BenefitsLedger
City · Plan year 2024 · Form 5500

Bothell, Washington employer health plans: what they cost and who gets paid

Updated plan year 2024, the most recent complete year

17 employers in Bothell, Washington filed health plans with 100 or more participants for plan year 2024, covering 53,345 participants. They reported $15M in insurance premiums and $684,993 in broker commissions and fees. Against 2023, premiums were down 9.5% and broker pay fell 46.3%.

Employer plans
17
53,345 participants
Premiums
$15M
−9.5% vs 2023
Broker pay
$684,993
−46.3% vs 2023 · 14 disclosed
Median rate
n/a
too few insured medical plans

Funding: 3 fully insured · 8 self-funded · 6 mixed. 14 of 17 plans pay at least some medical claims from the employer's own assets.

Largest employer health plans in Bothell

Bothell employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.

EmployerPremiumsBroker payParticipantsTop broker
Northwest Laborers-Employers Health & Se Board of Trustees$8,915,706—10,032—
Board of Trustees, Sound Health & Wellness Trust$4,001,741—35,175—
Cascade Drilling, LP$480,495$59,410757Alliant Insurance Services
Romac Industries, Inc.$347,591$11,074537Alliant Insurance Services
Alpha Supported Living Services$346,250$20,723492Gallagher
Cjok, Inc. dba Rairdon Auto Group$274,852$72,746409AssuredPartners
Board of Trustees, IBEW Lo 191 Health and Welfare TR$229,227$72,0452,092Dimartino Associates
Biolife Solutions$181,019$14,575289USI Insurance Services
Rh2 Engineering Inc$174,023$130,962132Acrisure
Keywords US Holdings, Inc$65,501$51,200716Alliant Insurance Services
Qualstar Credit Union$26,682$61,567126Brown & Brown
Agc Biologics, Inc.$0$26,641966USI Insurance Services
DTG Enterprises Inc.$0$24,294568Alliant Insurance Services
Cascade Living Group, Inc.$0—545—
Advanced Interior Services, Inc.$0$54,295228Bell-Anderson Agency Inc
Fast Water Heater$0$11,017165USI Insurance Services
Pivotal Communications Inc$0$74,444116Parker Smith & Feek Inc.

Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.

Who gets paid

Commissions and fees reported by Bothell employers, with the number of employer plans naming each broker.

Largest medical carriers

Medical premium written for these employers.

Bothell against Washington and the U.S.

Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.

BothellWashingtonUnited States
Employer plans171,42358,547
Median commission raten/a1.3%3.8%
Middle half of ratesn/a0.6% – 3.1%2.7% – 5.0%
Median broker pay per employer$52,748$40,089$72,628
Medical premium per covered personn/an/a$7,274
Plans reporting no commission05933

Year over year. In plan year 2023, 22 Bothell employers reported $17M in premiums and $1.3M in broker pay for 64,653 participants; in 2024 it was $15M and $684,993 for 53,345 participants (premiums −9.5%, broker pay −46.3%).

Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.

How much do Bothell employers pay health insurance brokers?

17 Bothell employers reported $684,993 in broker commissions and fees on their 2024 Form 5500 filings, 14 of them disclosing at least some compensation. Too few fully insured medical plans in Bothell reported premium to compute a stable commission rate; the Washington median is 1.3% and the U.S. median is 3.8%. In dollars, the median Bothell employer that disclosed broker pay reported $52,748.

Which Bothell employers have the largest health plans?

By insurance premium reported for 2024, Northwest Laborers-Employers Health & Se Board of Trustees ($8.9M), Board of Trustees, Sound Health & Wellness Trust ($4.0M), Cascade Drilling, LP ($480,495) lead. 17 Bothell employers are listed on this page; every employer in the record has its own page.

Which brokers and carriers are paid the most in Bothell?

By compensation reported by Bothell employers, the largest brokers are Alliant Insurance Services ($104,867, 4 plans), Acrisure ($103,395, 2 plans), Brown & Brown ($89,411, 2 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Premera Blue Cross, Kaiser Foundation Health Plan, Inc..

Are Bothell employer health plans self-funded or fully insured?

Of 17 Bothell employer plans, 3 are fully insured, 8 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.

Other cities in Washington

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