Tacoma, Washington employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
61 employers in Tacoma, Washington filed health plans with 100 or more participants for plan year 2024, covering 45,190 participants. They reported $4.5M in insurance premiums and $6.2M in broker commissions and fees. Against 2023, premiums were down 25.2% and broker pay rose 1.9%.
Funding: 10 fully insured · 30 self-funded · 21 mixed. 51 of 61 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Tacoma
Tacoma employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Multicare Health System | $789,676 | $1,125,311 | 17,455 | USI Insurance Services |
| Tacoma Screw Products, Inc. | $457,377 | $18,351 | 353 | USI Insurance Services |
| Auto Warehousing Company | $454,458 | — | 725 | — |
| Pacific Lutheran University | $453,867 | $139,287 | 586 | Aon |
| Sound Credit Union | $388,300 | $53,752 | 395 | USI Insurance Services |
| Newcold Seattle Operations | $332,956 | $126,998 | 543 | HUB International |
| United Employees Benefit Trust | $320,885 | $115,281 | 2,316 | Interremedy Insurance Services |
| Goodwill of the Olympics and Rainier Region | $251,727 | $99 | 988 | Brown & Brown |
| Aero Precision, LLC | $203,358 | $5,664 | 516 | Connexion Insurance Solutions |
| The Geneva Foundation | $171,826 | $40,049 | 273 | Propel Insurance Agency, LLC |
| Annie Wright Schools | $162,922 | $76,534 | 200 | Propel Insurance Agency, LLC |
| Universal Auto Group I, Inc. dba Tacoma Dodge Chrysler | $125,847 | $69,956 | 274 | Marsh McLennan Agency |
| Ahbl, Inc. | $108,040 | $22,477 | 125 | OneDigital |
| YMCA of Pierce and Kitsap Counties | $101,666 | $145,040 | 140 | OneDigital |
| Tapco Credit Union | $93,573 | $90,779 | 104 | Brown & Brown |
| Trimlite Codel Doors | $37,251 | $103,227 | 196 | OneDigital |
| Burkhart Dental Supply | $24,414 | $1,515 | 270 | — |
| Print NW LLC | $23,364 | $34,835 | 107 | Maddock & Associates LLC |
| Cardiac Study Center, Inc. P.S. | $13,484 | $71,630 | 190 | OneDigital |
| Tacoma Glass Manufacturing | $10,620 | $50,336 | 125 | USI Insurance Services |
| Bellarmine Preparatory School | $5,727 | $70,609 | 100 | Gallagher |
| Sound Inpatient Physicians, Inc | $0 | $371,404 | 4,298 | Alliant Insurance Services |
| Trueblue, Inc. | $0 | $2,052,750 | 3,966 | Eoi Service Company, Inc. |
| Cogent Healthcare of Texas, P.A. | $0 | — | 977 | — |
| Gensco, Inc. | $0 | — | 962 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Tacoma employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $1,107,130 | 5 |
| Eoi Service Company, Inc. | $870,118 | 1 |
| Marsh McLennan Agency | $781,840 | 2 |
| Brown & Brown | $704,836 | 9 |
| Gallagher | $322,709 | 4 |
| Propel Insurance Agency, LLC | $300,346 | 5 |
| OneDigital | $292,436 | 6 |
| Alliant Insurance Services | $241,011 | 1 |
| Davidson James Duncan | $223,438 | 1 |
| Professional BNFT Consultants | $150,450 | 1 |
Largest medical carriers
Medical premium written for these employers.
Tacoma against Washington and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Tacoma | Washington | United States | |
|---|---|---|---|
| Employer plans | 61 | 1,423 | 58,547 |
| Median commission rate | n/a | 1.3% | 3.8% |
| Middle half of rates | n/a | 0.6% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $53,752 | $40,089 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 5 | 933 |
Year over year. In plan year 2023, 65 Tacoma employers reported $6.1M in premiums and $6.1M in broker pay for 49,201 participants; in 2024 it was $4.5M and $6.2M for 45,190 participants (premiums −25.2%, broker pay +1.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Tacoma employers pay health insurance brokers?
61 Tacoma employers reported $6,246,642 in broker commissions and fees on their 2024 Form 5500 filings, 47 of them disclosing at least some compensation. Too few fully insured medical plans in Tacoma reported premium to compute a stable commission rate; the Washington median is 1.3% and the U.S. median is 3.8%. In dollars, the median Tacoma employer that disclosed broker pay reported $53,752.
Which Tacoma employers have the largest health plans?
By insurance premium reported for 2024, Multicare Health System ($789,676), Tacoma Screw Products, Inc. ($457,377), Auto Warehousing Company ($454,458) lead. 25 Tacoma employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Tacoma?
By compensation reported by Tacoma employers, the largest brokers are USI Insurance Services ($1.1M, 5 plans), Eoi Service Company, Inc. ($870,118, 1 plans), Marsh McLennan Agency ($781,840, 2 plans). By medical premium, the largest carriers are University Health Alliance, Premera Blue Cross, Aflac.
Are Tacoma employer health plans self-funded or fully insured?
Of 61 Tacoma employer plans, 10 are fully insured, 30 are self-funded and 21 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Washington
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