Cary, North Carolina employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
39 employers in Cary, North Carolina filed health plans with 100 or more participants for plan year 2024, covering 54,145 participants. They reported $6.7M in insurance premiums and $4.5M in broker commissions and fees. Against 2023, premiums were up 0.0% and broker pay fell 7.2%.
Funding: 5 fully insured · 18 self-funded · 16 mixed. 34 of 39 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Cary
Cary employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Cornerstone Building Brands, Inc. | $4,902,526 | $500,788 | 15,345 | BSC Agency LLC |
| Chiesi USA, Inc. | $603,569 | $63,159 | 402 | Aon |
| Baker Roofing Company Inc | $347,210 | $139,938 | 1,000 | Marsh McLennan Agency |
| Precision Franchising, Inc. | $323,380 | $76,567 | 195 | William Salmon |
| Withersravenel | $299,615 | $126,420 | 408 | James a Scott & Son Inc |
| US Falcon, Inc. | $138,851 | $59,581 | 231 | James a Scott & Son Inc. |
| The Bobbitt Group, Inc | $84,105 | $39,752 | 121 | James a Scott & Son, Inc |
| Abb Inc. | $0 | $947,212 | 14,085 | Mercer |
| Sas Institute Inc. | $0 | — | 6,490 | — |
| North Carolina Bar Association | $0 | $110,600 | 4,613 | Carol Touchon |
| EPIC Games, Inc. | $0 | $518 | 2,917 | Img |
| Riccobene Central Services, Inc | $0 | $117,444 | 863 | Marsh McLennan Agency |
| Precision Walls, Inc. | $0 | $235,940 | 852 | Gallagher |
| Century Care Management, Inc. | $0 | $129,421 | 661 | JRW Associates, Inc. |
| Blueally Technology Solutions, LLC | $0 | $81,725 | 546 | Marsh McLennan Agency |
| Loparex, LLC | $0 | $52,105 | 529 | Gallagher |
| Upl Na Inc. | $0 | $215,920 | 461 | Eduardo Vargas |
| Environmental Science U.S. LLC | $0 | $167,975 | 336 | Joseph Harten |
| Peak Resources Inc | $0 | $61,680 | 328 | Corporate Benefit Services |
| Verdesian Life Sciences, LLC | $0 | $183,448 | 295 | William Salmon |
| Avidex Industries LLC | $0 | $220,020 | 291 | Kenneth Crist |
| Container Graphics Corporation | $0 | $12,270 | 272 | Diversified Insurance Solution |
| Abb- E-Mobility, Inc. | $0 | $202,154 | 254 | Heather Moore |
| Hospitality Ventures LLC the Umstead Hotel & Spa | $0 | $87,386 | 254 | Trevor Beaver |
| Railinc Corporation | $0 | $43,626 | 253 | Marsh McLennan Agency |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Cary employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $1,003,831 | 3 |
| Gallagher | $497,814 | 8 |
| Marsh McLennan Agency | $468,701 | 8 |
| BSC Agency LLC | $285,058 | 1 |
| James a Scott & Son Inc | $235,124 | 4 |
| Bene Re LLC | $205,359 | 1 |
| Eduardo Vargas | $174,911 | 1 |
| William Salmon | $171,452 | 2 |
| Heather Moore | $159,764 | 1 |
| Joseph Harten | $149,985 | 1 |
Largest medical carriers
Medical premium written for these employers.
Cary against North Carolina and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Cary | North Carolina | United States | |
|---|---|---|---|
| Employer plans | 39 | 1,587 | 58,547 |
| Median commission rate | n/a | 4.5% | 3.8% |
| Middle half of rates | n/a | 2.8% – 7.0% | 2.7% – 5.0% |
| Median broker pay per employer | $76,363 | $64,516 | $72,628 |
| Medical premium per covered person | n/a | $5,949 | $7,274 |
| Plans reporting no commission | 0 | 12 | 933 |
Year over year. In plan year 2023, 38 Cary employers reported $6.7M in premiums and $4.8M in broker pay for 55,010 participants; in 2024 it was $6.7M and $4.5M for 54,145 participants (premiums +0.0%, broker pay −7.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Cary employers pay health insurance brokers?
39 Cary employers reported $4,475,972 in broker commissions and fees on their 2024 Form 5500 filings, 35 of them disclosing at least some compensation. Too few fully insured medical plans in Cary reported premium to compute a stable commission rate; the North Carolina median is 4.5% and the U.S. median is 3.8%. In dollars, the median Cary employer that disclosed broker pay reported $76,363.
Which Cary employers have the largest health plans?
By insurance premium reported for 2024, Cornerstone Building Brands, Inc. ($4.9M), Chiesi USA, Inc. ($603,569), Baker Roofing Company Inc ($347,210) lead. 25 Cary employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Cary?
By compensation reported by Cary employers, the largest brokers are Mercer ($1.0M, 3 plans), Gallagher ($497,814, 8 plans), Marsh McLennan Agency ($468,701, 8 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of North Carolina, Unitedhealthcare Insurance Company, Metropolitan Life Insurance Company.
Are Cary employer health plans self-funded or fully insured?
Of 39 Cary employer plans, 5 are fully insured, 18 are self-funded and 16 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in North Carolina
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