Middleton, Wisconsin employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
23 employers in Middleton, Wisconsin filed health plans with 100 or more participants for plan year 2024, covering 13,905 participants. They reported $601,260 in insurance premiums and $1.7M in broker commissions and fees. Against 2023, premiums were down 35.6% and broker pay rose 4.8%.
Funding: 2 fully insured · 4 self-funded · 17 mixed. 21 of 23 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Middleton
Middleton employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Frank Liquor Company, Inc. | $351,210 | $116,230 | 950 | Hausmann Group Inc |
| Attic Angel Association | $86,429 | $35,904 | 102 | Watchtower Technologies Inc |
| The Bruce Company of Wisconsin, Inc. | $79,633 | $52,855 | 165 | Watchtower Benefits, LLC |
| HY Cite Enterprises, LLC | $45,419 | $71,149 | 434 | Hausmann Group |
| Meridian Group, Inc. | $38,569 | $36,519 | 172 | — |
| University of Wisconsin Medical Foundation, Inc. | $0 | $3,694 | 2,921 | — |
| Spectrum Brands, Inc. | $0 | $72,825 | 1,948 | Alliant Insurance Services |
| Springs Window Fashions, LLC | $0 | $65,862 | 1,482 | Hays Companies |
| Mead & Hunt, Inc. | $0 | $149,821 | 1,300 | Willis Towers Watson |
| Electronic Theatre Controls, Inc. | $0 | $331,005 | 1,098 | Umr, Inc. |
| Fiskars Brands, Inc. | $0 | $44,571 | 522 | Benefit Educators, LLC |
| North Central Staffing, Inc. | $0 | $113,614 | 483 | Hausmann-Johnson Insurance Inc |
| WTS Paradigm, LLC | $0 | $146,714 | 479 | Hausmann Group Inc |
| Capitol Indemnity Corporation | $0 | $76,430 | 316 | Lockton |
| Chartwell Midwest Wisconsin LLC | $0 | $14,373 | 264 | Hemb Insurance Group |
| Esker, Inc. | $0 | $30,710 | 249 | HUB International |
| Evergreen Healthcare Partners, Inc. | $0 | $151,635 | 191 | Hausmann Group |
| Family Fresh Pack LLC | $0 | $19,564 | 182 | Taylor Orton |
| Automation Components Inc. | $0 | $41,506 | 176 | Watch Tower Tech. |
| Employee Benefits Corporation | $0 | $24,242 | 154 | USI Insurance Services |
| Gilson, Inc. | $0 | $67,879 | 113 | — |
| Fristam Pumps USA, Limited Partnership | $0 | $36,595 | 102 | Clarity an Alera Group Company LLC |
| Foremost Farms USA | $0 | — | 102 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Middleton employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Hausmann Group Inc | $387,687 | 5 |
| Umr Inc | $158,611 | 1 |
| Willis Towers Watson | $158,044 | 2 |
| Hausmann-Johnson Insurance Inc | $88,105 | 2 |
| Watchtower Technologies Inc | $84,247 | 3 |
| Lockton | $74,156 | 1 |
| Alliant Insurance Services | $64,602 | 1 |
| Hays Companies | $42,749 | 2 |
| Brown & Brown | $38,619 | 2 |
| Ingenium Prime Inc | $27,846 | 2 |
Largest medical carriers
Medical premium written for these employers.
Middleton against Wisconsin and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Middleton | Wisconsin | United States | |
|---|---|---|---|
| Employer plans | 23 | 1,402 | 58,547 |
| Median commission rate | n/a | 2.1% | 3.8% |
| Middle half of rates | n/a | 1.6% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $59,359 | $42,793 | $72,628 |
| Medical premium per covered person | n/a | $7,247 | $7,274 |
| Plans reporting no commission | 0 | 4 | 933 |
Year over year. In plan year 2023, 22 Middleton employers reported $933,572 in premiums and $1.6M in broker pay for 15,852 participants; in 2024 it was $601,260 and $1.7M for 13,905 participants (premiums −35.6%, broker pay +4.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Middleton employers pay health insurance brokers?
23 Middleton employers reported $1,703,697 in broker commissions and fees on their 2024 Form 5500 filings, 22 of them disclosing at least some compensation. Too few fully insured medical plans in Middleton reported premium to compute a stable commission rate; the Wisconsin median is 2.1% and the U.S. median is 3.8%. In dollars, the median Middleton employer that disclosed broker pay reported $59,359.
Which Middleton employers have the largest health plans?
By insurance premium reported for 2024, Frank Liquor Company, Inc. ($351,210), Attic Angel Association ($86,429), The Bruce Company of Wisconsin, Inc. ($79,633) lead. 23 Middleton employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Middleton?
By compensation reported by Middleton employers, the largest brokers are Hausmann Group Inc ($387,687, 5 plans), Umr Inc ($158,611, 1 plans), Willis Towers Watson ($158,044, 2 plans). By medical premium, the largest carriers are Quartz Health Benefit Plans Corporation, Dean Health Plan Inc, Triple S Salud, Inc..
Are Middleton employer health plans self-funded or fully insured?
Of 23 Middleton employer plans, 2 are fully insured, 4 are self-funded and 17 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Wisconsin
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