Bellevue, Washington employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
96 employers in Bellevue, Washington filed health plans with 100 or more participants for plan year 2024, covering 173,938 participants. They reported $31M in insurance premiums and $8.8M in broker commissions and fees. Against 2023, premiums were down 78.3% and broker pay fell 44.9%.
Funding: 13 fully insured · 43 self-funded · 40 mixed. 83 of 96 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Bellevue
Bellevue employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Mba Group Insurance Trust | $10,159,681 | $1,089,282 | 16,916 | Capital Benefit Services, LLC |
| Biaw Health and Welfare Trust | $5,718,462 | $767,394 | 9,522 | Capital Benefit Services, LLC |
| T-Mobile Puerto Rico, LLC | $3,382,658 | — | 773 | Aon |
| Smartsheet, Inc. | $2,431,472 | $354,008 | 2,575 | Abd Ins. and Financial SVCS., Inc. |
| Regency Pacific Management, LLC | $1,767,895 | $377,951 | 1,024 | BTG Benefits, LLC |
| Center for Advanced Manufacturing Puget Sound Health Trust | $1,186,101 | $133,204 | 2,320 | Capital Benefit Services, LLC |
| Puget Sound Energy, Inc. | $1,053,355 | $212,581 | 3,439 | Christine M. McCullugh |
| NW Marine Trade Association | $894,930 | $110,399 | 1,742 | Capital Benefit Services, LLC |
| Edifecs, Inc. | $522,990 | — | 434 | — |
| Ispot.Tv | $444,209 | $136,301 | 379 | Alliant Insurance Services |
| Offerup Inc. | $365,278 | $81,931 | 284 | USI Insurance Services |
| Lifecenter Northwest | $298,449 | $220,389 | 378 | Marsh McLennan Agency |
| Clark Nuber, P.S. | $282,577 | $47,165 | 287 | USI Insurance Services |
| HD Fowler Company | $235,619 | $12,886 | 635 | Alliant Insurance Services |
| Elevate Outdoor Collective, LLC | $225,861 | $131,279 | 351 | Alliant Insurance Services |
| Ascensus Specialties LLC | $214,349 | $61,691 | 216 | Gallagher |
| Westward Seafoods, Inc. | $168,959 | $65 | 343 | HUB International |
| Beyondsoft Consulting, Inc. | $163,868 | $223,366 | 493 | The Baldwin Group |
| Intellectual Ventures Management, LLC | $160,214 | $8,649 | 136 | USI Insurance Services |
| Pediatric Associates Inc. PS | $150,737 | $30,713 | 392 | Professional Benefit Consultants |
| Identity Digital Inc | $146,950 | $100,151 | 157 | Alliant Insurance Services |
| Axia Financial, LLC dba Axia Home Loans | $138,727 | $54,007 | 266 | AssuredPartners |
| Pineapple Hospitality Company | $138,682 | $91,480 | 277 | HUB International |
| Medbridge, Inc. | $116,637 | $75,016 | 169 | HUB International |
| Courter Enterprises LLC | $109,927 | $34,666 | 169 | USI Insurance Services |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Bellevue employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Capital Services Inc | $2,008,714 | 5 |
| USI Insurance Services | $1,058,887 | 23 |
| Gallagher | $569,303 | 7 |
| Lockton | $532,409 | 3 |
| Alliant Insurance Services | $491,019 | 10 |
| American Benefits & Comp Systems | $479,816 | 1 |
| BTG and Associates, LLC | $402,270 | 3 |
| Abd Ins. and Financial SVCS., Inc. | $354,008 | 1 |
| The Baldwin Group | $282,568 | 6 |
| Marsh McLennan Agency | $257,272 | 2 |
Largest medical carriers
Medical premium written for these employers.
Bellevue against Washington and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Bellevue | Washington | United States | |
|---|---|---|---|
| Employer plans | 96 | 1,423 | 58,547 |
| Median commission rate | n/a | 1.3% | 3.8% |
| Middle half of rates | n/a | 0.6% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $57,493 | $40,089 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 1 | 5 | 933 |
Year over year. In plan year 2023, 100 Bellevue employers reported $142M in premiums and $16M in broker pay for 180,482 participants; in 2024 it was $31M and $8.8M for 173,938 participants (premiums −78.3%, broker pay −44.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Bellevue employers pay health insurance brokers?
96 Bellevue employers reported $8,828,360 in broker commissions and fees on their 2024 Form 5500 filings, 90 of them disclosing at least some compensation. Too few fully insured medical plans in Bellevue reported premium to compute a stable commission rate; the Washington median is 1.3% and the U.S. median is 3.8%. In dollars, the median Bellevue employer that disclosed broker pay reported $57,493.
Which Bellevue employers have the largest health plans?
By insurance premium reported for 2024, Mba Group Insurance Trust ($10M), Biaw Health and Welfare Trust ($5.7M), T-Mobile Puerto Rico, LLC ($3.4M) lead. 25 Bellevue employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Bellevue?
By compensation reported by Bellevue employers, the largest brokers are Capital Services Inc ($2.0M, 5 plans), USI Insurance Services ($1.1M, 23 plans), Gallagher ($569,303, 7 plans). By medical premium, the largest carriers are Triple S Salud, Inc., University Health Alliance, Willamette Dental Insurance, Inc..
Are Bellevue employer health plans self-funded or fully insured?
Of 96 Bellevue employer plans, 13 are fully insured, 43 are self-funded and 40 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Washington
Is your company on this page? Get its Form 5500 read next to the Bellevue, Washington medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.