Renton, Washington employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
37 employers in Renton, Washington filed health plans with 100 or more participants for plan year 2024, covering 151,989 participants. They reported $4.1M in insurance premiums and $4.8M in broker commissions and fees. Against 2023, premiums were up 69.8% and broker pay rose 3.8%.
Funding: 10 fully insured · 25 self-funded · 2 mixed. 27 of 37 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Renton
Renton employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Washington Permanente Medical Group | $2,441,885 | $673,732 | 1,502 | USI Insurance Services |
| Healthpoint | $828,446 | $63,291 | 1,078 | Alliant Insurance Services |
| Cutter & Buck, Inc. | $217,624 | $124,454 | 288 | Mercer |
| First Financial Northwest, Inc. | $187,898 | $2,589 | 141 | USI Insurance Services |
| Seattle Sounders FC | $158,134 | $111,670 | 150 | Gallagher |
| Brightspark Early Learning Services | $146,466 | $64,818 | 134 | Sprague, Israel, Giles, Inc. |
| Media Mosaic, Inc. | $89,371 | $15,401 | 121 | USI Insurance Services |
| Meteorcomm LLC | $42,754 | $198,194 | 187 | Marsh McLennan Agency |
| The Arc of King County | $17,970 | $32,201 | 160 | The Partners Group Ltd-Seattle |
| Providence Health & Services | $0 | $1,231,854 | 87,487 | Willis Towers Watson |
| ST. Joseph Health System | $0 | $732,182 | 24,060 | Willis Towers Watson |
| Swedish Health Services | $0 | $465,772 | 13,515 | Willis Towers Watson |
| Covenant Health System | $0 | $193,756 | 6,926 | Willis Towers Watson |
| Kadlec Regional Medical Center | $0 | $116,460 | 4,505 | Willis Towers Watson |
| McGee Air Services, Inc. | $0 | $15,499 | 2,792 | Downtown Buzz Inc dba Reference Ins |
| Swedish Edmonds | $0 | $47,645 | 1,612 | Willis Towers Watson |
| Pacific Medical Centers | $0 | $25,351 | 921 | Willis Towers Watson |
| Sekisui Aerospace | $0 | $943 | 646 | Granite Group Benefits |
| Accord, Inc. | $0 | $31,684 | 558 | Alliant Insurance Services |
| Ats Automation, Inc. | $0 | $19,370 | 547 | Sylvia C. Young |
| Navia Benefit Solutions | $0 | $74,500 | 516 | Hauser Inc |
| Radiant Logistics, Inc. | $0 | $49,366 | 492 | Kibble and Prentice Inc |
| Moneytree, Inc. | $0 | $7,802 | 415 | Parker Smith & Feek Inc. |
| North West Handling Systems, Inc. | $0 | $17,576 | 401 | Parker, Smith & Feek |
| Ideal Option, PLLC | $0 | $25,843 | 400 | Risk Strategies Company |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Renton employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Willis Towers Watson | $2,736,890 | 8 |
| Marsh McLennan Agency | $207,841 | 3 |
| USI Insurance Services | $185,014 | 7 |
| Gallagher | $162,679 | 3 |
| Mercer | $124,454 | 1 |
| Ethix Northwest LLC | $99,691 | 1 |
| Alliant Insurance Services | $88,938 | 2 |
| AssuredPartners | $76,284 | 1 |
| Aon | $75,916 | 2 |
| Parker Smith & Feek Inc. | $73,027 | 3 |
Largest medical carriers
Medical premium written for these employers.
Renton against Washington and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Renton | Washington | United States | |
|---|---|---|---|
| Employer plans | 37 | 1,423 | 58,547 |
| Median commission rate | n/a | 1.3% | 3.8% |
| Middle half of rates | n/a | 0.6% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $47,645 | $40,089 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 5 | 933 |
Year over year. In plan year 2023, 39 Renton employers reported $2.4M in premiums and $4.6M in broker pay for 133,007 participants; in 2024 it was $4.1M and $4.8M for 151,989 participants (premiums +69.8%, broker pay +3.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Renton employers pay health insurance brokers?
37 Renton employers reported $4,807,383 in broker commissions and fees on their 2024 Form 5500 filings, 37 of them disclosing at least some compensation. Too few fully insured medical plans in Renton reported premium to compute a stable commission rate; the Washington median is 1.3% and the U.S. median is 3.8%. In dollars, the median Renton employer that disclosed broker pay reported $47,645.
Which Renton employers have the largest health plans?
By insurance premium reported for 2024, Washington Permanente Medical Group ($2.4M), Healthpoint ($828,446), Cutter & Buck, Inc. ($217,624) lead. 25 Renton employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Renton?
By compensation reported by Renton employers, the largest brokers are Willis Towers Watson ($2.7M, 8 plans), Marsh McLennan Agency ($207,841, 3 plans), USI Insurance Services ($185,014, 7 plans). By medical premium, the largest carriers are Kaiser Foundation Health Plan of Washington Options, Inc., Kaiser Foundation Health Plan of Washington, Regence Blueshield.
Are Renton employer health plans self-funded or fully insured?
Of 37 Renton employer plans, 10 are fully insured, 25 are self-funded and 2 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Washington
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