Findlay, Ohio employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
24 employers in Findlay, Ohio filed health plans with 100 or more participants for plan year 2024, covering 28,610 participants. They reported $5.1M in insurance premiums and $1.2M in broker commissions and fees. Against 2023, premiums were up 0.9% and broker pay rose 19.9%.
Funding: 5 fully insured · 12 self-funded · 7 mixed. 19 of 24 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Findlay
Findlay employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Valgroup North American, Inc. | $1,862,981 | $80,183 | 164 | RSC Insurance Brokerage Inc |
| Ballinger Industries Inc | $1,032,815 | $20,570 | 261 | HUB International |
| Aci Const. Co., Inc. | $979,627 | $70,962 | 132 | Gallagher |
| Blanchard Valley Health System | $456,674 | — | 3,544 | — |
| Prospira America Corporation | $222,098 | $115,039 | 548 | Hylant |
| GVS Filtration, Inc. | $170,677 | $121,013 | 360 | Marsh McLennan Agency |
| Roki America Co LTD | $120,918 | $12,978 | 294 | Gallagher |
| Findlay's Tall Timber Distribution Center, Inc. | $119,074 | $43,488 | 329 | Hylant |
| Rowmark, LLC | $109,572 | — | 207 | — |
| Marathon Petroleum Company LP | $0 | — | 18,163 | — |
| Fresh Encounter, Inc. | $0 | $63,908 | 1,146 | AssuredPartners |
| Sanoh America, Inc. | $0 | $152,217 | 980 | Hylant |
| University of Findlay | $0 | $48,924 | 417 | USI Insurance Services |
| Pieco Inc. | $0 | $11,561 | 335 | RSC Insurance Brokerage Inc |
| National Lime & Stone Company | $0 | — | 324 | — |
| Findlay Machine & Tool, LLC | $0 | $160,582 | 275 | Hylant |
| Northwest Ohio Orthopedics & Sports Medicine, Inc. | $0 | $14,540 | 193 | Hardy and Hardy Co., Inc. |
| Reineke Family Dealerships, Inc. | $0 | $78,649 | 165 | Community Insurance Company |
| Legacy Farmers Cooperative | $0 | $16,594 | 163 | RSC Insurance Brokerage, Inc. |
| Blanchard Valley Medical Associates Inc. | $0 | $10,971 | 149 | Savage & Associates Inc |
| Garner Trucking, Inc. | $0 | $16,340 | 129 | HUB International |
| Pressed Paperboard Technologies | $0 | $55,797 | 128 | Corporate Plans LLC |
| Molten North America Corporation | $0 | $27,034 | 104 | Hylant |
| Danby Products, Inc. | $0 | $36,993 | 100 | Denver Management Advisors |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Findlay employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Hylant | $495,852 | 7 |
| Marsh McLennan Agency | $121,013 | 1 |
| Gallagher | $83,940 | 2 |
| RSC Insurance Brokerage, Inc. | $64,804 | 3 |
| AssuredPartners | $63,908 | 1 |
| USI Insurance Services | $44,329 | 1 |
| Community Insurance LLC | $37,582 | 1 |
| First Insurance Group LLC | $35,300 | 1 |
| Corporate Plans LLC | $32,079 | 1 |
| HUB International | $29,085 | 2 |
Largest medical carriers
Medical premium written for these employers.
Findlay against Ohio and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Findlay | Ohio | United States | |
|---|---|---|---|
| Employer plans | 24 | 2,404 | 58,547 |
| Median commission rate | n/a | 3.5% | 3.8% |
| Middle half of rates | n/a | 2.5% – 4.7% | 2.7% – 5.0% |
| Median broker pay per employer | $46,206 | $56,081 | $72,628 |
| Medical premium per covered person | n/a | $11,620 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 23 Findlay employers reported $5.0M in premiums and $966,291 in broker pay for 26,853 participants; in 2024 it was $5.1M and $1.2M for 28,610 participants (premiums +0.9%, broker pay +19.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Findlay employers pay health insurance brokers?
24 Findlay employers reported $1,158,343 in broker commissions and fees on their 2024 Form 5500 filings, 20 of them disclosing at least some compensation. Too few fully insured medical plans in Findlay reported premium to compute a stable commission rate; the Ohio median is 3.5% and the U.S. median is 3.8%. In dollars, the median Findlay employer that disclosed broker pay reported $46,206.
Which Findlay employers have the largest health plans?
By insurance premium reported for 2024, Valgroup North American, Inc. ($1.9M), Ballinger Industries Inc ($1.0M), Aci Const. Co., Inc. ($979,627) lead. 24 Findlay employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Findlay?
By compensation reported by Findlay employers, the largest brokers are Hylant ($495,852, 7 plans), Marsh McLennan Agency ($121,013, 1 plans), Gallagher ($83,940, 2 plans). By medical premium, the largest carriers are Medical Mutual, Medical Mutual of Ohio, Unum Insurance Company.
Are Findlay employer health plans self-funded or fully insured?
Of 24 Findlay employer plans, 5 are fully insured, 12 are self-funded and 7 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Ohio
Is your company on this page? Get its Form 5500 read next to the Findlay, Ohio medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.