Kirkland, Washington employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
26 employers in Kirkland, Washington filed health plans with 100 or more participants for plan year 2024, covering 10,895 participants. They reported $2.7M in insurance premiums and $1.5M in broker commissions and fees. Against 2023, premiums were down 37.2% and broker pay fell 35.2%.
Funding: 3 fully insured · 13 self-funded · 10 mixed. 23 of 26 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Kirkland
Kirkland employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Group Health and Welfare Plan for the Ees of WHG Iii | $1,505,334 | $23,874 | 711 | USI Insurance Services |
| Northwest Fiber, LLC | $768,391 | $56,356 | 1,632 | USI Insurance Services |
| Bluetooth Sig, Inc. | $192,269 | $27,399 | 127 | USI Insurance Services |
| Inrix, Inc. | $156,048 | $20,450 | 184 | Armfield Harrison & Thomas Inc |
| Nortal, LLC | $95,457 | $61,044 | 104 | Armfield Harrison & Thomas |
| Pars Group LLC | $5,015 | $8,931 | 241 | Acrisure |
| Noble House Hotels & Resorts, LTD. | $0 | $209,577 | 1,768 | EPIC Insurance Brokers |
| Tanium Inc. | $0 | $172,876 | 1,747 | Alliant Insurance Services |
| Maverick Gaming LLC | $0 | $21,097 | 1,012 | Kibble & Prentice Holding Co |
| Unify Consulting LLC | $0 | $67,846 | 476 | USI Insurance Services |
| Papillon Airways | $0 | $203 | 390 | Employee Navigator, LLC |
| Aks Industries, Inc. | $0 | $111,948 | 260 | Gallagher |
| Lee Johnson Chevrolet Inc. | $0 | $140,506 | 254 | USI Insurance Services |
| Concentric Advisors, Inc. | $0 | $36,553 | 247 | Armfield, Harrison & Thomas, LLC |
| Kestra Medical Technologies, Inc. | $0 | $32,666 | 216 | HUB International |
| Appen Ai Inc. | $0 | $99,038 | 199 | Lockton |
| 11 Capital | $0 | $12,219 | 198 | Alliant Insurance Services |
| Friends of Youth | $0 | $41,807 | 191 | Parker, Smith & Feek, Inc. |
| Echodyne Corp | $0 | $117,910 | 147 | Parker Smith & Feek Inc. |
| Bluehawk, LLC | $0 | — | 133 | — |
| Sweeney Conrad, P.S. | $0 | $79,113 | 125 | Parker Smith & Feek Inc. |
| Compass Construction Management, Inc. | $0 | $7,254 | 123 | Lockton |
| Lakeside Recovery Centers, Inc. | $0 | $30,069 | 109 | The Baldwin Group |
| Hanson Consulting Group, Inc | $0 | $4,498 | 101 | Brown & Brown |
| Mainstreet Property Group, LLC | $0 | $44,708 | 100 | Propel Insurance Agency, LLC |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Kirkland employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $310,436 | 6 |
| Parker Smith & Feek Inc. | $237,780 | 4 |
| EPIC Insurance Brokers | $209,577 | 1 |
| Alliant Insurance Services | $198,848 | 3 |
| Gallagher | $111,475 | 1 |
| Lockton | $105,694 | 2 |
| Armfield Harrison & Thomas | $104,500 | 4 |
| Propel Insurance Agency, LLC | $44,708 | 1 |
| The Baldwin Group | $36,794 | 4 |
| BTS Insurance, LLC | $25,610 | 1 |
Largest medical carriers
Medical premium written for these employers.
Kirkland against Washington and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Kirkland | Washington | United States | |
|---|---|---|---|
| Employer plans | 26 | 1,423 | 58,547 |
| Median commission rate | n/a | 1.3% | 3.8% |
| Middle half of rates | n/a | 0.6% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $36,553 | $40,089 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 5 | 933 |
Year over year. In plan year 2023, 32 Kirkland employers reported $4.3M in premiums and $2.2M in broker pay for 13,942 participants; in 2024 it was $2.7M and $1.5M for 10,895 participants (premiums −37.2%, broker pay −35.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Kirkland employers pay health insurance brokers?
26 Kirkland employers reported $1,453,552 in broker commissions and fees on their 2024 Form 5500 filings, 25 of them disclosing at least some compensation. Too few fully insured medical plans in Kirkland reported premium to compute a stable commission rate; the Washington median is 1.3% and the U.S. median is 3.8%. In dollars, the median Kirkland employer that disclosed broker pay reported $36,553.
Which Kirkland employers have the largest health plans?
By insurance premium reported for 2024, Group Health and Welfare Plan for the Ees of WHG Iii ($1.5M), Northwest Fiber, LLC ($768,391), Bluetooth Sig, Inc. ($192,269) lead. 25 Kirkland employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Kirkland?
By compensation reported by Kirkland employers, the largest brokers are USI Insurance Services ($310,436, 6 plans), Parker Smith & Feek Inc. ($237,780, 4 plans), EPIC Insurance Brokers ($209,577, 1 plans). By medical premium, the largest carriers are Premera Blue Cross, Regence Blueshield, Aetna Life Insurance Company.
Are Kirkland employer health plans self-funded or fully insured?
Of 26 Kirkland employer plans, 3 are fully insured, 13 are self-funded and 10 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Washington
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