Westerville, Ohio employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
23 employers in Westerville, Ohio filed health plans with 100 or more participants for plan year 2024, covering 82,560 participants. They reported $7.1M in insurance premiums and $2.3M in broker commissions and fees. Against 2023, premiums were up 1.5% and broker pay fell 0.9%.
Funding: 3 fully insured · 15 self-funded · 5 mixed. 20 of 23 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Westerville
Westerville employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Exel Inc. | $3,166,370 | $262,780 | 49,779 | Alliant Insurance Services |
| Roush Holdings, Inc | $1,805,355 | $66,959 | 218 | Redtail LTD |
| Central Ohio Primary Care Physicians, Inc. | $1,123,473 | $131,138 | 1,984 | HUB International |
| Orthopedic One | $361,798 | $65,496 | 936 | USI Insurance Services |
| Revlocal, LLC | $166,499 | $31,315 | 373 | Gallagher |
| Lake Shore Cryotronics, Inc. | $164,071 | $106,816 | 216 | Huntington Insurance Inc |
| Champion Real Estate Services | $100,752 | $76,182 | 138 | Associated Employee Benefits LLC |
| Therm-O-Disc, Inc. | $100,412 | $6,965 | 101 | Aon |
| The Childrens Center for Developmental Enrichment dba Oakstone Academy | $68,979 | $63,364 | 155 | USI Insurance Services |
| Oldc-Ohio Contractors Association Insurance Fund | $0 | $98,221 | 17,927 | Ullico Investment Company |
| Laurel Health Care Company | $0 | $474,262 | 3,210 | Gallagher |
| Lancaster Colony Corporation | $0 | $299,624 | 2,774 | Willis Towers Watson |
| Ohio Living | $0 | $40,614 | 1,361 | Center for Benefits Management, Inc |
| Tridia Hospice Care, Inc. | $0 | $67,461 | 838 | Willis Towers Watson |
| Agilon Health, Inc. | $0 | $37,268 | 635 | Mercer |
| Dasco Home Medical Equipment, Inc. | $0 | $75,675 | 457 | Lockton |
| Otterbein University | $0 | — | 364 | Milestone Benefits Agency Inc |
| Crown Services, Inc. | $0 | $89,202 | 292 | McGohan Brabender Agency Inc. |
| Matrix Adhesives Group, LLC | $0 | $94,332 | 276 | Hylant |
| Lifetime Quality Roofing and Storm Restoration, LLC | $0 | $100,818 | 181 | USI Insurance Services |
| Precision Broadband Installations | $0 | $6,308 | 119 | USI Insurance Services |
| Cross Country Inns, Inc. | $0 | $15,504 | 116 | USI Insurance Services |
| Geotechnical Consultants, Inc. | $0 | $56,995 | 110 | James B. Oswald Company |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Westerville employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $505,577 | 2 |
| Willis Towers Watson | $351,998 | 2 |
| USI Insurance Services | $244,078 | 5 |
| Alliant Insurance Services | $213,221 | 1 |
| Ullico Investment Company, LLC | $98,221 | 1 |
| Hylant | $93,555 | 1 |
| Associated Employee Benefits LLC | $70,157 | 1 |
| Redtail LTD | $66,959 | 1 |
| HUB International | $61,920 | 1 |
| Huntington Insurance Inc | $56,805 | 1 |
Largest medical carriers
Medical premium written for these employers.
Westerville against Ohio and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Westerville | Ohio | United States | |
|---|---|---|---|
| Employer plans | 23 | 2,404 | 58,547 |
| Median commission rate | n/a | 3.5% | 3.8% |
| Middle half of rates | n/a | 2.5% – 4.7% | 2.7% – 5.0% |
| Median broker pay per employer | $71,568 | $56,081 | $72,628 |
| Medical premium per covered person | n/a | $11,620 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 22 Westerville employers reported $7.0M in premiums and $2.3M in broker pay for 71,669 participants; in 2024 it was $7.1M and $2.3M for 82,560 participants (premiums +1.5%, broker pay −0.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Westerville employers pay health insurance brokers?
23 Westerville employers reported $2,267,299 in broker commissions and fees on their 2024 Form 5500 filings, 22 of them disclosing at least some compensation. Too few fully insured medical plans in Westerville reported premium to compute a stable commission rate; the Ohio median is 3.5% and the U.S. median is 3.8%. In dollars, the median Westerville employer that disclosed broker pay reported $71,568.
Which Westerville employers have the largest health plans?
By insurance premium reported for 2024, Exel Inc. ($3.2M), Roush Holdings, Inc ($1.8M), Central Ohio Primary Care Physicians, Inc. ($1.1M) lead. 23 Westerville employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Westerville?
By compensation reported by Westerville employers, the largest brokers are Gallagher ($505,577, 2 plans), Willis Towers Watson ($351,998, 2 plans), USI Insurance Services ($244,078, 5 plans). By medical premium, the largest carriers are Medical Mutual, Community Insurance Company, Sidecar Health Insurance Company.
Are Westerville employer health plans self-funded or fully insured?
Of 23 Westerville employer plans, 3 are fully insured, 15 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Ohio
Is your company on this page? Get its Form 5500 read next to the Westerville, Ohio medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.