Beachwood, Ohio employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
17 employers in Beachwood, Ohio filed health plans with 100 or more participants for plan year 2024, covering 20,977 participants. They reported $11M in insurance premiums and $3.0M in broker commissions and fees. Against 2023, premiums were down 25.4% and broker pay fell 13.6%.
Funding: 2 fully insured · 9 self-funded · 6 mixed. 15 of 17 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Beachwood
Beachwood employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Quadax, Inc. | $7,322,650 | $199,806 | 771 | Expresslink General Agency LLC |
| Medic Management Group, LLC | $1,635,892 | $74,776 | 101 | James B. Oswald Company |
| Retina Associates of Cleveland, Inc. | $801,903 | $43,643 | 184 | OneDigital |
| Real Alloy Recycling, LLC | $688,523 | $239,148 | 947 | Gallagher |
| Saber Healthcare Group, L.L.C. | $444,611 | $1,499,151 | 11,347 | Ancora Insurance Solutions, LLC |
| Synthomer Inc. | $411,489 | — | 1,524 | Kristine Scheer |
| Price for Profit, LLC | $18,796 | $5,610 | 209 | Gallagher |
| Embassy Healthcare Holdings, Inc. | $0 | $596,029 | 1,833 | OneDigital |
| PCC Airfoils, LLC | $0 | $160,199 | 1,591 | The James B Oswald Company |
| GE Current, a Daintree Company | $0 | $41,990 | 1,171 | Lockton |
| Master Builders Admixtures Solutions US, LLC. | $0 | $35,528 | 374 | Mercer |
| Site Centers | $0 | $28,054 | 226 | Alliant Insurance Services |
| Goldberg Companies, Inc. | $0 | $15,728 | 203 | Gallagher |
| Mid-America Management Corp. | $0 | $23,451 | 142 | The James B. Oswald Company |
| Millennium Control Systems, LLC | $0 | $8,010 | 136 | Corporate Plans LLC |
| Integrity Realty Group LLC | $0 | $5,022 | 118 | Paragon Risk Advisers, LLC |
| Healthcare Payroll KD LLC | $0 | — | 100 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Beachwood employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Ancora Insurance Solutions LLC | $967,755 | 2 |
| OneDigital | $523,527 | 4 |
| Benefit Educators, LLC | $516,789 | 2 |
| James B. Oswald Company | $244,466 | 3 |
| Gallagher | $209,369 | 3 |
| Ancora Ins Sltns LLC | $134,614 | 1 |
| Expresslink General Agency LLC | $111,422 | 1 |
| Lockton | $42,770 | 2 |
| GWH Consulting, LLC | $41,924 | 2 |
| Employee Benefit Specialists | $35,806 | 1 |
Largest medical carriers
Medical premium written for these employers.
Beachwood against Ohio and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Beachwood | Ohio | United States | |
|---|---|---|---|
| Employer plans | 17 | 2,404 | 58,547 |
| Median commission rate | n/a | 3.5% | 3.8% |
| Middle half of rates | n/a | 2.5% – 4.7% | 2.7% – 5.0% |
| Median broker pay per employer | $41,990 | $56,081 | $72,628 |
| Medical premium per covered person | n/a | $11,620 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 21 Beachwood employers reported $15M in premiums and $3.4M in broker pay for 28,902 participants; in 2024 it was $11M and $3.0M for 20,977 participants (premiums −25.4%, broker pay −13.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Beachwood employers pay health insurance brokers?
17 Beachwood employers reported $2,976,145 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Beachwood reported premium to compute a stable commission rate; the Ohio median is 3.5% and the U.S. median is 3.8%. In dollars, the median Beachwood employer that disclosed broker pay reported $41,990.
Which Beachwood employers have the largest health plans?
By insurance premium reported for 2024, Quadax, Inc. ($7.3M), Medic Management Group, LLC ($1.6M), Retina Associates of Cleveland, Inc. ($801,903) lead. 17 Beachwood employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Beachwood?
By compensation reported by Beachwood employers, the largest brokers are Ancora Insurance Solutions LLC ($967,755, 2 plans), OneDigital ($523,527, 4 plans), Benefit Educators, LLC ($516,789, 2 plans). By medical premium, the largest carriers are Medical Mutual, Medmutual Life Insurance Company, Cigna Health and Life Insurance Company.
Are Beachwood employer health plans self-funded or fully insured?
Of 17 Beachwood employer plans, 2 are fully insured, 9 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Ohio
Is your company on this page? Get its Form 5500 read next to the Beachwood, Ohio medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.