Murray, Utah employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
18 employers in Murray, Utah filed health plans with 100 or more participants for plan year 2024, covering 20,937 participants. They reported $34M in insurance premiums and $3.2M in broker commissions and fees. Against 2023, premiums were up 18.3% and broker pay rose 40.1%.
Funding: 3 fully insured · 9 self-funded · 6 mixed. 15 of 18 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Murray
Murray employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Utah Manufacturers Association | $30,369,746 | $1,811,213 | 2,544 | Various Brokers |
| Educators Mutual Insurance Association | $1,744,160 | $8,837 | 258 | Emi Health |
| Ironworkers Intermountain Health & Welfare Trust | $1,280,225 | — | 1,516 | Stop Loss Insurance Services |
| Insidere, LLC | $335,011 | $73,320 | 337 | Simkiss & Block |
| United Food & Commercial Workers Local 711 & Retail Food Employers Ben | $0 | $51,709 | 11,267 | Interremedy Insurance Services, LLC |
| Utah Sheet Metal Welfare Fund | $0 | — | 1,433 | — |
| Beyond, Inc. | $0 | $79,688 | 767 | Gallagher |
| Utah Automobile Dealers Association | $0 | $215,706 | 691 | Utah Auto Dealers Insurance Trust |
| Harman Management | $0 | $282,924 | 400 | Decisely Insurance Services Inc |
| A-Core Concrete Cutting, Inc. | $0 | $150,523 | 328 | GBS Benefits Inc |
| Nursa, Inc. | $0 | $86,436 | 289 | GBS Benefits Inc |
| Christopherson Andavo Travel, LP | $0 | $153,730 | 266 | GBS Benefits Inc |
| Colt Builders Corp | $0 | $10,875 | 255 | Marsh McLennan Agency |
| Fortis Health | $0 | $12,293 | 133 | Watchtower Benefits, LLC |
| Parris RV Inc | $0 | $8,987 | 128 | Banasky Insurance Inc |
| RSL Employees LLC | $0 | $52,558 | 114 | Ark Insurance Solutions LLC |
| Summit Physician Specialists | $0 | $199,566 | 111 | GBS Benefits Inc |
| John H. Firmage Inc. | $0 | $20,542 | 100 | Fred A. Moreton & Company |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Murray employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Various Brokers | $1,811,213 | 1 |
| GBS Benefits Inc | $571,226 | 4 |
| Decisely Insurance Services Inc | $282,924 | 1 |
| Utah Auto Dealers Insurance Trust | $202,177 | 1 |
| Gallagher | $73,602 | 1 |
| Simkiss & Block, | $68,726 | 1 |
| Ark Advisors Inc | $52,558 | 1 |
| Interremedy Insurance Services | $51,709 | 1 |
| Fred A. Moreton & Company | $20,542 | 1 |
| Marsh McLennan Agency | $10,875 | 1 |
Largest medical carriers
Medical premium written for these employers.
Murray against Utah and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Murray | Utah | United States | |
|---|---|---|---|
| Employer plans | 18 | 700 | 58,547 |
| Median commission rate | n/a | 5.0% | 3.8% |
| Middle half of rates | n/a | 3.0% – 5.9% | 2.7% – 5.0% |
| Median broker pay per employer | $76,504 | $77,994 | $72,628 |
| Medical premium per covered person | n/a | $4,849 | $7,274 |
| Plans reporting no commission | 1 | 4 | 933 |
Year over year. In plan year 2023, 14 Murray employers reported $29M in premiums and $2.3M in broker pay for 19,367 participants; in 2024 it was $34M and $3.2M for 20,937 participants (premiums +18.3%, broker pay +40.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Murray employers pay health insurance brokers?
18 Murray employers reported $3,218,907 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Murray reported premium to compute a stable commission rate; the Utah median is 5.0% and the U.S. median is 3.8%. In dollars, the median Murray employer that disclosed broker pay reported $76,504.
Which Murray employers have the largest health plans?
By insurance premium reported for 2024, Utah Manufacturers Association ($30M), Educators Mutual Insurance Association ($1.7M), Ironworkers Intermountain Health & Welfare Trust ($1.3M) lead. 18 Murray employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Murray?
By compensation reported by Murray employers, the largest brokers are Various Brokers ($1.8M, 1 plans), GBS Benefits Inc ($571,226, 4 plans), Decisely Insurance Services Inc ($282,924, 1 plans). By medical premium, the largest carriers are Select Health, Selecthealth, Unitedhealthcare Insurance Company.
Are Murray employer health plans self-funded or fully insured?
Of 18 Murray employer plans, 3 are fully insured, 9 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Utah
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