Salem, Oregon employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
48 employers in Salem, Oregon filed health plans with 100 or more participants for plan year 2024, covering 25,128 participants. They reported $16M in insurance premiums and $2.7M in broker commissions and fees. Against 2023, premiums were up 70.5% and broker pay rose 11.6%.
Funding: 20 fully insured · 15 self-funded · 13 mixed. 28 of 48 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Salem
Salem employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Garmin At, Inc. | $8,421,995 | $39,981 | 492 | Holmes Murphy |
| Salem Health Hospitals & Clinics | $4,466,706 | $9,331 | 5,921 | Salem Health |
| Shangri-La Corporation | $1,025,426 | $27,812 | 205 | OneDigital |
| Aldrich Services, LLP | $450,552 | $1,351 | 264 | Akt Benefit Advisors LLC |
| May Trucking Company | $213,348 | $15,204 | 698 | Timothy Hennessy |
| The Trustees of the Pacific Northwest Employers Life Health Insurance | $201,759 | $9,892 | 551 | Cascade Employers Assoc Inc |
| WTC Holdco LLC | $187,143 | $100,231 | 361 | — |
| Willamette University | $155,531 | $183,910 | 497 | PCF Insurance Services of the West |
| Oregon Specialty Group | $119,197 | $1,089 | 210 | Woodruff Sawyer |
| Salem Clinic, PC | $118,986 | $28,568 | 394 | Doug Lenhoff & Associates |
| Emery & Sons Construction Group,llc | $118,872 | $89,481 | 197 | Weis & Associates, Inc |
| Marion and PLK Schools Credit Union | $118,108 | $20,652 | 308 | Cu Benefits Alliance |
| Mid Willamette Valley Community Action Agency | $94,168 | $65,977 | 519 | Huggins Insurance Services, Inc. |
| Amerities Holdings, LLC | $90,430 | $85,840 | 108 | EPIC Insurance Brokers |
| Catholic Community Services of Mid Willamette Valley & Central Coast | $70,202 | $51,000 | 217 | Alliant Insurance Services |
| First Call Home Health Agency, LLC | $55,819 | $60,512 | 111 | Lindsay Reed |
| Family Building Blocks, Inc. | $39,525 | $40,828 | 142 | Brown & Brown |
| Corban University | $39,350 | $8,272 | 182 | Alliant Insurance Services |
| Cabinet Door Services, Co LLC | $24,002 | $41,205 | 159 | HUB International |
| Salem Contractors Exchange | $0 | — | 3,975 | — |
| Oregon Business & Industry Association | $0 | — | 2,472 | — |
| Sante Operations, LLC | $0 | $76,235 | 833 | Marsh McLennan Agency |
| Mountain West Retirement Corporation | $0 | $3,278 | 633 | Beyrouty Employee Benefits LLC |
| Oregon Realtors | $0 | $152,652 | 474 | Johnson Benefit Group |
| Silver Falls MSO, LLC | $0 | $187,056 | 464 | Willis Towers Watson |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Salem employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Brown & Brown | $421,543 | 5 |
| Willis Towers Watson | $187,056 | 1 |
| PCF Insurance Services of the West | $183,018 | 1 |
| Huggins Insurance Services, Inc. | $170,902 | 5 |
| Laporte Insurance LLC | $166,668 | 3 |
| Cravinho & Jaeger Financial Service | $155,674 | 1 |
| Mercer | $123,166 | 1 |
| Johnson Insurance Services, LLC | $102,828 | 1 |
| Abd Insurance & Fin. Services, Inc. | $98,587 | 1 |
| Weis % Associates Inc | $89,481 | 1 |
Largest medical carriers
Medical premium written for these employers.
Salem against Oregon and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Salem | Oregon | United States | |
|---|---|---|---|
| Employer plans | 48 | 811 | 58,547 |
| Median commission rate | n/a | 2.8% | 3.8% |
| Middle half of rates | n/a | 1.8% – 3.6% | 2.7% – 5.0% |
| Median broker pay per employer | $43,632 | $46,418 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 3 | 933 |
Year over year. In plan year 2023, 48 Salem employers reported $9.4M in premiums and $2.4M in broker pay for 22,242 participants; in 2024 it was $16M and $2.7M for 25,128 participants (premiums +70.5%, broker pay +11.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Salem employers pay health insurance brokers?
48 Salem employers reported $2,688,431 in broker commissions and fees on their 2024 Form 5500 filings, 44 of them disclosing at least some compensation. Too few fully insured medical plans in Salem reported premium to compute a stable commission rate; the Oregon median is 2.8% and the U.S. median is 3.8%. In dollars, the median Salem employer that disclosed broker pay reported $43,632.
Which Salem employers have the largest health plans?
By insurance premium reported for 2024, Garmin At, Inc. ($8.4M), Salem Health Hospitals & Clinics ($4.5M), Shangri-La Corporation ($1.0M) lead. 25 Salem employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Salem?
By compensation reported by Salem employers, the largest brokers are Brown & Brown ($421,543, 5 plans), Willis Towers Watson ($187,056, 1 plans), PCF Insurance Services of the West ($183,018, 1 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Kansas City, Providence Health Plan, Hawaii Medical Service Association.
Are Salem employer health plans self-funded or fully insured?
Of 48 Salem employer plans, 20 are fully insured, 15 are self-funded and 13 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Oregon
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