Medford, Oregon employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
24 employers in Medford, Oregon filed health plans with 100 or more participants for plan year 2024, covering 34,432 participants. They reported $6.3M in insurance premiums and $2.3M in broker commissions and fees. Against 2023, premiums were up 2.5% and broker pay rose 23.1%.
Funding: 6 fully insured · 8 self-funded · 10 mixed. 18 of 24 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Medford
Medford employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Asante | $5,525,642 | $330,829 | 5,898 | Alliant Insurance Services |
| Lithia Motors, Inc. | $434,097 | $748,134 | 22,494 | Pacific Advisors of Oregon LLC |
| Rogue Credit Union and Affiliates | $122,612 | $78,854 | 615 | Alliant Insurance Services |
| Addictions Recovery Center, Inc. | $45,240 | $64,650 | 138 | Propel Insurance Agency, LLC |
| Southern Oregon Goodwill Industries Inc | $36,002 | $40,192 | 242 | Bob Hart Insurance Inc |
| Nisha Jackson, Inc. | $35,457 | $70,372 | 158 | Marsh McLennan Agency |
| Valley Immediate Care, LLC | $29,296 | $29,640 | 156 | HUB International |
| Purelight Power LLC | $21,623 | $45,638 | 518 | HUB International |
| Southern Oregon Cardiology LLC | $19,268 | $87,454 | 100 | HUB International |
| Northwest Wood Products | $0 | $154,734 | 791 | Cascade East Benefits, Inc. |
| C&K Market, Inc. | $0 | $9,100 | 506 | HUB International |
| Columbiacare Services, Inc. | $0 | $53,205 | 449 | JD Fulwiler Company Insurance |
| Odd Fellows Home of Ca | $0 | $23,864 | 409 | USI Insurance Services |
| La Clinica | $0 | $164,928 | 367 | Propel Insurance Agency, LLC |
| Rogue Community Health | $0 | $57,838 | 274 | Nonstop Admin. and Ins. Services |
| Rogue Waste Systems, LLC | $0 | $7,933 | 233 | Intermediary Services |
| Pacific Retirement Services, Inc. | $0 | $72,906 | 179 | USI Insurance Services |
| People's Bank of Commerce | $0 | — | 151 | — |
| Mercy Flights Incorporated | $0 | $57,004 | 149 | Intermediary Services LLC |
| Kids Unlimited of Oregon | $0 | $31,265 | 138 | Bratrud Middleton Insurance Brokers |
| Pathway Enterprises, Inc. | $0 | $4,045 | 137 | Marsh McLennan Agency |
| Medical Eye Center | $0 | $44,714 | 123 | Humphrey & Pace Benefit |
| Access | $0 | $119,280 | 104 | HUB International |
| Ontrack, Inc. | $0 | — | 103 | Gary Lapidus |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Medford employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| HUB International | $323,907 | 6 |
| Propel Insurance Agency, LLC | $222,452 | 3 |
| Alliant Insurance Services | $198,442 | 2 |
| USI Insurance Services | $96,770 | 2 |
| Intermediary Solutions Company | $64,937 | 2 |
| Marsh McLennan Agency | $60,506 | 3 |
| JD Fulwiler and Company | $53,205 | 1 |
| Humphrey & Pace Benefit | $45,714 | 1 |
| Cascade East Benefits, Inc. | $37,201 | 1 |
| Bob Hart Insurance Inc | $36,721 | 1 |
Largest medical carriers
Medical premium written for these employers.
Medford against Oregon and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Medford | Oregon | United States | |
|---|---|---|---|
| Employer plans | 24 | 811 | 58,547 |
| Median commission rate | n/a | 2.8% | 3.8% |
| Middle half of rates | n/a | 1.8% – 3.6% | 2.7% – 5.0% |
| Median broker pay per employer | $57,421 | $46,418 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 3 | 933 |
Year over year. In plan year 2023, 20 Medford employers reported $6.1M in premiums and $1.9M in broker pay for 33,035 participants; in 2024 it was $6.3M and $2.3M for 34,432 participants (premiums +2.5%, broker pay +23.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Medford employers pay health insurance brokers?
24 Medford employers reported $2,296,579 in broker commissions and fees on their 2024 Form 5500 filings, 22 of them disclosing at least some compensation. Too few fully insured medical plans in Medford reported premium to compute a stable commission rate; the Oregon median is 2.8% and the U.S. median is 3.8%. In dollars, the median Medford employer that disclosed broker pay reported $57,421.
Which Medford employers have the largest health plans?
By insurance premium reported for 2024, Asante ($5.5M), Lithia Motors, Inc. ($434,097), Rogue Credit Union and Affiliates ($122,612) lead. 24 Medford employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Medford?
By compensation reported by Medford employers, the largest brokers are HUB International ($323,907, 6 plans), Propel Insurance Agency, LLC ($222,452, 3 plans), Alliant Insurance Services ($198,442, 2 plans). By medical premium, the largest carriers are Regence Bluecross Blueshield of Oregon, Moda Health, Pacificsource Health Plans.
Are Medford employer health plans self-funded or fully insured?
Of 24 Medford employer plans, 6 are fully insured, 8 are self-funded and 10 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Oregon
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