Macon, Georgia employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
24 employers in Macon, Georgia filed health plans with 100 or more participants for plan year 2024, covering 17,072 participants. They reported $5.7M in insurance premiums and $2.7M in broker commissions and fees. Against 2023, premiums were up 5.1% and broker pay rose 9.1%.
Funding: 3 fully insured · 17 self-funded · 4 mixed. 21 of 24 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Macon
Macon employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Kumho Tire of Georgia, Inc. | $3,302,307 | $284,711 | 581 | Marsh McLennan Agency |
| Progressive Communications, LLC | $936,332 | $38,223 | 212 | Sanford Insurance LLC |
| Central Georgia Heart Center, PC | $707,892 | $98,559 | 152 | Sanford Insurance LLC |
| Mercer University | $473,186 | — | 1,270 | — |
| Hutchinson Automotive, Inc. | $236,686 | $34,328 | 198 | James R Nelligan & Associates LLC |
| Navicent Health, Inc. | $0 | $513,012 | 4,372 | Lockton |
| Community Health Systems, Inc. | $0 | $511,732 | 4,023 | Delta Dental Insurance Company |
| Blue Bird Body Company | $0 | $94,237 | 1,349 | Marsh McLennan Agency |
| Georgia Farm Bureau Federation | $0 | — | 1,227 | — |
| Kamin LLC | $0 | $161,082 | 703 | Acrisure |
| Cherokee Brick & Tile Company | $0 | $28,776 | 451 | Oakbridge Insurance Agency, LLC |
| Macon Orthopaedic & Hand Center, PA dba Ortho Georgia | $0 | $266,213 | 442 | Sanford Insurance LLC |
| Butler Automotive Group, Inc. | $0 | $98,733 | 385 | Sanford Insurance LLC |
| B & D Industrial, Inc. | $0 | $59,993 | 269 | USI Insurance Services |
| Triangle Chemical Company | $0 | $54,081 | 223 | Marsh McLennan Agency |
| Blake & Pendleton, Inc. | $0 | $49,031 | 199 | Sanford Insurance, LLC |
| Walthall Oil Company | $0 | $42,829 | 184 | Sanford Insurance LLC |
| Macon-Bibb County Economic Opportunity Council, Inc. | $0 | $70,866 | 143 | Margaret Tolbert Inc |
| First Presbyterian Day School | $0 | $131,395 | 128 | Patriot Growth |
| Stratford Academy, Inc. | $0 | $26,846 | 127 | Sanford Co |
| Wesleyan College | $0 | $2,043 | 122 | OneDigital |
| James Bates Brannan Groover, LLP | $0 | $38,679 | 108 | Sterling Seacrest Pritchard |
| Midsouth Community Federal Credit Union | $0 | $15,163 | 103 | Acrisure |
| First Choice Primary Care, Inc. | $0 | $50,315 | 101 | AssuredPartners |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Macon employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $436,092 | 5 |
| Lockton | $375,916 | 1 |
| Sanford Insurance LLC | $352,036 | 7 |
| Delta Dental | $216,640 | 1 |
| Acrisure | $174,044 | 2 |
| Lenserf and Co Inc | $89,753 | 1 |
| Patriot Growth | $84,288 | 1 |
| Vision Care for Life | $71,611 | 1 |
| Earl Lee Ellis | $65,374 | 1 |
| The Cason Group Inc | $62,248 | 6 |
Largest medical carriers
Medical premium written for these employers.
Macon against Georgia and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Macon | Georgia | United States | |
|---|---|---|---|
| Employer plans | 24 | 1,709 | 58,547 |
| Median commission rate | n/a | 7.0% | 3.8% |
| Middle half of rates | n/a | 5.7% – 8.3% | 2.7% – 5.0% |
| Median broker pay per employer | $57,037 | $86,655 | $72,628 |
| Medical premium per covered person | n/a | $6,385 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 23 Macon employers reported $5.4M in premiums and $2.4M in broker pay for 16,151 participants; in 2024 it was $5.7M and $2.7M for 17,072 participants (premiums +5.1%, broker pay +9.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Macon employers pay health insurance brokers?
24 Macon employers reported $2,670,847 in broker commissions and fees on their 2024 Form 5500 filings, 22 of them disclosing at least some compensation. Too few fully insured medical plans in Macon reported premium to compute a stable commission rate; the Georgia median is 7.0% and the U.S. median is 3.8%. In dollars, the median Macon employer that disclosed broker pay reported $57,037.
Which Macon employers have the largest health plans?
By insurance premium reported for 2024, Kumho Tire of Georgia, Inc. ($3.3M), Progressive Communications, LLC ($936,332), Central Georgia Heart Center, PC ($707,892) lead. 24 Macon employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Macon?
By compensation reported by Macon employers, the largest brokers are Marsh McLennan Agency ($436,092, 5 plans), Lockton ($375,916, 1 plans), Sanford Insurance LLC ($352,036, 7 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Blue Cross Blue Shield Healthcare Plan of Georgia, Inc., HCC Life Insurance Company.
Are Macon employer health plans self-funded or fully insured?
Of 24 Macon employer plans, 3 are fully insured, 17 are self-funded and 4 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Georgia
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