Duluth, Georgia employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
39 employers in Duluth, Georgia filed health plans with 100 or more participants for plan year 2024, covering 69,404 participants. They reported $5.9M in insurance premiums and $9.0M in broker commissions and fees. Against 2023, premiums were down 36.0% and broker pay fell 1.2%.
Funding: 8 fully insured · 12 self-funded · 19 mixed. 31 of 39 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Duluth
Duluth employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Agco Corporation | $2,461,134 | $281,267 | 4,770 | Willis Towers Watson |
| Pace-O-Matic, Inc. | $1,080,701 | $158,466 | 164 | USI Insurance Services |
| Formetco, Inc. | $721,843 | $66,219 | 138 | Sterling Seacrest Pritchard Inc |
| Mansermar Inc | $669,854 | $78,667 | 184 | EPIC Insurance Brokers |
| Travel Incorporated | $535,064 | $29,795 | 216 | Group Resources |
| Primerica, Inc. | $413,263 | $181,169 | 2,019 | Willis Towers Watson |
| Insurance Trust for Delta Retirees, Inc. | $0 | $2,279,718 | 26,255 | EPIC Insurance Brokers |
| Asbury Automotive Group, LLC | $0 | $1,858,145 | 7,512 | Lockton |
| National Vision Inc | $0 | $608,863 | 5,136 | Marsh McLennan Agency |
| National DCP LLC | $0 | $50,217 | 5,068 | Lockton |
| Specialty Building Products | $0 | $93,493 | 3,851 | Sterling Seacrest Pritchard, Inc. |
| Fox Factory, Inc. | $0 | $180,758 | 3,081 | Mercer |
| Asbury Automotive Group LLC. | $0 | — | 2,013 | — |
| Weg Electric Corp | $0 | $507,280 | 1,270 | Oakbridge Insurance Agency LLC |
| Diversitech Corporation | $0 | $141,405 | 886 | Marsh McLennan Agency |
| Century Fire Protection LLC | $0 | $404,776 | 762 | OneDigital |
| Kapsch Trafficcom USA, Inc. | $0 | $105,892 | 600 | Marsh McLennan Agency |
| Intralot, Inc | $0 | $109,574 | 586 | EPIC Insurance Brokers |
| SM Holding Group, Inc. d/b/a Shumate Mechnical LLC | $0 | $228,325 | 538 | Alliant Insurance Services |
| Hollis Cobb Associates, LLC | $0 | $59,753 | 516 | Gallagher |
| Georgia United Credit Union Employee Benefit Plan | $0 | $174,476 | 339 | EPIC Insurance Brokers |
| Corestates, Inc. | $0 | $298,445 | 331 | Gallagher |
| Barco, Inc. | $0 | $233,036 | 320 | Willis Towers Watson |
| NTH Degree, Inc. | $0 | $8,352 | 319 | Lockton |
| Valuelabs, Inc. | $0 | $49,781 | 288 | Aa Larocco & Associates |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Duluth employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| EPIC Insurance Brokers | $2,642,248 | 4 |
| Lockton | $1,337,960 | 3 |
| Marsh McLennan Agency | $1,111,171 | 9 |
| Willis Towers Watson | $792,059 | 4 |
| OneDigital | $521,979 | 5 |
| Bcinsourcing, LLC | $449,313 | 1 |
| Oakbridge Insurance Agency, LLC | $445,053 | 2 |
| Gallagher | $333,579 | 2 |
| Alliant Insurance Services | $228,334 | 2 |
| Mercer | $181,256 | 2 |
Largest medical carriers
Medical premium written for these employers.
Duluth against Georgia and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Duluth | Georgia | United States | |
|---|---|---|---|
| Employer plans | 39 | 1,709 | 58,547 |
| Median commission rate | n/a | 7.0% | 3.8% |
| Middle half of rates | n/a | 5.7% – 8.3% | 2.7% – 5.0% |
| Median broker pay per employer | $94,732 | $86,655 | $72,628 |
| Medical premium per covered person | n/a | $6,385 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 41 Duluth employers reported $9.2M in premiums and $9.2M in broker pay for 68,601 participants; in 2024 it was $5.9M and $9.0M for 69,404 participants (premiums −36.0%, broker pay −1.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Duluth employers pay health insurance brokers?
39 Duluth employers reported $9,046,307 in broker commissions and fees on their 2024 Form 5500 filings, 38 of them disclosing at least some compensation. Too few fully insured medical plans in Duluth reported premium to compute a stable commission rate; the Georgia median is 7.0% and the U.S. median is 3.8%. In dollars, the median Duluth employer that disclosed broker pay reported $94,732.
Which Duluth employers have the largest health plans?
By insurance premium reported for 2024, Agco Corporation ($2.5M), Pace-O-Matic, Inc. ($1.1M), Formetco, Inc. ($721,843) lead. 25 Duluth employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Duluth?
By compensation reported by Duluth employers, the largest brokers are EPIC Insurance Brokers ($2.6M, 4 plans), Lockton ($1.3M, 3 plans), Marsh McLennan Agency ($1.1M, 9 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Sun Life Assurance Company of Canada, Aetna Life Insurance Company.
Are Duluth employer health plans self-funded or fully insured?
Of 39 Duluth employer plans, 8 are fully insured, 12 are self-funded and 19 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Georgia
Is your company on this page? Get its Form 5500 read next to the Duluth, Georgia medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.