Orem, Utah employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
27 employers in Orem, Utah filed health plans with 100 or more participants for plan year 2024, covering 12,905 participants. They reported $292,405 in insurance premiums and $3.5M in broker commissions and fees. Against 2023, premiums were down 47.7% and broker pay rose 43.7%.
Funding: 8 fully insured · 9 self-funded · 10 mixed. 19 of 27 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Orem
Orem employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Employee Benefit Leasing, Inc. | $152,811 | $22,026 | 208 | GBS Benefits Inc |
| Moxtek, Inc. | $139,594 | $42,524 | 247 | Moreton & Company |
| Clyde Companies | $0 | $696,111 | 2,912 | Beehive Insurance Agency Inc |
| Greenix Holdings, LLC | $0 | $675,735 | 1,718 | Leavitt Group |
| Meridian Executive Services, LLC | $0 | $83,468 | 1,320 | Moreton & Company |
| Vasa Fitness | $0 | $229,817 | 729 | Alliant Insurance Services |
| Mountain Contractors Supply Group | $0 | $100,413 | 659 | Holmes Murphy |
| Liveview Technologies | $0 | $302,207 | 552 | GBS Benefits, Inc. |
| Any Hour LLC | $0 | $23,942 | 544 | Willis Towers Watson |
| Ion Solar LLC | $0 | $141,722 | 499 | Altura Partners LLC |
| Nomi Health, Inc. | $0 | $66,504 | 421 | IMA Financial |
| E Entities LLC | $0 | $86,807 | 305 | Patriot Growth |
| Mitylite, Inc. Cafeteria Plan | $0 | $131,477 | 294 | IMA Financial |
| Heartland Communities, LLC | $0 | $13,840 | 276 | Diversified Insurance Benefit SVCS |
| Stonehenge Care of Utah | $0 | $9,946 | 270 | Gallagher |
| North Eastern Services | $0 | $101,305 | 237 | Hays Companies |
| Fishbowl Solutions, LLC | $0 | $106,054 | 207 | Gallagher |
| Unicity International, Inc. | $0 | $122,307 | 201 | Gallagher |
| Kndrs | $0 | $68,590 | 184 | PCF Ins Services of the West LLC |
| Telos Residential | $0 | $64,712 | 173 | GBS Benefits Inc |
| Studies Weekly | $0 | $10,664 | 165 | Alliant Insurance Services |
| Envision Home Health LLC | $0 | $46,809 | 152 | The Plexus Groupe LLC |
| Securitymetrics, Inc. | $0 | $132,103 | 146 | IMA Financial |
| Chess.Com | $0 | $89,310 | 146 | EPIC Insurance Brokers |
| Kids on the Move, Inc. | $0 | $51,175 | 140 | James G. Parker Insurance |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Orem employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Beehive Insurance | $644,777 | 1 |
| Leavitt Group | $552,054 | 2 |
| GBS Benefits Inc | $510,875 | 4 |
| IMA Financial | $325,858 | 3 |
| Alliant Insurance Services | $236,962 | 2 |
| Gallagher | $230,534 | 3 |
| Altura Benefits LLC | $101,895 | 1 |
| Hays Companies | $101,305 | 1 |
| Moreton & Company | $97,966 | 4 |
| Holmes Murphy | $89,313 | 1 |
Largest medical carriers
Medical premium written for these employers.
Orem against Utah and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Orem | Utah | United States | |
|---|---|---|---|
| Employer plans | 27 | 700 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 3.0% – 5.9% | 2.7% – 5.0% |
| Median broker pay per employer | $83,468 | $77,994 | $72,628 |
| Medical premium per covered person | n/a | $4,849 | $7,274 |
| Plans reporting no commission | 0 | 4 | 933 |
Year over year. In plan year 2023, 26 Orem employers reported $559,506 in premiums and $2.4M in broker pay for 11,657 participants; in 2024 it was $292,405 and $3.5M for 12,905 participants (premiums −47.7%, broker pay +43.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Orem employers pay health insurance brokers?
27 Orem employers reported $3,509,127 in broker commissions and fees on their 2024 Form 5500 filings, 27 of them disclosing at least some compensation. Too few fully insured medical plans in Orem reported premium to compute a stable commission rate; the Utah median is 5.0% and the U.S. median is 3.8%. In dollars, the median Orem employer that disclosed broker pay reported $83,468.
Which Orem employers have the largest health plans?
By insurance premium reported for 2024, Employee Benefit Leasing, Inc. ($152,811), Moxtek, Inc. ($139,594), Clyde Companies ($0) lead. 25 Orem employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Orem?
By compensation reported by Orem employers, the largest brokers are Beehive Insurance ($644,777, 1 plans), Leavitt Group ($552,054, 2 plans), GBS Benefits Inc ($510,875, 4 plans). By medical premium, the largest carriers are Unitedhealthcare Insurance Company, Selecthealth, Cigna Health and Life Insurance Company.
Are Orem employer health plans self-funded or fully insured?
Of 27 Orem employer plans, 8 are fully insured, 9 are self-funded and 10 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Utah
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