Wausau, Wisconsin employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
23 employers in Wausau, Wisconsin filed health plans with 100 or more participants for plan year 2024, covering 19,037 participants. They reported $6.1M in insurance premiums and $2.2M in broker commissions and fees. Against 2023, premiums were up 2.9% and broker pay rose 16.4%.
Funding: 2 fully insured · 16 self-funded · 5 mixed. 21 of 23 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Wausau
Wausau employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Eye Clinic of Wisconsin, S.C. | $2,358,431 | $75,721 | 153 | Ansay & Associates, LLC |
| Gastrointestinal Associates, S.C. | $1,994,351 | $64,266 | 136 | Ansay & Associates LLC |
| Opportunity of North Central Wisconsin, Inc. | $546,778 | $26,707 | 125 | Watchtower Technologies Inc |
| Wausau Smiles LLC | $460,867 | $26,783 | 118 | HUB International |
| Aqua Finance, Inc. | $314,299 | $90,028 | 400 | Marsh McLennan Agency |
| Midwest Communications, Inc. | $148,002 | $31,499 | 380 | — |
| Bone & Joint Clinic, S.C. | $109,512 | $94,211 | 249 | Benefit Plan Administrators |
| Wausau Tile Inc. | $108,238 | $50,549 | 272 | HUB International |
| Imperial Industries Inc | $63,272 | $17,316 | 235 | HUB International |
| Aspirus Inc. | $0 | $997,325 | 10,132 | Lockton |
| Wipfli LLP | $0 | $109,511 | 2,592 | Mercer |
| Wausau Supply Co. | $0 | $24,563 | 974 | Forsite Benefit Partners |
| Kolbe & Kolbe Millwork Co., Inc. | $0 | $27,445 | 902 | Optavise, Inc. |
| Connexus Credit Union | $0 | $352,308 | 677 | Gallagher |
| Wausau Coated Products, Inc. | $0 | $20,234 | 316 | Brown & Brown |
| E. O. Johnson Company, Inc. | $0 | $24,763 | 284 | Cottingham and Butler |
| Incrediblebank | $0 | $20,517 | 195 | Brown & Brown |
| Peoples State Bank | $0 | $39,176 | 190 | HUB International |
| Schuette, Inc. | $0 | $17,176 | 184 | Gallagher |
| Orthopaedic Centers of Wisconsin, S.C. | $0 | $28,708 | 143 | HUB International |
| Rocket Industrial, Inc. | $0 | $11,113 | 142 | Watchtower Technologies Inc |
| Kocourek Chevrolet, Inc. | $0 | $21,288 | 135 | Watchtower Benefits, LLC |
| Woodson YMCA, Inc. | $0 | $3,479 | 103 | Ansay & Associates |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Wausau employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $417,811 | 1 |
| Gallagher | $402,188 | 3 |
| Ansay & Associates LLC | $159,456 | 4 |
| HUB International | $146,348 | 5 |
| Marsh McLennan Agency | $74,695 | 2 |
| Mercer | $73,901 | 1 |
| Benefit Plan Administrators | $56,612 | 1 |
| Brown & Brown | $29,284 | 2 |
| Forsite Benefit Partners | $24,563 | 1 |
| C2 Centric LLC | $16,930 | 1 |
Largest medical carriers
Medical premium written for these employers.
Wausau against Wisconsin and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Wausau | Wisconsin | United States | |
|---|---|---|---|
| Employer plans | 23 | 1,402 | 58,547 |
| Median commission rate | n/a | 2.1% | 3.8% |
| Middle half of rates | n/a | 1.6% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $27,445 | $42,793 | $72,628 |
| Medical premium per covered person | n/a | $7,247 | $7,274 |
| Plans reporting no commission | 0 | 4 | 933 |
Year over year. In plan year 2023, 19 Wausau employers reported $5.9M in premiums and $1.9M in broker pay for 18,908 participants; in 2024 it was $6.1M and $2.2M for 19,037 participants (premiums +2.9%, broker pay +16.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Wausau employers pay health insurance brokers?
23 Wausau employers reported $2,174,686 in broker commissions and fees on their 2024 Form 5500 filings, 23 of them disclosing at least some compensation. Too few fully insured medical plans in Wausau reported premium to compute a stable commission rate; the Wisconsin median is 2.1% and the U.S. median is 3.8%. In dollars, the median Wausau employer that disclosed broker pay reported $27,445.
Which Wausau employers have the largest health plans?
By insurance premium reported for 2024, Eye Clinic of Wisconsin, S.C. ($2.4M), Gastrointestinal Associates, S.C. ($2.0M), Opportunity of North Central Wisconsin, Inc. ($546,778) lead. 23 Wausau employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Wausau?
By compensation reported by Wausau employers, the largest brokers are Lockton ($417,811, 1 plans), Gallagher ($402,188, 3 plans), Ansay & Associates LLC ($159,456, 4 plans). By medical premium, the largest carriers are Security Health Plan of Wisconsin, Inc., Aspirus Health Plan, Kaiser Foundation Health Plan of Colorado.
Are Wausau employer health plans self-funded or fully insured?
Of 23 Wausau employer plans, 2 are fully insured, 16 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Wisconsin
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