Westlake, Ohio employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
18 employers in Westlake, Ohio filed health plans with 100 or more participants for plan year 2024, covering 29,802 participants. They reported $4.3M in insurance premiums and $2.1M in broker commissions and fees. Against 2023, premiums were down 23.0% and broker pay fell 1.1%.
Funding: 6 fully insured · 6 self-funded · 6 mixed. 12 of 18 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Westlake
Westlake employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Truwest Company LLC | $2,066,040 | $107,773 | 268 | Gallagher |
| Welcome House, Inc. | $1,646,558 | $90,527 | 250 | Corporate Plans LLC |
| Hyland Software, Inc. | $296,432 | $327,838 | 2,683 | Gallagher |
| Geon Performance Solutions, LLC | $290,175 | $41,587 | 730 | James B. Oswald Company |
| The Shamrock Companies, Inc. | $42,522 | $70,841 | 105 | Gallagher |
| Ta Operating LLC | $0 | $414,284 | 18,345 | Marsh McLennan Agency |
| Nordson Corporation | $0 | $105,300 | 3,468 | Aon |
| The Scott Fetzer Company | $0 | $154,281 | 1,539 | Willis Towers Watson |
| Equity Administrative Services Inc | $0 | $84,193 | 472 | The James B Oswald Company |
| Imcd US, LLC | $0 | $198,628 | 385 | OneDigital |
| Budget Dumpster, LLC | $0 | $86,600 | 349 | Gallagher |
| Howley Bread Group, LTD | $0 | $10,373 | 257 | Neebco |
| Palmer Holland, Inc. | $0 | $28,696 | 212 | Gallagher |
| The Q-Lab Corporation | $0 | $110,344 | 212 | USI Insurance Services |
| Echo Health, Inc. | $0 | $18,459 | 171 | James B. Oswald Company |
| Spooner Risk Control Services Inc. | $0 | $112,284 | 131 | Allied Benefit Systems, LLC |
| Insurance Partners Agency, Inc. | $0 | — | 119 | — |
| Onix Networking Corp. | $0 | $98,101 | 106 | Plancorp/Vantage Benefit Advisors L |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Westlake employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $605,582 | 5 |
| Marsh McLennan Agency | $410,005 | 2 |
| OneDigital | $198,628 | 1 |
| James B. Oswald Company | $123,053 | 3 |
| USI Insurance Services | $110,728 | 2 |
| Willis Towers Watson | $99,212 | 1 |
| Corporate Plans LLC | $97,130 | 2 |
| Plancorp Vantage Benefit Advisors | $64,435 | 1 |
| Aon | $53,108 | 1 |
| Lockton | $52,192 | 1 |
Largest medical carriers
Medical premium written for these employers.
Westlake against Ohio and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Westlake | Ohio | United States | |
|---|---|---|---|
| Employer plans | 18 | 2,404 | 58,547 |
| Median commission rate | n/a | 3.5% | 3.8% |
| Middle half of rates | n/a | 2.5% – 4.7% | 2.7% – 5.0% |
| Median broker pay per employer | $98,101 | $56,081 | $72,628 |
| Medical premium per covered person | n/a | $11,620 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 17 Westlake employers reported $5.6M in premiums and $2.1M in broker pay for 29,435 participants; in 2024 it was $4.3M and $2.1M for 29,802 participants (premiums −23.0%, broker pay −1.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Westlake employers pay health insurance brokers?
18 Westlake employers reported $2,060,109 in broker commissions and fees on their 2024 Form 5500 filings, 17 of them disclosing at least some compensation. Too few fully insured medical plans in Westlake reported premium to compute a stable commission rate; the Ohio median is 3.5% and the U.S. median is 3.8%. In dollars, the median Westlake employer that disclosed broker pay reported $98,101.
Which Westlake employers have the largest health plans?
By insurance premium reported for 2024, Truwest Company LLC ($2.1M), Welcome House, Inc. ($1.6M), Hyland Software, Inc. ($296,432) lead. 18 Westlake employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Westlake?
By compensation reported by Westlake employers, the largest brokers are Gallagher ($605,582, 5 plans), Marsh McLennan Agency ($410,005, 2 plans), OneDigital ($198,628, 1 plans). By medical premium, the largest carriers are Medical Mutual of Ohio, Kaiser Foundation Health Plan of Colorado, Unitedhealthcare Insurance Company.
Are Westlake employer health plans self-funded or fully insured?
Of 18 Westlake employer plans, 6 are fully insured, 6 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Ohio
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