Cumming, Georgia employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
17 employers in Cumming, Georgia filed health plans with 100 or more participants for plan year 2024, covering 5,330 participants. They reported $0 in insurance premiums and $2.3M in broker commissions and fees. Against 2023, premiums were unchanged and broker pay rose 30.0%.
Funding: 7 fully insured · 7 self-funded · 3 mixed. 10 of 17 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Cumming
Cumming employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Onesource Business Solutions, LLC | $0 | $432,066 | 1,466 | Onesource Employer Services LLC |
| Ga-Lou Sobh Automotive | $0 | $218,522 | 587 | Marsh McLennan Agency |
| Atlantic Squared Supply LLC | $0 | $391,216 | 476 | High Street Insurance Partners |
| TN Americas Holdings, Inc. | $0 | $143,051 | 454 | Fallon Benefits Group |
| Automationdirect.Com, Inc. | $0 | $500,401 | 375 | Fallon Benefits Group |
| Beaver Motors Ga, LLC | $0 | $85,833 | 289 | Fidelity Insurance Agency |
| Heart & Vascular Care, Inc. | $0 | $172,081 | 231 | USI Insurance Services |
| SCP Oms Holdings, LLC | $0 | $65,826 | 220 | Hauser, Inc. |
| Specialty Appliances, LLC | $0 | $97,516 | 184 | Lockton |
| Georgia Highlands Medical Services, Inc. | $0 | $35,503 | 142 | USI Insurance Services |
| American Boa Inc. | $0 | $14,575 | 139 | Marsh McLennan Agency |
| North Georgia Brick Co., Inc. | $0 | $69,093 | 137 | Alliant Insurance Services |
| Troncalli Automotive Group, Inc. | $0 | — | 135 | — |
| CL Burks Construction | $0 | $3,922 | 133 | Sterling Seacrest Pritchard |
| Industrial Access, Inc. | $0 | $16,896 | 131 | Acrisure |
| Industrial Repair Service | $0 | $21,942 | 116 | Brown & Brown |
| Kamstrup Water Metering LLC | $0 | $80,658 | 115 | Marsh McLennan Agency |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Cumming employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Fallon Benefits Group | $607,180 | 2 |
| Onesource Employer Services LLC | $432,066 | 1 |
| Marsh McLennan Agency | $313,735 | 3 |
| High Street Insurance Partners, Inc | $286,214 | 1 |
| USI Insurance Services | $181,962 | 3 |
| Lockton | $105,344 | 2 |
| Professional Group Plans, Inc. | $105,002 | 1 |
| Fidelity Insurance Agency | $70,265 | 1 |
| Alliant Insurance Services | $69,093 | 1 |
| Hauser Inc | $51,936 | 1 |
Largest medical carriers
Medical premium written for these employers.
Cumming against Georgia and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Cumming | Georgia | United States | |
|---|---|---|---|
| Employer plans | 17 | 1,709 | 58,547 |
| Median commission rate | n/a | 7.0% | 3.8% |
| Middle half of rates | n/a | 5.7% – 8.3% | 2.7% – 5.0% |
| Median broker pay per employer | $83,246 | $86,655 | $72,628 |
| Medical premium per covered person | n/a | $6,385 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 13 Cumming employers reported $3.0M in premiums and $1.8M in broker pay for 4,388 participants; in 2024 it was $0 and $2.3M for 5,330 participants (broker pay +30.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Cumming employers pay health insurance brokers?
17 Cumming employers reported $2,349,101 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Cumming reported premium to compute a stable commission rate; the Georgia median is 7.0% and the U.S. median is 3.8%. In dollars, the median Cumming employer that disclosed broker pay reported $83,246.
Which Cumming employers have the largest health plans?
By insurance premium reported for 2024, Onesource Business Solutions, LLC ($0), Ga-Lou Sobh Automotive ($0), Atlantic Squared Supply LLC ($0) lead. 17 Cumming employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Cumming?
By compensation reported by Cumming employers, the largest brokers are Fallon Benefits Group ($607,180, 2 plans), Onesource Employer Services LLC ($432,066, 1 plans), Marsh McLennan Agency ($313,735, 3 plans). By medical premium, the largest carriers are Blue Cross Blue Shield Healthcare Plan of Georgia, Inc., Cigna Health and Life Insurance Company, Aetna Life Insurance Company.
Are Cumming employer health plans self-funded or fully insured?
Of 17 Cumming employer plans, 7 are fully insured, 7 are self-funded and 3 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Georgia
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