Wooster, Ohio employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Wooster, Ohio filed health plans with 100 or more participants for plan year 2024, covering 4,069 participants. They reported $6.8M in insurance premiums and $846,393 in broker commissions and fees. Against 2023, premiums were up 17.9% and broker pay rose 16.2%.
Funding: 2 fully insured · 7 self-funded · 6 mixed. 13 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Wooster
Wooster employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| The Village Network | $5,048,106 | $197,709 | 411 | Gallagher |
| Ports Petroleum Company, Inc | $1,357,627 | $78,808 | 153 | Gallagher |
| STYX Acquisition LLC | $189,260 | $68,401 | 667 | USI Insurance Services |
| Western Reserve Mutual Casualty Company | $162,703 | $14,158 | 249 | The James B Oswald Company |
| Tricor Industrial, Inc. | $76,516 | $109,111 | 142 | Huntington Insurance Inc. |
| The Wooster Brush Company | $0 | $17,378 | 577 | Stealth Partner Group |
| The College of Wooster | $0 | $60,467 | 458 | Silberstein Insurance Group LLC |
| Seaman Corporation | $0 | $55,707 | 361 | James B Oswald Company |
| Prentke Romich Company dba Prc-Satillo | $0 | $40,672 | 289 | Gallagher |
| Certified Angus Beef LLC | $0 | $16,666 | 154 | The James B Oswold Company |
| Bloomington Medical Services LLC | $0 | $38,698 | 152 | Huntington Insurance Inc |
| Santmyer Companies Inc. | $0 | $13,759 | 123 | AssuredPartners |
| Speed North America, Inc. | $0 | $28,775 | 117 | Huntington Insurance |
| United Titanium Inc | $0 | $47,128 | 109 | Aa Hammersmith Insurance Inc |
| E&H Hardware Group, LLC | $0 | $58,956 | 107 | USI Insurance Services |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Wooster employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $301,973 | 3 |
| Huntington Insurance Inc | $161,971 | 4 |
| USI Insurance Services | $127,357 | 2 |
| James B. Oswald Company | $66,398 | 2 |
| Silberstein Insurance Group, LLC | $56,037 | 1 |
| Aa Hammersmith Insurance Inc | $38,310 | 1 |
| Stealth Partner Group LLC | $31,576 | 2 |
| AssuredPartners | $13,759 | 1 |
| The James B Oswold Company | $11,626 | 1 |
| DMC Benefits Inc | $8,818 | 1 |
Largest medical carriers
Medical premium written for these employers.
Wooster against Ohio and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Wooster | Ohio | United States | |
|---|---|---|---|
| Employer plans | 15 | 2,404 | 58,547 |
| Median commission rate | n/a | 3.5% | 3.8% |
| Middle half of rates | n/a | 2.5% – 4.7% | 2.7% – 5.0% |
| Median broker pay per employer | $47,128 | $56,081 | $72,628 |
| Medical premium per covered person | n/a | $11,620 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 16 Wooster employers reported $5.8M in premiums and $728,602 in broker pay for 4,133 participants; in 2024 it was $6.8M and $846,393 for 4,069 participants (premiums +17.9%, broker pay +16.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Wooster employers pay health insurance brokers?
15 Wooster employers reported $846,393 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Wooster reported premium to compute a stable commission rate; the Ohio median is 3.5% and the U.S. median is 3.8%. In dollars, the median Wooster employer that disclosed broker pay reported $47,128.
Which Wooster employers have the largest health plans?
By insurance premium reported for 2024, The Village Network ($5.0M), Ports Petroleum Company, Inc ($1.4M), STYX Acquisition LLC ($189,260) lead. 15 Wooster employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Wooster?
By compensation reported by Wooster employers, the largest brokers are Gallagher ($301,973, 3 plans), Huntington Insurance Inc ($161,971, 4 plans), USI Insurance Services ($127,357, 2 plans). By medical premium, the largest carriers are Medical Mutual, Medical Mutual of Ohio, Nationwide Life Insurance Company.
Are Wooster employer health plans self-funded or fully insured?
Of 15 Wooster employer plans, 2 are fully insured, 7 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Ohio
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