2023, 18 Janesville employers reported $3.1M in premiums and $1.6M in broker pay for 8,738 participants; in 2024 it was $3.1M and $1.9M for 9,290 participants (premiums +1.0%, broker pay +18.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Janesville employers pay health insurance brokers?
15 Janesville employers reported $1,894,684 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Janesville reported premium to compute a stable commission rate; the Wisconsin median is 2.1% and the U.S. median is 3.8%. In dollars, the median Janesville employer that disclosed broker pay reported $37,291.
Which Janesville employers have the largest health plans?
By insurance premium reported for 2024, Blain Supply, Inc. ($2.1M), Lemans Corporation ($415,089), Shine Technologies, LLC ($218,192) lead. 15 Janesville employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Janesville?
By compensation reported by Janesville employers, the largest brokers are Acrisure ($341,975, 1 plans), Brown & Brown ($251,548, 2 plans), USI Insurance Services ($128,547, 2 plans). By medical premium, the largest carriers are Unitedhealthcare Insurance Company, Dean Health Plan Inc, Armadacare.
Are Janesville employer health plans self-funded or fully insured?
Of 15 Janesville employer plans, 3 are fully insured, 7 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Wisconsin
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