Draper, Utah employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
34 employers in Draper, Utah filed health plans with 100 or more participants for plan year 2024, covering 21,887 participants. They reported $9.9M in insurance premiums and $5.1M in broker commissions and fees. Against 2023, premiums were up 17.6% and broker pay rose 6.2%.
Funding: 12 fully insured · 12 self-funded · 10 mixed. 22 of 34 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Draper
Draper employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Swire Pacific Holdings Inc. and Its Affiliates | $6,277,432 | $1,624,135 | 6,669 | Gallagher |
| Utah Retail Merchants and Food Industry | $3,196,734 | $263,520 | 187 | — |
| Healthequity Inc | $448,161 | $186,547 | 3,020 | Mercer |
| Prog Holdings, Inc. | $0 | $216,785 | 1,627 | Aon |
| 1-800 Contacts | $0 | $61,474 | 1,359 | GBS Benefits, Inc. |
| Kelso Industries LLC | $0 | $360,623 | 1,077 | HUB International |
| Franklin Covey Co. | $0 | $41,782 | 800 | Mercer |
| Metasource, LLC | $0 | $35,806 | 613 | Diversified Ins Benefit Services |
| Clear Link Technologies LLC | $0 | $118,483 | 608 | Gallagher |
| Intercap Lending, Inc. | $0 | $53,051 | 593 | Diversified Ins Benefit SVCS, LLC. |
| Midway Mechanical Services LLC | $0 | $346,239 | 510 | OneDigital |
| Credit Corp Solutions | $0 | $29,928 | 431 | HUB International |
| Truhearing, Inc. Employee Benefit Plan | $0 | $154,402 | 416 | GBS Benefits, Inc. |
| Ameritech College dba Joyce University of Nursing & Health Sciences | $0 | $102,733 | 371 | NFP |
| Utah Charter Academies | $0 | $141,475 | 344 | Fred A. Moreton & Company |
| Taxbit, Inc. | $0 | $24,853 | 289 | IMA Financial |
| Village Capital & Investment LLC | $0 | $162,375 | 266 | NFP |
| HB Workplaces, LLC | $0 | $27,033 | 263 | IMA Financial |
| Wadsworth Brothers Construction | $0 | $123,610 | 200 | Gallagher |
| The Living Planet, Inc. | $0 | $50,193 | 198 | Celia Nash Insurance |
| Ortho Development | $0 | $26,042 | 196 | GBS Benefits Inc |
| Nav Technologies, Inc. | $0 | $133,880 | 195 | GBS Benefits Inc |
| Bronco Burgers LLC | $0 | $75,645 | 182 | GBS Benefits Inc. |
| Bach Team | $0 | $94,862 | 168 | OneDigital |
| McGee Holdings, LLC dba Studio McGee | $0 | $95,159 | 161 | Mercer |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Draper employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $1,866,228 | 3 |
| OneDigital | $555,931 | 4 |
| HUB International | $383,807 | 2 |
| GBS Benefits Inc | $363,892 | 5 |
| Mercer | $323,488 | 3 |
| NFP | $265,108 | 2 |
| IMA Financial | $164,000 | 4 |
| Aon | $162,923 | 1 |
| Fred A. Moreton & Company | $116,898 | 2 |
| Celia Nash Insurance | $87,077 | 2 |
Largest medical carriers
Medical premium written for these employers.
Draper against Utah and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Draper | Utah | United States | |
|---|---|---|---|
| Employer plans | 34 | 700 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 3.0% – 5.9% | 2.7% – 5.0% |
| Median broker pay per employer | $81,519 | $77,994 | $72,628 |
| Medical premium per covered person | n/a | $4,849 | $7,274 |
| Plans reporting no commission | 0 | 4 | 933 |
Year over year. In plan year 2023, 26 Draper employers reported $8.4M in premiums and $4.8M in broker pay for 21,740 participants; in 2024 it was $9.9M and $5.1M for 21,887 participants (premiums +17.6%, broker pay +6.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Draper employers pay health insurance brokers?
34 Draper employers reported $5,069,105 in broker commissions and fees on their 2024 Form 5500 filings, 34 of them disclosing at least some compensation. Too few fully insured medical plans in Draper reported premium to compute a stable commission rate; the Utah median is 5.0% and the U.S. median is 3.8%. In dollars, the median Draper employer that disclosed broker pay reported $81,519.
Which Draper employers have the largest health plans?
By insurance premium reported for 2024, Swire Pacific Holdings Inc. and Its Affiliates ($6.3M), Utah Retail Merchants and Food Industry ($3.2M), Healthequity Inc ($448,161) lead. 25 Draper employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Draper?
By compensation reported by Draper employers, the largest brokers are Gallagher ($1.9M, 3 plans), OneDigital ($555,931, 4 plans), HUB International ($383,807, 2 plans). By medical premium, the largest carriers are Select Health, Educators Health Plans Life, Accident and Health, Inc, Metropolitan Life Insurance Company.
Are Draper employer health plans self-funded or fully insured?
Of 34 Draper employer plans, 12 are fully insured, 12 are self-funded and 10 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Utah
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