Mooresville, North Carolina employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
21 employers in Mooresville, North Carolina filed health plans with 100 or more participants for plan year 2024, covering 297,025 participants. They reported $27M in insurance premiums and $5.3M in broker commissions and fees. Against 2023, premiums were down 7.2% and broker pay rose 16.4%.
Funding: 5 fully insured · 8 self-funded · 8 mixed. 16 of 21 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Mooresville
Mooresville employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Lowes Companies Inc | $26,495,344 | $2,465,326 | 277,591 | Strategic Non-Medical Solutions LLC |
| Bestco, LLC dba SCN Bestco | $257,852 | $51,564 | 719 | Lockton |
| Greenworks North America, LLC | $149,704 | $147,600 | 166 | Mercer |
| Airo Mechanical | $53,448 | $26,845 | 117 | 0009k821- |
| Curo Health Services, LLC | $0 | $1,265,796 | 13,195 | USI Insurance Services |
| Randy Marion Inc | $0 | $333,997 | 876 | Piedmont Benefits Group Inc |
| NGK Ceramics USA, Inc. | $0 | $68,957 | 821 | USI Insurance Services |
| Carolina Beverage Group, LLC | $0 | $44,982 | 613 | USI Insurance Services |
| Corvid Technologies | $0 | $198,213 | 394 | Scott Anderson |
| Penske Performance Inc. | $0 | $2,389 | 394 | Gallagher |
| The Tharpe Company, Inc. | $0 | $140,023 | 346 | Willis Towers Watson |
| American Merchandising Specialists, Inc. | $0 | $33,742 | 231 | James a Scott & Son Inc |
| Composite Factory | $0 | $122,457 | 231 | Nancy Perri |
| Amv Holdings, LLC | $0 | $146,369 | 230 | John E Masse |
| Highlights Healthcare | $0 | $32,392 | 226 | John Hilton |
| Roush & Yates Racing Engines, LLC | $0 | $53,472 | 194 | USI Insurance Services |
| Michael Weinig, Inc. | $0 | $75,434 | 168 | Marsh McLennan Agency |
| Champion Media, LLC | $0 | $22,015 | 157 | NFP |
| David E Thome DDS PLLC 1 | $0 | $15,721 | 148 | Insurance Office of America |
| Dej Holdings, LLC | $0 | $35,431 | 106 | James a Scott & Son Inc |
| Performance Fire Protection, LLC | $0 | $61,098 | 102 | USI Insurance Services |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Mooresville employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $1,497,032 | 6 |
| Strategic Non-Medical Solution | $1,369,822 | 1 |
| Mercer | $983,171 | 2 |
| Piedmont Benefits Group Inc | $152,839 | 1 |
| Willis Towers Watson | $140,023 | 1 |
| Mosaic Group Services LLC | $122,774 | 8 |
| Scott Anderson | $114,811 | 2 |
| Alight Holding Company | $107,642 | 1 |
| Acs Benefit Services, LLC | $101,354 | 1 |
| John E Masse | $99,552 | 1 |
Largest medical carriers
Medical premium written for these employers.
Mooresville against North Carolina and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Mooresville | North Carolina | United States | |
|---|---|---|---|
| Employer plans | 21 | 1,587 | 58,547 |
| Median commission rate | n/a | 4.5% | 3.8% |
| Middle half of rates | n/a | 2.8% – 7.0% | 2.7% – 5.0% |
| Median broker pay per employer | $61,098 | $64,516 | $72,628 |
| Medical premium per covered person | n/a | $5,949 | $7,274 |
| Plans reporting no commission | 0 | 12 | 933 |
Year over year. In plan year 2023, 23 Mooresville employers reported $29M in premiums and $4.6M in broker pay for 326,606 participants; in 2024 it was $27M and $5.3M for 297,025 participants (premiums −7.2%, broker pay +16.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Mooresville employers pay health insurance brokers?
21 Mooresville employers reported $5,343,823 in broker commissions and fees on their 2024 Form 5500 filings, 21 of them disclosing at least some compensation. Too few fully insured medical plans in Mooresville reported premium to compute a stable commission rate; the North Carolina median is 4.5% and the U.S. median is 3.8%. In dollars, the median Mooresville employer that disclosed broker pay reported $61,098.
Which Mooresville employers have the largest health plans?
By insurance premium reported for 2024, Lowes Companies Inc ($26M), Bestco, LLC dba SCN Bestco ($257,852), Greenworks North America, LLC ($149,704) lead. 21 Mooresville employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Mooresville?
By compensation reported by Mooresville employers, the largest brokers are USI Insurance Services ($1.5M, 6 plans), Strategic Non-Medical Solution ($1.4M, 1 plans), Mercer ($983,171, 2 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of North Carolina, Hawaii Medical Service Association, Unitedhealthcare Insurance Company.
Are Mooresville employer health plans self-funded or fully insured?
Of 21 Mooresville employer plans, 5 are fully insured, 8 are self-funded and 8 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in North Carolina
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