Savannah, Georgia employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
34 employers in Savannah, Georgia filed health plans with 100 or more participants for plan year 2024, covering 24,059 participants. They reported $30,515 in insurance premiums and $2.5M in broker commissions and fees. Against 2023, premiums were down 98.3% and broker pay fell 4.5%.
Funding: 5 fully insured · 24 self-funded · 5 mixed. 29 of 34 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Savannah
Savannah employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Southside Communities Fire Protection, Inc. | $30,515 | $8,175 | 167 | Marsh McLennan Agency |
| Itpeu Health & Welfare Fund | $0 | — | 7,068 | — |
| Georgia Stevedore Assn Int'l Longshoremen's Assn | $0 | $34,236 | 3,498 | The Segal Company Eastern States |
| Savannah College of Art and Design | $0 | $88,132 | 1,738 | Palmer & Cay LLC |
| Colonial Group, Inc. | $0 | $85,795 | 1,378 | Sterling Seacrest Pritchard, Inc. |
| Gregory M. Parker, Inc. | $0 | $250,709 | 1,137 | Palmer and Cay LLC |
| South University | $0 | $130,448 | 960 | Henderson Brothers Inc. |
| Citi Trends, Inc. | $0 | $264,487 | 698 | Marsh McLennan Agency |
| Delta Communications, LLC dba Clearwave Fiber | $0 | $2,808 | 651 | Employee Navigator LLC |
| Dan Vaden Chevrolet, Inc. | $0 | $67,385 | 638 | Amy Green |
| Thomas and Hutton Engineering Co. | $0 | $89,536 | 530 | RCR Financial Services Inc. |
| Savannah Distributing Co., Inc. | $0 | $44,250 | 492 | Sterling Seacrest Pritchard, Inc. |
| Enviro Hydro Holdings, Inc. | $0 | $248,434 | 433 | Marsh McLennan Agency |
| The Ogeechee Group, Inc. dba Macaljon/Scl | $0 | $145,051 | 431 | Marsh McLennan Agency |
| Southcoast Medical Group, LLC | $0 | $70,170 | 417 | Sterling Seacrest Partners, Inc |
| Terminal Investment Corporation | $0 | — | 378 | — |
| Chatham Service Bureau, Inc. | $0 | $147,607 | 369 | USI Insurance Services |
| Enmark Stations, Inc. | $0 | $27,348 | 315 | Jennifer McClellan |
| Goodwill of the Coastal Empire, Inc. | $0 | $48,445 | 287 | Marsh McLennan Agency |
| Savannah Country Day School, Inc. | $0 | $33,257 | 271 | Sterling Seacrest Partners Inc |
| Optim Orthopedics, LLC | $0 | $42,449 | 263 | Sterling Risk Advisors Inc |
| Dirtt Environmental Solutions LTD | $0 | $101,962 | 211 | Ebenconcepts Company |
| Savannah Christian Preparatory School | $0 | $37,527 | 200 | USI Insurance Services |
| J C Lewis Motor Co., Inc. | $0 | — | 200 | — |
| Lummus Holdings Five Corp. | $0 | $37,777 | 172 | Foundation Risk Partners, Corp. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Savannah employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $675,035 | 8 |
| Palmer & Cay, LLC | $357,981 | 3 |
| Sterling Seacrest Pritchard, Inc. | $238,904 | 3 |
| Sterling Seacrest Partners, Inc. | $204,575 | 8 |
| USI Insurance Services | $166,956 | 2 |
| Henderson Brothers, Inc. | $130,448 | 1 |
| OneDigital | $76,140 | 1 |
| RCR Financial Services Inc. | $68,847 | 1 |
| Ebenconcepts Company | $55,841 | 1 |
| The Horton Group Inc. | $38,222 | 1 |
Largest medical carriers
Medical premium written for these employers.
Savannah against Georgia and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Savannah | Georgia | United States | |
|---|---|---|---|
| Employer plans | 34 | 1,709 | 58,547 |
| Median commission rate | n/a | 7.0% | 3.8% |
| Middle half of rates | n/a | 5.7% – 8.3% | 2.7% – 5.0% |
| Median broker pay per employer | $59,018 | $86,655 | $72,628 |
| Medical premium per covered person | n/a | $6,385 | $7,274 |
| Plans reporting no commission | 0 | 17 | 933 |
Year over year. In plan year 2023, 35 Savannah employers reported $1.8M in premiums and $2.6M in broker pay for 26,493 participants; in 2024 it was $30,515 and $2.5M for 24,059 participants (premiums −98.3%, broker pay −4.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Savannah employers pay health insurance brokers?
34 Savannah employers reported $2,486,748 in broker commissions and fees on their 2024 Form 5500 filings, 31 of them disclosing at least some compensation. Too few fully insured medical plans in Savannah reported premium to compute a stable commission rate; the Georgia median is 7.0% and the U.S. median is 3.8%. In dollars, the median Savannah employer that disclosed broker pay reported $59,018.
Which Savannah employers have the largest health plans?
By insurance premium reported for 2024, Southside Communities Fire Protection, Inc. ($30,515), Itpeu Health & Welfare Fund ($0), Georgia Stevedore Assn Int'l Longshoremen's Assn ($0) lead. 25 Savannah employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Savannah?
By compensation reported by Savannah employers, the largest brokers are Marsh McLennan Agency ($675,035, 8 plans), Palmer & Cay, LLC ($357,981, 3 plans), Sterling Seacrest Pritchard, Inc. ($238,904, 3 plans). By medical premium, the largest carriers are Unitedhealthcare Insurance Company, Unimerica Insurance Company, Blue Cross Blue Shield Healthcare Plan of Ga Inc..
Are Savannah employer health plans self-funded or fully insured?
Of 34 Savannah employer plans, 5 are fully insured, 24 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Georgia
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