Dublin, Ohio employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
58 employers in Dublin, Ohio filed health plans with 100 or more participants for plan year 2024, covering 93,610 participants. They reported $15M in insurance premiums and $6.2M in broker commissions and fees. Against 2023, premiums were up 8.5% and broker pay rose 45.1%.
Funding: 18 fully insured · 27 self-funded · 13 mixed. 40 of 58 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Dublin
Dublin employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Germain Automotive Partnership, Inc. | $5,214,583 | $354,261 | 1,094 | Redtail LTD |
| First Equity Holdings, LLC | $2,036,334 | $100,540 | 177 | The James B Oswald Company |
| Quantum Health, Inc. | $1,628,519 | $80,872 | 2,275 | Mercer |
| Goken America LLC | $1,466,685 | $88,570 | 174 | The James B. Oswald Company |
| Ease Logistics | $1,074,334 | $139,573 | 219 | The Siekmann Company |
| Interstate Gas Supply, LLC | $851,336 | $317,787 | 1,396 | Stealth Partner Group LLC |
| Syntero, Inc. | $773,927 | $44,553 | 110 | DKG Insurance & Financial Serv |
| Verdantas LLC | $513,401 | $120,894 | 539 | Lockton |
| Viaquest, Inc. | $330,533 | $175,101 | 1,802 | HDH Group Inc |
| Star Leasing Company, LLC | $195,057 | $68,956 | 499 | Gallagher |
| City Barbeque, LLC | $186,967 | $50,642 | 843 | Stealth Partner Group, LLC |
| Epcon Communities Services, LLC | $158,053 | $87,725 | 206 | McGohan Brabender, Inc. |
| Ask Chemicals, LLC | $146,741 | $16,718 | 229 | Marsh McLennan Agency |
| Oclc, Inc. | $142,523 | $49,699 | 879 | Huntington Ins |
| CH Bbi Captive Insurance, LLC dba Crawford Hoying LTD | $93,254 | $2,727 | 188 | Reb Consulting, Inc. |
| G2o LLC | $91,890 | $3,588 | 192 | Mercer |
| Northwoods Consulting | $53,404 | $10,874 | 117 | USI Insurance Services |
| Charles Penzone, Inc. | $40,813 | $44,097 | 107 | USI Insurance Services |
| Cardinal Health, Inc. | $0 | $1,277,926 | 45,752 | Aon |
| The Wendy's Company | $0 | $174,254 | 13,632 | Strategic Non-Medical Solution |
| Ccfi Companies, LLC | $0 | $334,035 | 3,691 | Apex Benefits Group, Inc. |
| Covetrus Inc. | $0 | $186,278 | 3,139 | Willis Towers Watson |
| Stanley Steemer International, Inc. | $0 | $145,559 | 1,824 | AssuredPartners |
| Sarnova HC, LLC | $0 | $146,104 | 1,631 | James McKenna |
| STG Logistics, Inc | $0 | $66,474 | 1,437 | First Person, Inc |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Dublin employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Aon | $970,754 | 2 |
| Lockton | $548,771 | 6 |
| Custom Benefit Programs Inc | $449,798 | 2 |
| The HDH Group Inc | $435,249 | 6 |
| Redtail LTD | $277,520 | 2 |
| AssuredPartners | $269,337 | 4 |
| Gallagher | $222,350 | 3 |
| Stealth Partner Group LLC | $197,101 | 2 |
| USI Insurance Services | $192,952 | 3 |
| Strategic Non-Medical Solution | $174,254 | 1 |
Largest medical carriers
Medical premium written for these employers.
Dublin against Ohio and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Dublin | Ohio | United States | |
|---|---|---|---|
| Employer plans | 58 | 2,404 | 58,547 |
| Median commission rate | n/a | 3.5% | 3.8% |
| Middle half of rates | n/a | 2.5% – 4.7% | 2.7% – 5.0% |
| Median broker pay per employer | $77,745 | $56,081 | $72,628 |
| Medical premium per covered person | n/a | $11,620 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 49 Dublin employers reported $14M in premiums and $4.3M in broker pay for 85,425 participants; in 2024 it was $15M and $6.2M for 93,610 participants (premiums +8.5%, broker pay +45.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Dublin employers pay health insurance brokers?
58 Dublin employers reported $6,205,757 in broker commissions and fees on their 2024 Form 5500 filings, 57 of them disclosing at least some compensation. Too few fully insured medical plans in Dublin reported premium to compute a stable commission rate; the Ohio median is 3.5% and the U.S. median is 3.8%. In dollars, the median Dublin employer that disclosed broker pay reported $77,745.
Which Dublin employers have the largest health plans?
By insurance premium reported for 2024, Germain Automotive Partnership, Inc. ($5.2M), First Equity Holdings, LLC ($2.0M), Quantum Health, Inc. ($1.6M) lead. 25 Dublin employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Dublin?
By compensation reported by Dublin employers, the largest brokers are Aon ($970,754, 2 plans), Lockton ($548,771, 6 plans), Custom Benefit Programs Inc ($449,798, 2 plans). By medical premium, the largest carriers are Medical Mutual of Ohio, Medical Mutual, Cigna Health and Life Insurance Company.
Are Dublin employer health plans self-funded or fully insured?
Of 58 Dublin employer plans, 18 are fully insured, 27 are self-funded and 13 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Ohio
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