Huntersville, North Carolina employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
20 employers in Huntersville, North Carolina filed health plans with 100 or more participants for plan year 2024, covering 10,727 participants. They reported $3.1M in insurance premiums and $1.6M in broker commissions and fees. Against 2023, premiums were up 86.0% and broker pay rose 10.4%.
Funding: 7 fully insured · 6 self-funded · 7 mixed. 13 of 20 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Huntersville
Huntersville employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Advisor HR Peo | $2,272,943 | $111,235 | 231 | Hilb Group of North Carolina |
| Metrolina Greenhouses Inc | $398,154 | $217,360 | 770 | Marsh McLennan Agency |
| Burkert USA Corporation | $319,130 | $85,057 | 140 | Gallagher |
| Carolina Urology Partners | $97,148 | $49,218 | 151 | Willis Towers Watson |
| American Tire Distributors, Inc. | $0 | $198,311 | 3,442 | Aon |
| Core Linen Services | $0 | $160,841 | 1,756 | Aon |
| Nsi Industries, LLC | $0 | $24,267 | 1,075 | NFP |
| Keffer Automotive Group | $0 | $182,847 | 529 | USI Insurance Services |
| Joe Gibbs Racing, LLC | $0 | $170 | 456 | NFP |
| Advisor HR Professionals, Inc. | $0 | $160,951 | 372 | Hilb Group of North Carolina |
| Kurz Transfer Products, L.P. | $0 | $75,290 | 338 | Scott Insurance |
| Precision Concepts International | $0 | $609 | 267 | Lockton |
| Ascendum Machinery, Inc. | $0 | $26,095 | 224 | NFP |
| Advisor HR Professionals 2 | $0 | $71,627 | 212 | Hilb Group of North Carolina |
| Safeguard US Holdco Inc. | $0 | $102,806 | 172 | Lockton |
| Saertex Usa,llc | $0 | $9,713 | 160 | Brandon Walters |
| Advisor Irep | $0 | $76,683 | 122 | Hilb Group of North Carolina |
| 23xi Racing | $0 | $35,506 | 107 | Insurance Office of America, Inc. |
| Torrent Consulting, LLC | $0 | $36,162 | 103 | NFP |
| Advisor HR | $0 | — | 100 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Huntersville employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Hilb Group of North Carolina | $360,910 | 4 |
| Aon | $314,573 | 2 |
| USI Insurance Services | $147,221 | 3 |
| Marsh McLennan Agency | $135,070 | 1 |
| NFP | $95,826 | 5 |
| Lockton | $95,497 | 2 |
| Gallagher | $85,057 | 1 |
| Melissa Nelson | $82,637 | 1 |
| Mosaic Group Services LLC | $75,395 | 6 |
| Scott Benefit Services | $46,069 | 1 |
Largest medical carriers
Medical premium written for these employers.
Huntersville against North Carolina and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Huntersville | North Carolina | United States | |
|---|---|---|---|
| Employer plans | 20 | 1,587 | 58,547 |
| Median commission rate | n/a | 4.5% | 3.8% |
| Middle half of rates | n/a | 2.8% – 7.0% | 2.7% – 5.0% |
| Median broker pay per employer | $75,290 | $64,516 | $72,628 |
| Medical premium per covered person | n/a | $5,949 | $7,274 |
| Plans reporting no commission | 0 | 12 | 933 |
Year over year. In plan year 2023, 20 Huntersville employers reported $1.7M in premiums and $1.5M in broker pay for 10,556 participants; in 2024 it was $3.1M and $1.6M for 10,727 participants (premiums +86.0%, broker pay +10.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Huntersville employers pay health insurance brokers?
20 Huntersville employers reported $1,624,748 in broker commissions and fees on their 2024 Form 5500 filings, 19 of them disclosing at least some compensation. Too few fully insured medical plans in Huntersville reported premium to compute a stable commission rate; the North Carolina median is 4.5% and the U.S. median is 3.8%. In dollars, the median Huntersville employer that disclosed broker pay reported $75,290.
Which Huntersville employers have the largest health plans?
By insurance premium reported for 2024, Advisor HR Peo ($2.3M), Metrolina Greenhouses Inc ($398,154), Burkert USA Corporation ($319,130) lead. 20 Huntersville employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Huntersville?
By compensation reported by Huntersville employers, the largest brokers are Hilb Group of North Carolina ($360,910, 4 plans), Aon ($314,573, 2 plans), USI Insurance Services ($147,221, 3 plans). By medical premium, the largest carriers are Bluechoice Healthplan, Blue Cross and Blue Shield of North Carolina, Cigna Health and Life Insurance Company.
Are Huntersville employer health plans self-funded or fully insured?
Of 20 Huntersville employer plans, 7 are fully insured, 6 are self-funded and 7 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in North Carolina
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