Sheboygan, Wisconsin employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Sheboygan, Wisconsin filed health plans with 100 or more participants for plan year 2024, covering 7,631 participants. They reported $2.3M in insurance premiums and $618,967 in broker commissions and fees. Against 2023, premiums were up 6.7% and broker pay fell 16.7%.
Funding: 0 fully insured · 11 self-funded · 4 mixed. 15 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Sheboygan
Sheboygan employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Aesse Investments LTD | $1,986,294 | $97,027 | 577 | Jeffery Schultz |
| Vista Care Wisconsin, Inc. | $94,690 | $25,649 | 121 | Hausmann Group |
| Kohler Credit Union | $63,923 | $16,198 | 153 | Lockton |
| Priority Acquisition Co LLC | $60,976 | $43,435 | 105 | — |
| Pine Haven Christian Home, Inc. | $51,049 | $28,946 | 131 | Clarity, an Alera Group Company,llc |
| Rockline Industries, Inc. | $0 | $149,117 | 2,297 | Cottingham & Butler Insurance Serv |
| Acuity, a Mutual Insurance Company | $0 | — | 1,494 | — |
| The Vollrath Company LLC | $0 | $54,172 | 864 | Watchtower Technologies |
| American Orthodontics Corporation | $0 | $26,002 | 768 | Hays Companies |
| Torginol, Inc. | $0 | $17,816 | 360 | Stealth Partner Group |
| Plastics Engineering Company | $0 | $85,142 | 228 | USI Insurance Services |
| Muth Company, LLC | $0 | $14,447 | 162 | USI Insurance Services |
| Lakeshore Community Health Care | $0 | $25,899 | 132 | Emerson Rogers LLC |
| HTT, Inc. | $0 | $8,778 | 131 | Ansay and Associates LLC |
| Sheboygan Motor Co LLC | $0 | $26,339 | 108 | Ansay & Assoc LLC |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Sheboygan employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Cottingham & Butler | $145,117 | 1 |
| USI Insurance Services | $85,020 | 2 |
| Jeffery Schultz | $55,695 | 1 |
| Acrisure | $33,724 | 1 |
| Hays Companies | $23,068 | 1 |
| Hausmann Group Inc | $23,052 | 1 |
| Ansay & Assoc LLC | $20,487 | 1 |
| Emerson Rogers, LLC | $19,031 | 1 |
| Lockton | $16,198 | 1 |
| Watchtower Technologies Inc | $15,281 | 3 |
Largest medical carriers
Medical premium written for these employers.
Sheboygan against Wisconsin and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Sheboygan | Wisconsin | United States | |
|---|---|---|---|
| Employer plans | 15 | 1,402 | 58,547 |
| Median commission rate | n/a | 2.1% | 3.8% |
| Middle half of rates | n/a | 1.6% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $26,171 | $42,793 | $72,628 |
| Medical premium per covered person | n/a | $7,247 | $7,274 |
| Plans reporting no commission | 0 | 4 | 933 |
Year over year. In plan year 2023, 14 Sheboygan employers reported $2.1M in premiums and $743,406 in broker pay for 7,262 participants; in 2024 it was $2.3M and $618,967 for 7,631 participants (premiums +6.7%, broker pay −16.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Sheboygan employers pay health insurance brokers?
15 Sheboygan employers reported $618,967 in broker commissions and fees on their 2024 Form 5500 filings, 14 of them disclosing at least some compensation. Too few fully insured medical plans in Sheboygan reported premium to compute a stable commission rate; the Wisconsin median is 2.1% and the U.S. median is 3.8%. In dollars, the median Sheboygan employer that disclosed broker pay reported $26,171.
Which Sheboygan employers have the largest health plans?
By insurance premium reported for 2024, Aesse Investments LTD ($2.0M), Vista Care Wisconsin, Inc. ($94,690), Kohler Credit Union ($63,923) lead. 15 Sheboygan employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Sheboygan?
By compensation reported by Sheboygan employers, the largest brokers are Cottingham & Butler ($145,117, 1 plans), USI Insurance Services ($85,020, 2 plans), Jeffery Schultz ($55,695, 1 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Michigan, Blue Care Network of Michigan, Prevea360 Health Plan.
Are Sheboygan employer health plans self-funded or fully insured?
Of 15 Sheboygan employer plans, 0 are fully insured, 11 are self-funded and 4 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Wisconsin
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