Augusta, Georgia employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
21 employers in Augusta, Georgia filed health plans with 100 or more participants for plan year 2024, covering 13,725 participants. They reported $67,957 in insurance premiums and $2.5M in broker commissions and fees. Against 2023, premiums were down 97.7% and broker pay fell 2.4%.
Funding: 1 fully insured · 15 self-funded · 5 mixed. 20 of 21 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Augusta
Augusta employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| RBW Logistics, LLC | $67,957 | $34,236 | 188 | Gis Benefits Inc. |
| Au Health System, Inc. | $0 | $578,597 | 5,158 | Gallagher |
| Management and Utilitization, Inc. | $0 | $944,788 | 2,504 | EPIC Insurance Brokers |
| FPL Food, LLC | $0 | $94,975 | 1,288 | USI Insurance Services |
| Club Car, LLC | $0 | $68,879 | 1,252 | Cottingham & Butler Insurance |
| Augusta Sportswear, Inc. | $0 | $13,136 | 478 | Lockton |
| Augusta National, Inc | $0 | $100,470 | 431 | Willis Towers Watson |
| Center for Primary Care, P C | $0 | — | 294 | — |
| Goodwill Industries of Middle Georgia, Inc. | $0 | $65,070 | 268 | Marsh McLennan Agency |
| Sizemore, Inc | $0 | — | 211 | — |
| Rhodes Financial Services, Inc. | $0 | $30,525 | 185 | — |
| Contract Callers, Inc. (surest 78700439) | $0 | $52,245 | 177 | Acrisure |
| Union Agener, Inc. | $0 | $147,839 | 175 | Blue Chip Benefits |
| Riverside Refreshments, Inc. | $0 | $29,305 | 168 | Paladin Hib Advisors |
| Kendrick Paint & Body Shop, Inc. | $0 | — | 161 | — |
| Morris Communications Company LLC | $0 | $111 | 146 | Alliant Insurance Services |
| Prayon, Inc. | $0 | $137,156 | 146 | OneDigital |
| Milton Ruben Chev, Inc. | $0 | — | 132 | — |
| Eye Physicians & Surgeons of Augusta PC | $0 | $48,768 | 129 | Lockton |
| Augusta Riverfront LLC | $0 | $27,895 | 128 | The Pennant Group |
| Gold Mech, Inc. | $0 | $86,779 | 106 | Paladin Hib Advisors LLC |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Augusta employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| EPIC Insurance Brokers | $617,398 | 1 |
| Gallagher | $462,264 | 1 |
| Benefit Guaranty LLC | $291,149 | 1 |
| OneDigital | $127,759 | 1 |
| Blue Chip Benefits LLC | $116,194 | 1 |
| Mercer | $115,677 | 1 |
| Paladin Hib Advisors | $100,464 | 2 |
| Willis Towers Watson | $96,788 | 1 |
| USI Insurance Services | $89,035 | 1 |
| Cottingham & Butler | $68,879 | 1 |
Largest medical carriers
Medical premium written for these employers.
Augusta against Georgia and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Augusta | Georgia | United States | |
|---|---|---|---|
| Employer plans | 21 | 1,709 | 58,547 |
| Median commission rate | n/a | 7.0% | 3.8% |
| Middle half of rates | n/a | 5.7% – 8.3% | 2.7% – 5.0% |
| Median broker pay per employer | $65,070 | $86,655 | $72,628 |
| Medical premium per covered person | n/a | $6,385 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 21 Augusta employers reported $2.9M in premiums and $2.5M in broker pay for 11,845 participants; in 2024 it was $67,957 and $2.5M for 13,725 participants (premiums −97.7%, broker pay −2.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Augusta employers pay health insurance brokers?
21 Augusta employers reported $2,460,774 in broker commissions and fees on their 2024 Form 5500 filings, 17 of them disclosing at least some compensation. Too few fully insured medical plans in Augusta reported premium to compute a stable commission rate; the Georgia median is 7.0% and the U.S. median is 3.8%. In dollars, the median Augusta employer that disclosed broker pay reported $65,070.
Which Augusta employers have the largest health plans?
By insurance premium reported for 2024, RBW Logistics, LLC ($67,957), Au Health System, Inc. ($0), Management and Utilitization, Inc. ($0) lead. 21 Augusta employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Augusta?
By compensation reported by Augusta employers, the largest brokers are EPIC Insurance Brokers ($617,398, 1 plans), Gallagher ($462,264, 1 plans), Benefit Guaranty LLC ($291,149, 1 plans). By medical premium, the largest carriers are Unitedhealthcare Insurance Company, Aetna Life Insurance Company, Blue Cross Blue Shield of South Carolina.
Are Augusta employer health plans self-funded or fully insured?
Of 21 Augusta employer plans, 1 are fully insured, 15 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Georgia
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