Gastonia, North Carolina employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
16 employers in Gastonia, North Carolina filed health plans with 100 or more participants for plan year 2024, covering 9,108 participants. They reported $497,420 in insurance premiums and $1.4M in broker commissions and fees. Against 2023, premiums were up 830.6% and broker pay rose 37.7%.
Funding: 5 fully insured · 8 self-funded · 3 mixed. 11 of 16 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Gastonia
Gastonia employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Kare Partners Billing & Operations, Inc. | $344,794 | $72,438 | 458 | Contemporary Benefits Advisors |
| Parkdale Mills Inc | $115,875 | $16,274 | 1,105 | OneDigital |
| Stabilus, Inc. | $36,751 | $114,829 | 603 | Marsh McLennan Agency |
| Caromont Health, Inc. | $0 | $467,934 | 3,479 | Custom Benefit Programs Inc. |
| Gaston Family Health Services | $0 | — | 757 | — |
| U.S. Cotton LLC | $0 | $127,565 | 663 | Member Resources Inc |
| Piedmont Plastic Surgery and Dermatology, P.A. | $0 | $67,791 | 413 | James a Scott & Son Inc |
| Southwood Realty Company | $0 | $58,266 | 321 | Marsh McLennan Agency |
| GSM Services, Inc. | $0 | $124,943 | 252 | Corporate Benefits Service, Inc. |
| Cornwell Capital, LLC | $0 | $122,164 | 231 | James a Scott & Son Inc |
| Beverly Knits, Inc. | $0 | $19,021 | 213 | Kenneth W Harvey |
| Support Incorporated | $0 | $20,570 | 134 | Piedmont Benefits Group Inc |
| Phoenix Counseling Center | $0 | $46,323 | 132 | Me Wilson Company, LLC |
| Covenant Village, Inc. | $0 | $27,189 | 128 | McIntosh Employee Benefits Advisors |
| 3 Fish, Inc | $0 | $34,807 | 110 | Nancy Perri |
| Carolina Therapeutic Services Inc | $0 | $75,000 | 109 | Geoffrey Ricks |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Gastonia employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Custom Benefit Programs Inc | $217,467 | 1 |
| Winston Financial Services, Inc. | $217,467 | 1 |
| Marsh McLennan Agency | $151,591 | 2 |
| James a Scott & Son Inc | $114,509 | 2 |
| Corporate Benefit Services | $84,797 | 2 |
| Member Resources Inc | $81,507 | 1 |
| Geoffrey Ricks | $56,358 | 1 |
| Nicholas Kammeyer | $50,778 | 1 |
| Contemporary Benefits Advisors | $48,462 | 1 |
| CBIZ | $46,058 | 1 |
Largest medical carriers
Medical premium written for these employers.
Gastonia against North Carolina and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Gastonia | North Carolina | United States | |
|---|---|---|---|
| Employer plans | 16 | 1,587 | 58,547 |
| Median commission rate | n/a | 4.5% | 3.8% |
| Middle half of rates | n/a | 2.8% – 7.0% | 2.7% – 5.0% |
| Median broker pay per employer | $67,791 | $64,516 | $72,628 |
| Medical premium per covered person | n/a | $5,949 | $7,274 |
| Plans reporting no commission | 0 | 12 | 933 |
Year over year. In plan year 2023, 17 Gastonia employers reported $53,454 in premiums and $1.0M in broker pay for 9,553 participants; in 2024 it was $497,420 and $1.4M for 9,108 participants (premiums +830.6%, broker pay +37.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Gastonia employers pay health insurance brokers?
16 Gastonia employers reported $1,395,114 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Gastonia reported premium to compute a stable commission rate; the North Carolina median is 4.5% and the U.S. median is 3.8%. In dollars, the median Gastonia employer that disclosed broker pay reported $67,791.
Which Gastonia employers have the largest health plans?
By insurance premium reported for 2024, Kare Partners Billing & Operations, Inc. ($344,794), Parkdale Mills Inc ($115,875), Stabilus, Inc. ($36,751) lead. 16 Gastonia employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Gastonia?
By compensation reported by Gastonia employers, the largest brokers are Custom Benefit Programs Inc ($217,467, 1 plans), Winston Financial Services, Inc. ($217,467, 1 plans), Marsh McLennan Agency ($151,591, 2 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of North Carolina, Equitable Financial Life Insurance Company of America.
Are Gastonia employer health plans self-funded or fully insured?
Of 16 Gastonia employer plans, 5 are fully insured, 8 are self-funded and 3 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in North Carolina
Is your company on this page? Get its Form 5500 read next to the Gastonia, North Carolina medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.